CARLISI
ActiveCARLISI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €343k and a net result of €68k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+3
Solvency90▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.95 against 2.29 in 2024; short-term debt: 21.2% and cash: 36.1% of total assets), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
12.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
30 d late
2022
3 d early
2021
31 d late
2020
31 d late
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€343k▲ 24.1%
2024 · €276k
2018: €164k
2019: €181k
2020: €172k
2021: €216k
2022: €245k
2023: €281k
2024: €276k
2018 → 2025
Total assets
€526k▼ 10.5%
2024 · €588k
2018: €710k
2019: €610k
2020: €613k
2021: €610k
2022: €549k
2023: €538k
2024: €588k
2018 → 2025
Net result
€68k▲ 8.6%
2024 · €63k
2018: €41k
2019: €37k
2020: €26k
2021: €64k
2022: €31k
2023: €53k
2024: €63k
2018 → 2025
Working capital
€328k▲ 30.3%
2024 · €252k
2018: €92k
2019: €128k
2020: €146k
2021: €188k
2022: €230k
2023: €262k
2024: €252k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€245k▲ 13.7%€281k▲ 14.3%€276k▼ 1.6%€343k▲ 24.1%
Operating result€102k-€51k▼ 49.7%€92k▲ 80.6%€103k▲ 11.9%€109k▲ 5.6%
Net result€64k-€31k▼ 51.5%€53k▲ 70.8%€63k▲ 17.5%€68k▲ 8.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€86k▼ 38.6%
Current assets
€440k▼ 1.7%
Equity and liabilities €526k
Equity
€343k▲ 24.1%
Debt
€183k▼ 41.2%
The debt ratio falls from 53.0% to 34.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€164k▲
2024 · €155k
Cash flow
€123k▲
2024 · €115k
Solvency
65.1%▲
2024 · 47.0%
Current ratio
3.95▲
2024 · 2.29
Quick ratio
2.47▲
2024 · 1.49
Debt / equity
0.54▼
2024 · 1.13
ROE
19.9%▼
2024 · 22.7%
ROA
12.9%▲
2024 · 10.7%
Interest coverage
19.53▲
2024 · 14.85
Debt
€183k▼
2024 · €312k
Debt ≤ 1 year
€111k▼
2024 · €195k
Debt > 1 year
€68k▼
2024 · €116k
Income taxes
€34k▲
2024 · €31k
Staff costs
€105k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€588k€526k▼
Fixed assets21/28€141k€86k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€140k€86k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€124k€76k▼
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€5k€2k▼
Financial fixed assets28€149€149=
Current assets29/58€447k€440k▼
Stocks and contracts in progress3€157k€165k▲
Stocks30/36€157k€165k▲
Amounts receivable within one year40/41€78k€83k▲
Trade receivables40€78k€83k▲
Cash at bank and in hand54/58€211k€190k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€588k€526k▼
Equity10/15€276k€343k▲
Contributions10/11€20k€20k=
Reserves13€237k€305k▲
Distributable reserves133€237k€305k▲
Profit (loss) carried forward14€19k€18k▼
Amounts payable17/49€312k€183k▼
Amounts payable after more than one year17€116k€68k▼
Financial debts170/4€116k€68k▼
Amounts payable within one year42/48€195k€111k▼
Current portion of amounts payable after more than one year42€46k€48k▲
Trade debts44€51k€8k▼
Suppliers440/4€51k€8k▼
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€24k€45k▲
Taxes450/3€16k€37k▲
Remuneration and social security454/9€8k€8k▼
Other amounts payable47/48€74k€6k▼
Accrued charges and deferred income492/3€600€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€64k€105k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€55k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€4k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€226k€276k▲
Operating profit (loss)9901€103k€109k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€94k€102k▲
Income taxes67/77€31k€34k▲
Profit (loss) for the period9904€63k€68k▲
Profit (loss) for the period to be appropriated9905€63k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€87k▲
Profit (loss) brought forward from the previous period14P€21k€19k▼
Transfer from equity791/2€65k-
Transfer to equity691/2€63k€68k▲
To other reserves6921€63k€68k▲
Profit to be distributed694/7€67k€2k▼
Return on contributions (dividend)694€67k€2k▼
Social balance
Average headcount (FTE)908764,104.32.9▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €68k ▲8.6%
Operating result €109k, net result €68k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €216k ▲25.5%
4 profitable years in a row build equity to €216k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €26k ▼28.6%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maaseikersteenweg 2353620 LanakenGround area
3,208 m²
Building footprint
663 m²
Volume, LiDAR
3,050 m³
Parcel 73042B0430/00D000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Carlisi
since 20092.183.650.142
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042B0430/00D000 | Flanders | 3,208 m² | 1 · 663 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IF Cars
BE 0552.964.930
Diest · Eq €343k
THN 911
BE 0650.932.257
Braine-l'Alleud · Eq €343k
CLAEYS DEPANNAGEDIENST
BE 0860.024.467
Knokke-Heist · Eq €342k
BLOCKEEL CHRIST
BE 0885.985.330
Waregem · Eq €342k
P. VERHELST
BE 0563.806.065
Oudenburg · Eq €343k
Of 10,674 companies in sector 47811 we hold annual accounts for 5,221. 3,610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2009
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
95315Tyre services
95316Washing and cleaning of motor vehicles
47820Retail sale of motor vehicle parts and accessories
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.