BRONCKART
ActiveBRONCKART has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €478k and a net result of €78k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 88% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+6
Solvency100=
Growth53=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.65 against 4.0 in 2024; short-term debt: 21.3% and cash: 43.4% of total assets), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.7%
Return on assets
12.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
13 d early
2022
3 d early
2021
29 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.62M▼ 10.2%
2023 · €1.81M
2022: €1.97M
2023: €1.81M
2022 → 2024
EBIT margin
8.4%▲ 5.1pp
2023 · 3.3%
2022: 3.1%
2023: 3.3%
2022 → 2024
Net result
€78k▼ 17.2%
2024 · €95k
2018: €21k
2019: €13k
2020: €27k
2021: €19k
2022: €35k
2023: €40k
2024: €95k
2018 → 2025
Working capital
€471k▲ 20.6%
2024 · €391k
2018: €158k
2019: €176k
2020: €211k
2021: €233k
2022: €266k
2023: €297k
2024: €391k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.97M€1.81M▼ 8.1%€1.62M▼ 10.2%
Equity€230k-€265k▲ 15.0%€305k▲ 14.9%€399k▲ 31.1%€478k▲ 19.6%
Operating result€31k-€60k▲ 96.2%€59k▼ 2.1%€136k▲ 131%€112k▼ 17.5%
Net result€19k-€35k▲ 82.3%€40k▲ 14.3%€95k▲ 139%€78k▼ 17.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €607k
Fixed assets
€7k▼ 28.8%
Current assets
€600k▲ 15.3%
Equity and liabilities €607k
Equity
€478k▲ 19.6%
Debt
€129k▼ 1.2%
The debt ratio falls from 24.7% to 21.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▼
2024 · €138k
Cash flow
€81k▼
2024 · €97k
Solvency
78.7%▲
2024 · 75.3%
Current ratio
4.65▲
2024 · 4.00
Quick ratio
2.34▲
2024 · 2.31
Debt / equity
0.27▼
2024 · 0.33
ROE
16.4%▼
2024 · 23.7%
ROA
12.9%▼
2024 · 17.9%
Interest coverage
36.80▼
2024 · 37.98
Debt
€129k▼
2024 · €131k
Debt ≤ 1 year
€129k▼
2024 · €130k
Income taxes
€32k▼
2024 · €39k
Staff costs
€56k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€530k€607k▲
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€267€0▼
Furniture and vehicles24€774€419▼
Other tangible fixed assets26€8k€6k▼
Current assets29/58€521k€600k▲
Stocks and contracts in progress3€220k€297k▲
Stocks30/36€220k€297k▲
Amounts receivable within one year40/41€76k€39k▼
Trade receivables40€33k€17k▼
Other amounts receivable41€43k€23k▼
Cash at bank and in hand54/58€223k€263k▲
Deferred charges and accrued income490/1€812€291▼
Equity and liabilities
Total equity and liabilities10/49€530k€607k▲
Equity10/15€399k€478k▲
Contributions10/11€19k€19k=
Reserves13€381k€459k▲
Distributable reserves133€381k€459k▲
Amounts payable17/49€131k€129k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€130k€129k▼
Current portion of amounts payable after more than one year42€987€0▼
Trade debts44€45k€33k▼
Suppliers440/4€45k€33k▼
Taxes, remuneration and social security45€49k€65k▲
Taxes450/3€37k€52k▲
Remuneration and social security454/9€13k€13k▲
Other amounts payable47/48€34k€31k▼
Accrued charges and deferred income492/3€585€0▼
Income statement
Code20242025
Turnover70€1.62M-
Goods, raw materials, services and sundry goods60/61€1.45M-
Remuneration, social security and pensions62€55k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€-13€30▲
Gross operating margin9900€196k€174k▼
Operating profit (loss)9901€136k€112k▼
Financial income75/76B€971€1k▲
Recurring financial income75€971€1k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€133k€110k▼
Income taxes67/77€39k€32k▼
Profit (loss) for the period9904€95k€78k▼
Profit (loss) for the period to be appropriated9905€95k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€78k▼
Transfer to equity691/2€95k€78k▼
To other reserves6921€95k€78k▼
Social balance
Average headcount (FTE)90871.61.7▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €95k ▲139%
Operating result €136k, net result €95k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €211k ▲14.6%
3 profitable years in a row build equity to €211k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €13k ▼37.4%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 373891 GingelomGround area
387 m²
Building footprint
117 m²
Volume, LiDAR
614 m³
Parcel 71039A0664/00H000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bronckart
since 20072.159.134.678
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71039A0664/00H000 | Flanders | 387 m² | 1 · 117 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE BICCAI & FILS
BE 0647.629.408
La Louvière · Eq €478k
AUTOCENTER ASSE
BE 0438.476.226
Affligem · Eq €478k
Q&S Motors
BE 0428.482.157
Eeklo · Eq €477k
PRC
BE 0877.458.238
Lommel · Eq €476k
TIMECH
BE 0808.074.435
Kalmthout · Eq €479k
Of 10,677 companies in sector 47811 we hold annual accounts for 5,222. 3,468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2007
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
50200
50302
50400Inland freight water transport
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.