CARLA
ActiveCARLA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €25k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 73% of 89 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+48
Solvency90▲+27
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 0.16 in 2024; short-term debt: 34.6% and cash: 36.3% of total assets), and 34.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.4%
Return on assets
34.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €47k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
15 d early
2023
19 d early
2022
31 d early
2021
30 d late
2020
31 d late
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 111%
2024 · €22k
2018: €31k
2019: €24k
2020: €39k
2021: €38k
2022: €33k
2023: €18k
2024: €22k
2018 → 2025
Total assets
€72k▲ 21.5%
2024 · €59k
2018: €134k
2019: €114k
2020: €101k
2021: €88k
2022: €70k
2023: €61k
2024: €59k
2018 → 2025
Net result
€25k▲ 487%
2024 · €4k
2018: €10k
2019: €-7k
2020: €15k
2021: €-883
2022: €-5k
2023: €-15k
2024: €4k
2018 → 2025
Working capital
€10k
2024 · €-31k
2018: €-39k
2019: €-57k
2020: €-39k
2021: €-35k
2022: €-27k
2023: €-37k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€33k▼ 13.6%€18k▼ 44.6%€22k▲ 23.2%€47k▲ 111%
Operating result€676-€-6k€-14k▼ 126%€9k€38k▲ 323%
Net result€-883-€-5k▼ 484%€-15k▼ 183%€4k€25k▲ 487%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 323% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€37k▼ 31.4%
Current assets
€35k▲ 517%
Equity and liabilities €72k
Equity
€47k▲ 111%
Debt
€25k▼ 32.5%
The debt ratio falls from 62.3% to 34.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €14k
Cash flow
€30k▲
2024 · €9k
Solvency
65.4%▲
2024 · 37.7%
Current ratio
1.42▲
2024 · 0.16
Quick ratio
1.42▲
2024 · 0.16
Debt / equity
0.53▼
2024 · 1.65
ROE
52.5%▲
2024 · 18.9%
ROA
34.4%▲
2024 · 7.1%
Interest coverage
8.94▲
2024 · 2.90
Debt
€25k▼
2024 · €37k
Debt ≤ 1 year
€25k▼
2024 · €37k
Income taxes
€9k
Staff costs
€37k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€72k▲
Fixed assets21/28€53k€37k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€50k€34k▼
Land and buildings22€50k€34k▼
Financial fixed assets28€250€250=
Current assets29/58€6k€35k▲
Amounts receivable within one year40/41€3k€8k▲
Trade receivables40€3k€8k▲
Cash at bank and in hand54/58€1k€26k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€59k€72k▲
Equity10/15€22k€47k▲
Contributions10/11€6k€6k=
Reserves13€32k€41k▲
Distributable reserves133€32k€41k▲
Profit (loss) carried forward14€-16k€0▲
Amounts payable17/49€37k€25k▼
Amounts payable within one year42/48€37k€25k▼
Financial debts43€6k€0▼
Credit institutions430/8€6k€0▼
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Advances received on contracts in progress46€100€2k▲
Taxes, remuneration and social security45€17k€13k▼
Taxes450/3€6k€9k▲
Remuneration and social security454/9€11k€4k▼
Other amounts payable47/48€6k€4k▼
Accrued charges and deferred income492/3€134€0▼
Income statement
Code20242025
Non-recurring operating income76A-€39k
Remuneration, social security and pensions62€38k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€760
Other operating charges640/8€5k€7k▲
Gross operating margin9900€57k€89k▲
Operating profit (loss)9901€9k€38k▲
Financial income75/76B€9€2▼
Recurring financial income75€9€2▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€4k€33k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€4k€25k▲
Profit (loss) for the period to be appropriated9905€4k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€8k▲
Profit (loss) brought forward from the previous period14P€-21k€-16k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €25k ▲487%
Operating result €38k, net result €25k, both a record.
31-12
Financial
Liquidity times 9current ratio 1.42
Current ratio from 0.16 to 1.42; short-term debt falls from €37k to €25k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Coq d'Aousse(L-F) 16530 ThuinGround area
867 m²
Building footprint
157 m²
Volume, LiDAR
1,303 m³
Parcel 56039A0122/00R000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
carla
since 20062.152.315.182
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56039A0122/00R000 | Wallonia | 867 m² | 1 · 157 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteThuin2.152.315.182
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Of 142 companies in sector 87992 we hold annual accounts for 89. 35 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2005
Fiscal year end31-12
Activities, NACEBEL
87205Residential care activities
87992Residential care activities
49410Freight transport by road
82990Other business support services
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0479/24.69.76