Equity
€3,976 from €206,046 in 2022
Equity fell by 98% in 3 years.
Pro Tech Services
Lifetime
8 annual accounts with figures on one time axispeak €121,788 (2021)
-€18,746▲ €82,485
lowest -€117,585 (2024)
-€47,608▲ €69,977
peak €206,046 (2022)
€3,976▼ 92.3%
€10,997▼ 66.8%
peak 0 FTE (2023)
-not published
Board2 names since 2014
1 directorVerheyden Carl
Documentsfilings and deeds
02-10-202663 days late
2025financial year
Gross margin from -€101,231 to -€18,746Loss of €47,608Equity from €51,584 to €3,976Debts from €33,142 to €10,997Cash from €13,592 to €201
Key points
from the 2025 annual accountsLosses
-€202,070 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€10,997 73% of the balance sheet
Suppliers 37%Taxes and wages 18%Other 45%
Of this, €10,896 falls due within a year.
Liquidity
0.99 was 2.42 in 2024
Short-term debts fell from €33,041 to €10,896.
Filings
8 annual accounts 63 days
Latest accounts filed late: after the legal deadline.
Board
1 joined · 1 left
Board changed. Latest change 08-01-2026 · 1 in office.
Checked score
50
Fair
Financially stronger than 15% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.6%▼ -0.1 percentage points vs 02-2025
04-2025: 0.7%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.6%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 1.3%▲ +0.7 percentage points vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.4%▲ +0.1 percentage points vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.5%▲ +0.1 percentage points vs 06-2026
08-2026: 2.2%▲ +0.7 percentage points vs 07-2026
09-2026: 2.7%▲ +0.5 percentage points vs 08-2026highest value
10-2026: 2.6%▼ -0.1 percentage points vs 09-2026
11-2026: 2.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 63 days late; 1 of the last 3 accounts late
1 change of registered office in 24 months
Loss of €47,608, the second in a row (financial year 2025)
lowers risk
Size: total assets €14,973
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 37% of them on solvency, 13% on liquidity, 6% on profitability and 5% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,294 companies had the same profile as Pro Tech Services has now. Each dot stands for 4 companies, two years later.
89.6%
were still trading
5.9%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Pro Tech Services itself: 2.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for Pro Tech Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.99 (2.42 in 2024), below 1. Short-term debt is 72.8% and cash 1.3% of total assets. 73.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€47,608
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-10-2026, 63 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
63 days late
2024
22 days early
2023
23 days early
2022
19 days early
2021
24 days early
2020
149 days early
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0552620381
Company renamed from CARL BY CARL to Pro Tech Services
Registered office moved from Boortmeereek to Bonheiden · New registered office: Oude Molenstraat 31, 2820 Bonheiden · Previous registered office: Kapitein Armand Tobbackstraat 13 bus 301, 3190 Boortmeereek · Gazette deed
Change of role: VERHEYDEN Carl Alfons, from manager to director
Gazette deed
Registered office moved from Zemst to Boortmeereek
New registered office: Kapitein Armand Tobbackstraat 13 bus 301, 3190 Boortmeereek · Previous registered office: Damstraat 195, 1980 Zemst · Board meeting of 16-11-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Pro Tech Services Bonheiden | €14,973 | -€18,746 | 26.6% | - |
| Darnoc Putte | €14,893 | -€22,548 | 87.4% | - |
| LOVLANED Wommelgem | €13,562 | €1,054 | 40.8% | - |
| CHEZ VALI Anderlecht | €15,145 | -€899 | 50.0% | - |
| USD S.A Aiseau-Presles | €12,679 | -€447 | -665.1% | - |
| Le Grand Méchant Zoom Genappe | €14,011 | €492 | 54.2% | - |
| RUCON - IEC Aartselaar | €10,642 | €1,409 | 98.9% | - |
These companies have the same main activity as Pro Tech Services: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €10,600 and €15,100, founded between 2012 and 2016.
Official details
Source: KBO- Status
- Active since 01-04-2014Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 4 others
- Establishment unit
- 2.230.248.3483190 Boortmeerbeek, since 01-04-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 02-02-2026
Insights on Pro Tech Services
Pro Tech Services has existed since 2014. In 2021 the gross margin rose from €15,476 to €121,788.
Solvency fell in 2025 from 60.9% to 26.6% because of the loss.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Pro Tech Services
- What is the company number of Pro Tech Services?
- The company number of Pro Tech Services is 0552.620.381. The VAT number is the same number with BE in front: BE 0552.620.381.
- Where is Pro Tech Services based?
- The registered office is at Oude Molenstraat 31, 2820 Bonheiden.Company details
- What does Pro Tech Services do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of Pro Tech Services?
- Pro Tech Services is a private limited company (BV).
- When was Pro Tech Services founded?
- Pro Tech Services was founded on 01-04-2014.
- Is Pro Tech Services still active?
- Yes, Pro Tech Services is an active enterprise in the KBO register.
- What is the turnover of Pro Tech Services?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is Pro Tech Services profitable?
- In financial year 2025, Pro Tech Services made a loss of €47,608.
- Where can I find the annual accounts of Pro Tech Services?
- Pro Tech Services filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Pro Tech Services due?
- Pro Tech Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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