Carime
ActiveSummary
Carime has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €322,729 and a net result of €181,169. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+15
Solvency100▲+12
Growth80▲+17
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.75 against 2.66 in 2023; short-term debt: 17.2% and cash: 2.9% of total assets), and 17.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.8%
Return on assets
46.5%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
142 d late
2022
32 d late
2021
150 d late
2020
153 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 120 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€135,129▲ 83.4%
2020 · €73,683
EBIT margin
29.7%▼ 8.0pp
2020 · 37.7%
Net result
€181,169▲ 521%
2023 · €29,189
Working capital
€318,356▲ 135%
2023 · €135,758
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€73,683▼ 27.5%€135,129▲ 83.4%
Operating result€27,774▼ 18.9%€40,086▲ 44.3%€17,929▼ 55.3%€41,033▲ 129%€185,763▲ 353%
Net result€27,731within the sector's middle half▼ 18.9%€33,648within the sector's middle half▲ 21.3%€10,492within the sector's middle half▼ 68.8%€29,189within the sector's middle half▲ 178%€181,169above the sector's middle half▲ 521%
EBIT margin37.7%▲ 4.0pp29.7%▼ 8.0pp
Equity€68,231within the sector's middle half▲ 68.5%€101,879within the sector's middle half▲ 49.3%€112,371within the sector's middle half▲ 10.3%€141,560within the sector's middle half▲ 26.0%€322,729above the sector's middle half▲ 128%
Total assets€89,050within the sector's middle half▲ 11.3%€138,044within the sector's middle half▲ 55.0%€133,315within the sector's middle half▼ 3.4%€223,402within the sector's middle half▲ 67.6%€389,698within the sector's middle half▲ 74.4%
Debt€20,819▼ 47.3%€36,165▲ 73.7%€20,943▼ 42.1%€81,842▲ 291%€66,968▼ 18.2%
Working capital€59,491within the sector's middle half▲ 96.6%€94,380within the sector's middle half▲ 58.6%€105,141within the sector's middle half▲ 11.4%€135,758within the sector's middle half▲ 29.1%€318,356above the sector's middle half▲ 135%
Solvency76.6%above the sector's middle half▲ 26.0pp73.8%within the sector's middle half▼ 2.8pp84.3%above the sector's middle half▲ 10.5pp63.4%within the sector's middle half▼ 20.9pp82.8%above the sector's middle half▲ 19.4pp
Current ratio3.86within the sector's middle half▲ 2.093.61within the sector's middle half▼ 0.256.02above the sector's middle half▲ 2.412.66within the sector's middle half▼ 3.365.75above the sector's middle half▲ 3.10
Return on assets (ROA)31.1%above the sector's middle half▼ 11.6pp24.4%within the sector's middle half▼ 6.8pp7.9%within the sector's middle half▼ 16.5pp13.1%within the sector's middle half▲ 5.2pp46.5%above the sector's middle half▲ 33.4pp
Staff (FTE)1.51.6▲ 6.7%4.4▲ 175%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 353% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €389,698
Fixed assets
€4,374 ▼ 24.6%
Current assets
€385,324 ▲ 77.1%
Equity and liabilities €389,698
Equity
€322,729 ▲ 128%
Debt
€66,968 ▼ 18.2%
Debt's share of the balance-sheet total falls from 36.6% to 17.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€187,192▲
2023 · €42,462
Cash flow
€182,598▲
2023 · €30,617
Debt to equity
0.21▼
2023 · 0.58
ROE
56.1%▲
2023 · 20.6%
Interest coverage
224.88▲
2023 · 65.75
Debt ≤ 1 year
€66,968▼
2023 · €81,842
Income taxes
€3,762▼
2023 · €11,199
Staff costs
€90,336▲
2023 · €29,682
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €73,683 | €135,129 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €83,860 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €12,652 | €25,806 | €29,682 | €90,336 | ▲ 204% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,769 | €1,278 | €1,177 | €1,428 | €1,428 | = |
| Other operating charges640/8 | - | €100 | - | - | - | - |
| Gross operating margin9900 | €29,785 | €54,116 | €44,913 | €72,143 | €277,527 | ▲ 285% |
| Operating profit (loss)9901 | €27,774 | €40,086 | €17,929 | €41,033 | €185,763 | ▲ 353% |
| Financial charges65/66B | - | €438 | €311 | €646 | €832 | ▲ 28.9% |
| Recurring financial charges65 | €42 | €438 | €311 | €646 | €832 | ▲ 28.9% |
| Profit (loss) for the period before taxes9903 | €27,731 | €39,648 | €17,619 | €40,387 | €184,931 | ▲ 358% |
| Income taxes67/77 | - | €6,000 | €7,127 | €11,199 | €3,762 | ▼ 66.4% |
| Profit (loss) for the period9904 | €27,731 | €33,648 | €10,492 | €29,189 | €181,169 | ▲ 521% |
| Profit (loss) for the period to be appropriated9905 | €27,731 | €33,648 | €10,492 | €29,189 | €181,169 | ▲ 521% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €89,050 | €138,044 | €133,315 | €223,402 | €389,698 | ▲ 74.4% |
| Fixed assets21/28 | €8,740 | €7,499 | €7,231 | €5,802 | €4,374 | ▼ 24.6% |
| Tangible fixed assets22/27 | €8,470 | €7,229 | €6,961 | €5,532 | €4,104 | ▼ 25.8% |
| Land and buildings22 | - | €7,229 | €6,104 | €4,978 | €3,852 | ▼ 22.6% |
| Plant, machinery and equipment23 | - | - | €857 | €554 | €251 | ▼ 54.6% |
| Financial fixed assets28 | €270 | €270 | €270 | €270 | €270 | = |
| Current assets29/58 | €80,311 | €130,545 | €126,084 | €217,600 | €385,324 | ▲ 77.1% |
| Amounts receivable within one year40/41 | €77,105 | €126,909 | €105,300 | €212,410 | €374,112 | ▲ 76.1% |
| Trade receivables40 | - | €68,096 | - | - | - | - |
| Other amounts receivable41 | - | €58,813 | €105,300 | €212,410 | €374,112 | ▲ 76.1% |
| Cash at bank and in hand54/58 | €3,206 | €3,635 | €20,785 | €5,190 | €11,212 | ▲ 116% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €89,050 | €138,044 | €133,315 | €223,402 | €389,698 | ▲ 74.4% |
| Equity10/15 | €68,231 | €101,879 | €112,371 | €141,560 | €322,729 | ▲ 128% |
| Contributions10/11 | €6,300 | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Capital10 | - | €6,300 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | €12,300 | - | - | - | - |
| Outside capital11 | - | - | €6,300 | €6,300 | €6,300 | = |
| Other1109/19 | - | - | €6,300 | €6,300 | €6,300 | = |
| Profit (loss) carried forward14 | €61,931 | €95,579 | €106,071 | €135,260 | €316,429 | ▲ 134% |
| Amounts payable17/49 | €20,819 | €36,165 | €20,943 | €81,842 | €66,968 | ▼ 18.2% |
| Amounts payable within one year42/48 | €20,819 | €36,165 | €20,943 | €81,842 | €66,968 | ▼ 18.2% |
| Trade debts44 | - | €19,773 | €17,399 | €63,530 | €7,788 | ▼ 87.7% |
| Suppliers440/4 | - | €19,773 | €17,399 | €63,530 | €7,788 | ▼ 87.7% |
| Taxes, remuneration and social security45 | - | €16,392 | €3,545 | €18,312 | €59,180 | ▲ 223% |
| Taxes450/3 | - | €16,392 | €3,545 | €18,312 | €59,180 | ▲ 223% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,731 | €33,648 | €10,492 | €29,189 | €181,169 | ▲ 521% |
| + Depreciation and write-downs630 | €1,769 | €1,278 | €1,177 | €1,428 | €1,428 | = |
| Operating cash flow (approximation) | €29,501 | €34,926 | €11,669 | €30,617 | €182,598 | ▲ 496% |
| Investment in fixed assets (approximation) | - | -€38 | -€908 | €0 | €0 | - |
| Change in cash | - | €429 | €17,149 | -€15,595 | €6,022 | ▲ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
Financial
Highest result since 2019net €181,169 ▲521%
Operating result €185,763, net result €181,169, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.75
Current ratio from 2.66 to 5.75; short-term debt falls from €81,842 to €66,968.
31-12
Financial
Equity above €200,000Eq €322,729 ▲128%
6 profitable years in a row build equity to €322,729.
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 142 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €10,492 ▼68.8%
Net result drops to €10,492, the lowest in the series; recovery starts the following year.
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 150 days late
2021
31-12
Financial
Equity above €100,000Eq €101,879 ▲49.3%
3 profitable years in a row build equity to €101,879.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.86
Current ratio from 1.77 to 3.86; short-term debt falls from €39,487 to €20,819.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
261 m²
Building footprint
261 m²
Volume, LiDAR
4,112 m³
Parcel 11811L3838/00N000, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
236
companies at this address
See who is registered here
1 establishment unit
Carime
since 20182.278.178.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3838/00N000 | Flanders | 261 m² | 1 · 261 m² | 22.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 37,738 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded24-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0696766341
Also
9925:BE0696766341
Registered
24-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.