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Complete company report
Generated 23-07-2026
Active BE 0424.644.620Non-profit association

CARI

Croix du Sud 1 ·1348 Ottignies-Louvain-la-Neuve, Belgium· 43 yrs active
Sector: NACE 72109 (72109)
Conclusion Checked

The computed 12-month bankruptcy probability of CARI is < 0.1% (very low). The 2024 annual accounts show equity of €282k and a net result of €-5k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 42 sector peers (fiscal year 2024). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €282k
Net result €-5k
Staff (FTE) 10.1
Better than sector 73%
Snowflake analysis 5 axes · computed by Checked
Health78Profitability0Solvency100Growth32Stability100
62 / 100

Strong profile, led by solvency.

Health 78
Profitability 0
Solvency 100
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Long track record −Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1983, 43 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
78 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 19-06-2025 with the NBB · fiscal year 2024 · volledig
€-200k€0€200k€400kOperating result 2020: €48k€48kNet result 2020: €441k€441kOperating result 2021: €-49k€-49kNet result 2021: €-49k€-49kOperating result 2022: €-46k€-46kNet result 2022: €-46k€-46kOperating result 2023: €-101k€-101kNet result 2023: €-101k€-101kOperating result 2024: €-5k€-5kNet result 2024: €-5k€-5k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~4.8%/year over 7 fiscal years, indicative, assuming unchanged policy.
€100k€200k€300k€400k€500k2025: €279k (€249k - €309k)2026: €260k (€213k - €308k)2027: €242k (€176k - €307k)2018: €395k2019: €392k2020: €441k2021: €454k2022: €404k2023: €300k2024: €282k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 72 · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 70.0% 53.6%
better than 73% of 42 sector peers
Net result €-5k €-16k
better than 57% of 41 sector peers
Equity €282k €644k
better than 30% of 42 sector peers
Gross operating margin €641k €7k
better than 75% of 33 sector peers
Total assets €403k €1.71M
better than 24% of 42 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€23k
- -75% vs sector
Net profit
€-5k
+95.0% far below sector median
Cash flow
€24k
- -65% vs sector
Total assets
€403k
-16.7% +14% vs sector
Equity
€282k
-6.1% +137% vs sector
Working capital
€216k
-3.3% +258% vs sector
Employees (FTE)
10
-5.6% far above sector median
Staff costs
€613k
-10.6% far above sector median
Income taxes
€131
+88.4% -99% vs sector
Debt
€121k
-34.1% -49% vs sector
Debt ≤ 1y
€108k
-38.9% +57% vs sector
Current ratio
3.01
+32.6% +60% vs sector
Quick ratio
2.94
+33.0% +56% vs sector
Solvency
70.0%
+12.7% +81% vs sector
Debt / equity
0.43
-29.8% -73% vs sector
ROE
-1.8%
+94.7% far below sector median
ROA
-1.2%
+94.0% far below sector median
Interest coverage
43.27
- -38% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€23k
Net profit€-5k
Cash flow€24k
Staff costs€613k
Income taxes€131
Dividends-
Total assets€403k
Equity€282k
Debt€121k
of which ≤ 1y€108k
of which > 1y-
Working capital€216k
Employees (FTE)10.1
Ratios (computed)
2024
Current ratio3.01
Quick ratio2.94
Working capital ratio53.7%
Solvency70.0%
Debt / equity0.43
Long-term debt ratio-
Interest coverage43.27
Gross margin-
Net margin-
ROA-1.2%
ROE-1.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€403k
Fixed assets 21/28€79k
Intangible fixed assets 21€27k
Tangible fixed assets 22/27€52k
Current assets 29/58€324k
Stocks & contracts in progress 3€8k
Amounts receivable within one year 40/41€93k
Cash & bank 54/58€207k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€403k
Equity 10/15€282k
Accumulated profits (losses) 14€240k
Amounts payable 17/49€121k
Amounts payable within one year 42/48€108k
Trade debts payable within one year 44€17k
Income statement
Gross operating margin 9900€641k
Operating result 9901€-5k
Financial income 75€984
Financial charges 65€542
Result before taxes 9903€-5k
Income taxes 67/77€131
Net result for the period 9904€-5k
Result to be appropriated 9905€-5k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 72109
Legal form Non-profit association(017)
Incorporation24-06-1983
StatusActive
Postal code1348
Establishment units 1 location
CARI
Croix du Sud 1, 1348 Ottignies-Louvain-la-NeuveSpeur- en ontwikkelingswerk op natuurwetenschappelijk gebied
since 19832.161.842.661
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25386B0115/00G002 Wallonia 1.0 ha 1 · 1,521 m² 19.2 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 21 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-07-2025
State Gazette act Director changes
v3.2
19-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
04-07-2024
State Gazette act Director changes
v3.2
13-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
25-08-2023
State Gazette act Director changes
v3.2
27-07-2023
State Gazette act Director changes
v3.2
06-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
30-03-2023
State Gazette act Director changes
v3.2
2022
20-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
10-08-2021
State Gazette act Director changes
v3.2
20-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
23-04-2021
State Gazette act Director changes
v3.2
2020
13-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
13-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
10-08-2018
State Gazette act Director changes
v3.2
23-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
02-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
20-06-2017
State Gazette act Registered-office change
DU BRAGA VALLON
2016
08-07-2016
State Gazette act Director changes
v3.2
28-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
20-05-2015
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 11 acts
Address history · 1
20-06-2017
Registered-office move
All acts · 11 updated 1 year ago
2025
10-07-2025 4 directors appointed, 2 resigning Director changes
  • Olivier DEVALCKENEER, Dagelijks bestuur
  • Olivier DUPUIS, Bestuurder
  • Tanguy MARCOTTY, Vice président
  • Carine MASSAUX, Bestuurder
  • Orianne ROLLIN, Déléguée à la gestion journalière
  • Anne-Laure JACQUEMART, Bestuurder
Summary: v3.2
Technical details 
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        "name": "Orianne ROLLIN",
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        "name": "Olivier DEVALCKENEER",
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        "name": "Anne-Laure JACQUEMART",
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    },
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      "role": "Vice-Pr\u00E9sident",
      "person": {
        "rrn": null,
        "name": "Tanguy MARCOTTY",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Carine MASSAUX",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
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2024
04-07-2024 5 directors appointed, 2 resigning Director changes
  • Anne-Laure Jacquemart, Bestuurder
  • Patrick Dumont, Bestuurder
  • Yves Amand, Bestuurder
  • Michel Fastre, Bestuurder
  • Jean-Robert Deliege, Bestuurder
  • Agnès Fayet, Administratrice déléguée
  • Orianne Rollin, Bestuurder
Summary: v3.2
Technical details 
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    {
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      "person": {
        "rrn": null,
        "name": "Yves Amand",
        "address": null,
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    },
    {
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      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Michel Fastre",
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    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jean-Robert Deliege",
        "address": null,
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2023
25-08-2023 2 resigning Director changes
  • Etienne BRUNEAU, Bestuurder
  • Joe SANGLIER, 2º vice président
Summary: v3.2
Technical details 
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    },
    {
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      "role": "2\u00BA vice-pr\u00E9sident",
      "person": {
        "rrn": null,
        "name": "Joe SANGLIER",
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  "schema": "v3.2",
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  "subject_company": {
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    "name_full": "14 AQUT 2023"
  }
}
27-07-2023 6 directors appointed Director changes
  • Tanguy Marcotty, Bestuurder
  • Carine Massaux, Bestuurder
  • Orianne Rollin, Bestuurder
  • François GodeT, Penningmeester
  • Joe Sanglier, Vice président
  • Agnès Fayet, Administratrice déléguée
Summary: v3.2
Technical details 
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      "kind": "director_in",
      "role": "administrateur",
      "person": {
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        "name": "Tanguy Marcotty",
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    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
        "rrn": null,
        "name": "Carine Massaux",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "administratrice",
      "person": {
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        "name": "Orianne Rollin",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "tr\u00E9sorier",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7ois GodeT",
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    },
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        "rrn": null,
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      "person": {
        "rrn": null,
        "name": "Agn\u00E8s Fayet",
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30-03-2023 3 directors appointed, 2 resigning Director changes
  • Katia Stilmant, Bestuurder
  • Stanislav Jas, Bestuurder
  • Agnès Fayet, Gedelegeerd bestuurder
  • Jean-Philippe Bolly, Bestuurder
  • Etienne Bruneau, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
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        "rrn": null,
        "name": "Stanislav Jas",
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    },
    {
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      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Jean-Philippe Bolly",
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    },
    {
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      "role": "administrateur-d\u00E9l\u00E9gu\u00E9",
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        "rrn": null,
        "name": "Agn\u00E8s Fayet",
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      "kind": "director_out",
      "role": "administrateur-d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Etienne Bruneau",
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2021
10-08-2021 3 directors appointed, 2 resigning Director changes
  • Agnès Fayet, Secrétaire
  • Joe Sanglier, Bestuurder
  • Michel Fastre, Vice président
  • Charles-Louis Maudoux, Vice président
  • Philippe Cougnet, Secrétaire
Summary: v3.2
Technical details 
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    },
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      "person": {
        "rrn": null,
        "name": "Charles-Louis Maudoux",
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        "birth_date": null
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    },
    {
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      "role": "Secr\u00E9taire",
      "person": {
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        "name": "Philippe Cougnet",
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23-04-2021 2 directors appointed, 1 resigning Director changes
  • Michel FASTRE, Bestuurder
  • Jean-Robert DELIEGE, Bestuurder
  • Albert MARECHAL, Voorzitter
Summary: v3.2
Technical details 
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    {
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      "person": {
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        "name": "Jean-Robert DELIEGE",
        "address": null,
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    },
    {
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      "person": {
        "rrn": null,
        "name": "Albert MARECHAL",
        "address": null,
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  "schema": "v3.2",
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  "subject_company": {
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}
2018
10-08-2018 AMAND Yves appointed as director Director changes
  • AMAND Yves, Bestuurder
Summary: v3.2
Technical details 
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        "name": "AMAND Yves",
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  ],
  "schema": "v3.2",
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  "subject_company": {
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}
2017
20-06-2017 Registered office moved within Louvain-la-Neuve Registered-office change·DU BRAGA VALLON
  • Place Croix du Sud, 1 bte-9, 1348 Louvain-la-Neuve → 1348 Louvain-la-Neuve, Place Croix du Sud, (Bâtiment Boltzmann)
Notary: DU BRAGA VALLON · Louvain-la-Neuve
Technical details 
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      "new_address": {
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        "city": "Louvain-la-Neuve",
        "region": "waals_gewest",
        "street": "Place Croix du Sud",
        "country": "BE",
        "postcode": "1348",
        "box_number": null,
        "street_number": "1",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Place Croix du Sud, 1 bte-9, 1348 Louvain-la-Neuve",
        "city": "Louvain-la-Neuve",
        "region": "waals_gewest",
        "street": "Place Croix du Sud",
        "country": "BE",
        "postcode": "1348",
        "box_number": "bte-9",
        "street_number": "1",
        "locality_suffix": null
      },
      "effective_date": "2017-04-21",
      "evidence_quote": "Suite au conseil d\u0027administration du 21 avril 2017, le conseil d\u0027administration se compose comme suit : Pr\u00E9sident: Albert Mar\u00E9chal, Vice-pr\u00E9sident: Charles-Louis Maupoux, Tr\u00E9sorier: Jean-Philippe Bolly, Secr\u00E9taire: Philippe Cougnet, Administrateur d\u00E9l\u00E9gu\u00E9 : Etienne Bruneau, Administrateur: Thierry H",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "DU BRAGA VALLON",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Louvain-la-Neuve",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2017-06-20",
    "filing_date": "2017-03-26",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2017-03-26",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0424.644.620",
    "name_full": "Centre apicole de recherche et d\u0027information",
    "legal_form": "ASBL"
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  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
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    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Acte de modification du si\u00E8ge social",
    "Proc\u00E8s-verbal de l\u0027assembl\u00E9e g\u00E9n\u00E9rale du 26 mars 2017",
    "Rapport du conseil d\u0027administration du 21 avril 2017"
  ]
}
2016
08-07-2016 3 directors appointed, 3 resigning Director changes
  • Jean-Philippe Bolly, Bestuurder
  • Jean-Philippe Bolly, Penningmeester
  • Etienne Bruneau, Gedelegeerd bestuurder
  • Paul De Vis, Bestuurder
  • André Fontignie, Bestuurder
  • Robert Michiels, Bestuurder
Summary: v3.2
Technical details 
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      "kind": "director_in",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
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        "name": "Etienne Bruneau",
        "address": null,
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  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
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  "subject_company": {
    "kbo": "0424.644.620",
    "name_full": "Centre apicole de recherche et d\u0027information"
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2015
20-05-2015 12 directors appointed Director changes
  • Etienne Bruneau, Gedelegeerd bestuurder
  • Thierry Hance, Bestuurder
  • Catherine de Bie-Sepulchre, Bestuurder
  • Philippe Cougnet, Bestuurder
  • Paul De Vis, Bestuurder
  • Robert Michiels, Bestuurder
  • Louis Hautier, Bestuurder
  • Albert Maréchal, Voorzitter
Summary: v3.2
Technical details 
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      "kind": "director_in",
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        "rrn": null,
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      "person": {
        "rrn": null,
        "name": "Martin Dermine",
        "address": null,
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    {
      "kind": "director_in",
      "role": "vice-pr\u00E9sident",
      "person": {
        "rrn": null,
        "name": "Charles-Louis Maudoux",
        "address": null,
        "birth_date": null
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    },
    {
      "kind": "director_in",
      "role": "tr\u00E9sorier",
      "person": {
        "rrn": null,
        "name": "Maximilien de Neve de Roden",
        "address": null,
        "birth_date": null
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    },
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      "kind": "director_in",
      "role": "secr\u00E9taire",
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        "rrn": null,
        "name": "Andr\u00E9 Fontignie",
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Company registry (CBE) Crossroads Bank
Activities
Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied72109Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied72190Speur- en ontwikkelingswerk op natuurwetenschappelijk gebied73100
Primary activity highlighted.
Names & trade names
Legal nameFR CARI
Registered office
Croix du Sud 1 bus L7.4
1348 Ottignies-Louvain-la-Neuve, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative