CAREMI
ActiveSummary
CAREMI has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,142 and a net result of €59,936. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 13560 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency43▲+30
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 0.45 in 2024; short-term debt: 47.2% and cash: 28.4% of total assets), and 82.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
29 d late
2022
29 d late
2021
29 d late
2020
26 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€59,936▲ 67.8%
2024 · €35,726
Working capital
€32,301
2024 · -€60,077
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46,773▲ 52.6%€56,610▲ 21.0%€61,262▲ 8.2%€56,964▼ 7.0%€97,612▲ 71.4%
Net result€18,281within the sector's middle half▲ 37.4%€43,358above the sector's middle half▲ 137%€49,347above the sector's middle half▲ 13.8%€35,726above the sector's middle half▼ 27.6%€59,936above the sector's middle half▲ 67.8%
Equity-€146,226below the sector's middle half▲ 11.1%-€102,868below the sector's middle half▲ 29.7%-€53,520below the sector's middle half▲ 48.0%-€17,794below the sector's middle half▲ 66.8%€42,142within the sector's middle half
Total assets€134,838within the sector's middle half▼ 2.4%€111,561within the sector's middle half▼ 17.3%€112,505within the sector's middle half▲ 0.8%€143,933within the sector's middle half▲ 27.9%€237,359within the sector's middle half▲ 64.9%
Debt€281,065▼ 7.1%€214,429▼ 23.7%€166,026▼ 22.6%€161,727▼ 2.6%€195,217▲ 20.7%
Working capital-€72,662▲ 72.7%-€61,947▲ 14.7%-€71,899▼ 16.1%-€60,077▲ 16.4%€32,301
Solvency-108.4%below the sector's middle half▲ 10.6pp-92.2%below the sector's middle half▲ 16.2pp-47.6%below the sector's middle half▲ 44.6pp-12.4%below the sector's middle half▲ 35.2pp17.8%within the sector's middle half▲ 30.1pp
Staff (FTE)7.9▲ 92.7%10.6▲ 34.2%10.1▼ 4.7%7▼ 30.7%7.5▲ 7.1%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 71% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237,359
Fixed assets
€93,082 ▼ 2.2%
Current assets
€144,277 ▲ 196%
Equity and liabilities €237,359
Equity
€42,142
Debt
€195,217
Debt finances 82.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€119,259▲
2024 · €83,770
Cash flow
€81,584▲
2024 · €62,532
Current ratio
1.29▲
2024 · 0.45
Quick ratio
1.17▲
2024 · 0.35
Debt to equity
4.63▲
2024 · -9.09
ROE
142.2%
ROA
25.3%▲
2024 · 24.8%
Interest coverage
8.14▲
2024 · 6.24
Debt ≤ 1 year
€111,977▲
2024 · €108,851
Debt > 1 year
€83,240▲
2024 · €52,876
Income taxes
€23,521▲
2024 · €7,881
Staff costs
€150,047▲
2024 · €148,602
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €132,708 | €161,848 | €197,997 | €148,602 | €150,047 | ▲ 1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50,904 | €43,379 | €25,023 | €26,806 | €21,648 | ▼ 19.2% |
| Other operating charges640/8 | €4,419 | €5,338 | €5,387 | €8,509 | €6,481 | ▼ 23.8% |
| Non-recurring operating charges66A | - | - | €150 | €10 | - | - |
| Gross operating margin9900 | €234,804 | €267,175 | €289,819 | €240,891 | €275,787 | ▲ 14.5% |
| Operating profit (loss)9901 | €46,773 | €56,610 | €61,262 | €56,964 | €97,612 | ▲ 71.4% |
| Financial income75/76B | €37 | - | €362 | €71 | €489 | ▲ 587% |
| Recurring financial income75 | €37 | - | €362 | €71 | €489 | ▲ 587% |
| Financial charges65/66B | €28,297 | €12,803 | €11,787 | €13,428 | €14,643 | ▲ 9.1% |
| Recurring financial charges65 | €28,297 | €12,803 | €11,787 | €13,428 | €14,643 | ▲ 9.1% |
| Profit (loss) for the period before taxes9903 | €18,513 | €43,808 | €49,837 | €43,607 | €83,457 | ▲ 91.4% |
| Income taxes67/77 | €233 | €449 | €490 | €7,881 | €23,521 | ▲ 198% |
| Profit (loss) for the period9904 | €18,281 | €43,358 | €49,347 | €35,726 | €59,936 | ▲ 67.8% |
| Profit (loss) for the period to be appropriated9905 | €18,281 | €43,358 | €49,347 | €35,726 | €59,936 | ▲ 67.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €134,838 | €111,561 | €112,505 | €143,933 | €237,359 | ▲ 64.9% |
| Formation expenses20 | - | - | €0 | €0 | €0 | - |
| Fixed assets21/28 | €94,335 | €51,732 | €47,734 | €95,159 | €93,082 | ▼ 2.2% |
| Intangible fixed assets21 | €48,998 | €31,162 | €13,327 | €0 | €0 | - |
| Tangible fixed assets22/27 | €44,837 | €20,070 | €33,907 | €94,659 | €92,582 | ▼ 2.2% |
| Plant, machinery and equipment23 | €37,461 | €14,261 | €17,527 | €76,523 | €78,810 | ▲ 3.0% |
| Furniture and vehicles24 | €7,377 | €5,809 | €16,380 | €18,136 | €13,772 | ▼ 24.1% |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €40,503 | €59,829 | €64,772 | €48,774 | €144,277 | ▲ 196% |
| Stocks and contracts in progress3 | €9,750 | €10,257 | €11,363 | €10,793 | €13,244 | ▲ 22.7% |
| Stocks30/36 | €9,750 | €10,257 | €11,363 | €10,793 | €13,244 | ▲ 22.7% |
| Amounts receivable within one year40/41 | €10,672 | €4,666 | €22,130 | €10,280 | €63,474 | ▲ 517% |
| Trade receivables40 | €10,672 | €4,666 | €4,130 | €8,161 | €2,415 | ▼ 70.4% |
| Other amounts receivable41 | - | - | €18,000 | €2,119 | €61,058 | ▲ 2,781% |
| Cash at bank and in hand54/58 | €19,667 | €44,906 | €23,952 | €21,346 | €67,467 | ▲ 216% |
| Deferred charges and accrued income490/1 | €414 | - | €7,326 | €6,355 | €92 | ▼ 98.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €134,838 | €111,561 | €112,505 | €143,933 | €237,359 | ▲ 64.9% |
| Equity10/15 | -€146,226 | -€102,868 | -€53,520 | -€17,794 | €42,142 | ▲ 337% |
| Contributions10/11 | €43,600 | €43,600 | €43,600 | €43,600 | €43,600 | = |
| Outside capital11 | €43,600 | €43,600 | - | - | - | - |
| Other1109/19 | €43,600 | €43,600 | - | - | - | - |
| Profit (loss) carried forward14 | -€189,826 | -€146,468 | -€97,120 | -€61,394 | -€1,458 | ▲ 97.6% |
| Amounts payable17/49 | €281,065 | €214,429 | €166,026 | €161,727 | €195,217 | ▲ 20.7% |
| Amounts payable after more than one year17 | €167,491 | €92,653 | €28,141 | €52,876 | €83,240 | ▲ 57.4% |
| Financial debts170/4 | €167,491 | €92,653 | €28,141 | €52,876 | €83,240 | ▲ 57.4% |
| Amounts payable within one year42/48 | €113,165 | €121,776 | €136,671 | €108,851 | €111,977 | ▲ 2.9% |
| Current portion of amounts payable after more than one year42 | €67,199 | €72,129 | €75,190 | €40,264 | €36,276 | ▼ 9.9% |
| Financial debts43 | - | - | €0 | €3,685 | €3,248 | ▼ 11.9% |
| Credit institutions430/8 | - | - | €0 | €3,685 | €3,248 | ▼ 11.9% |
| Trade debts44 | €22,530 | €19,628 | €21,338 | €40,236 | €33,871 | ▼ 15.8% |
| Suppliers440/4 | €22,530 | €19,628 | €21,338 | €40,236 | €33,871 | ▼ 15.8% |
| Taxes, remuneration and social security45 | €23,436 | €30,019 | €40,144 | €24,665 | €38,582 | ▲ 56.4% |
| Taxes450/3 | €6,133 | €9,050 | €13,036 | €7,961 | €21,629 | ▲ 172% |
| Remuneration and social security454/9 | €17,303 | €20,969 | €27,107 | €16,704 | €16,953 | ▲ 1.5% |
| Other amounts payable47/48 | - | - | - | €0 | €0 | - |
| Accrued charges and deferred income492/3 | €409 | - | €1,214 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,281 | €43,358 | €49,347 | €35,726 | €59,936 | ▲ 67.8% |
| + Depreciation and write-downs630 | €50,904 | €43,379 | €25,023 | €26,806 | €21,648 | ▼ 19.2% |
| Operating cash flow (approximation) | €69,184 | €86,737 | €74,370 | €62,532 | €81,584 | ▲ 30.5% |
| Investment in fixed assets (approximation) | - | -€776 | -€21,024 | -€74,231 | -€19,571 | ▲ 73.6% |
| Change in cash | - | €25,239 | -€20,953 | -€2,606 | €46,121 | ▲ 1,870% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €59,936 ▲67.8%
Operating result €97,612, net result €59,936, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.29
Current ratio from 0.45 to 1.29.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Back to profitnet €13,307
Net result €13,307 after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet -€201,077
Net result drops to -€201,077, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Modave · 1 establishment unit since 2011
Ground area
2.4 ha
Building footprint
9,454 m²
Volume, LiDAR
747 m³
2 parcels, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Avenue du Bosquet 41/15, 4500 Huy
since 20112.195.367.940
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61007A0116/00A002 | Wallonia | 2.4 ha | 1 · 9,333 m² | - |
| 61064B0539/00L000 | Wallonia | 594 m² | 1 · 121 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyHuy2.195.367.940
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. 8,445 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47241Retail sale of bread and pastry (bakery outlets)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832825469
Also
9925:BE0832825469
Registered
18-01-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.