SWEET COFFEE
ActiveSummary
SWEET COFFEE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €28k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 81% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-2
Solvency92▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 3.04 in 2024; short-term debt: 33.1% and cash: 45.4% of total assets), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.9%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
5 d early
2023
4 d early
2022
31 d late
2021
19 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 11.4%
2024 · €133k
2018: €42k
2019: €54k
2020: €78k
2021: €112k
2022: €74k
2023: €107k
2024: €133k
2018 → 2025
Total assets
€221k▲ 17.0%
2024 · €189k
2018: €98k
2019: €144k
2020: €142k
2021: €210k
2022: €143k
2023: €165k
2024: €189k
2018 → 2025
Net result
€28k▲ 5.3%
2024 · €26k
2018: €2k
2019: €11k
2020: €25k
2021: €33k
2022: €-37k
2023: €32k
2024: €26k
2018 → 2025
Working capital
€140k▲ 21.4%
2024 · €115k
2018: €13k
2019: €29k
2020: €52k
2021: €74k
2022: €32k
2023: €75k
2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€74k▼ 33.3%€107k▲ 43.1%€133k▲ 24.6%€148k▲ 11.4%
Operating result€40k-€-34k€38k€40k▲ 6.4%€42k▲ 3.7%
Net result€33k-€-37k€32k€26k▼ 18.3%€28k▲ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€8k ▼ 53.2%
Current assets
€213k ▲ 24.3%
Equity and liabilities €221k
Equity
€148k ▲ 11.4%
Debt
€73k ▲ 30.3%
Debt's share of the balance-sheet total rises from 29.8% to 33.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▼
2024 · €56k
Cash flow
€37k▼
2024 · €41k
Current ratio
2.90▼
2024 · 3.04
Quick ratio
2.81▼
2024 · 2.92
Debt to equity
0.50▲
2024 · 0.42
ROE
18.7%▼
2024 · 19.8%
ROA
12.5%▼
2024 · 13.9%
Interest coverage
24.73▲
2024 · 24.35
Debt ≤ 1 year
€73k▲
2024 · €56k
Income taxes
€14k▲
2024 · €13k
Staff costs
€247k▲
2024 · €227k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€189k€221k▲
Fixed assets21/28€18k€8k▼
Intangible fixed assets21€5k-
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€8k€3k▼
Other tangible fixed assets26€657€423▼
Financial fixed assets28€5k€5k=
Current assets29/58€171k€213k▲
Stocks and contracts in progress3€7k€7k▲
Stocks30/36€7k€7k▲
Amounts receivable within one year40/41€102k€102k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€98k€95k▼
Cash at bank and in hand54/58€60k€100k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€189k€221k▲
Equity10/15€133k€148k▲
Contributions10/11€12k€12k=
Reserves13€120k€135k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€119k€134k▲
Amounts payable17/49€56k€73k▲
Amounts payable within one year42/48€56k€73k▲
Financial debts43€11k€14k▲
Credit institutions430/8€11k€14k▲
Trade debts44€17k€18k▲
Suppliers440/4€17k€18k▲
Taxes, remuneration and social security45€28k€40k▲
Taxes450/3€5k€9k▲
Remuneration and social security454/9€23k€31k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€227k€247k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€9k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€284k€300k▲
Operating profit (loss)9901€40k€42k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€40k€42k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€26k€28k▲
Profit (loss) for the period to be appropriated9905€26k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€28k▲
Transfer from equity791/2-€13k
Transfer to equity691/2€26k€28k▲
To other reserves6921€26k€28k▲
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Equity above €100kEq €107k ▲43.1%
Equity rises from €74k to €107k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-37k ▼212%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Highest result since 2018net €33k ▲32.6%
Net result €33k, the highest in the series.
31-12
Financial
Equity above €100kEq €112k ▲42.2%
4 profitable years in a row build equity to €112k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Show earlier events
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rechterstraat 1013511 HasseltGround area
700 m²
Building footprint
200 m²
Volume, LiDAR
1,188 m³
2 parcels, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SWEET COFFEE
since 20112.200.291.580
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71032B0283/00A002 | Flanders | 602 m² | 1 · 128 m² | 6.9 m · 1 fl. |
| 71022H0307/00E000 | Flanders | 98 m² | 1 · 72 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHasselt2.200.291.580
Dual-learning approval
1 endedMedewerker snackbar-taverne (so)
Similar companies · same sector, comparable size
Casello
BE 0692.697.982
Schilde · Eq €147,866
BENMAR
BE 0535.609.155
Tielt · Eq €147,901
FAT IN CASA
BE 0823.277.701
Beringen · Eq €148,061
V. PROJECT
BE 0457.546.624
Mons · Eq €148,065
KASTEEL MEERLAER LEISURE
BE 0865.750.338
Laakdal · Eq €148,110
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,071 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-2011
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.