Cardioréa
The computed 12-month bankruptcy probability of Cardioréa is 3.1% (moderate). The 2024 annual accounts show equity of €149k and a net result of €60k. Equity is growing by ~69.6% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €149k |
| Net result | €60k |
| Active | 4 yrs |
| Locations | 1 |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €136k |
| Net profit | €60k |
| Cash flow | €114k |
| Staff costs | - |
| Income taxes | €16k |
| Dividends | - |
| Total assets | €483k |
| Equity | €149k |
| Debt | €334k |
| of which ≤ 1y | €241k |
| of which > 1y | €93k |
| Working capital | €-87k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.64 |
| Quick ratio | 0.64 |
| Working capital ratio | -18.1% |
| Solvency | 30.9% |
| Debt / equity | 2.23 |
| Long-term debt ratio | 0.62 |
| Interest coverage | 22.84 |
| Gross margin | - |
| Net margin | - |
| ROA | 12.5% |
| ROE | 40.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €483k |
| Fixed assets | 21/28 | €329k |
| Intangible fixed assets | 21 | €284k |
| Tangible fixed assets | 22/27 | €45k |
| Current assets | 29/58 | €154k |
| Cash & bank | 54/58 | €153k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €483k |
| Equity | 10/15 | €149k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €146k |
| Amounts payable | 17/49 | €334k |
| Amounts payable after one year | 17 | €93k |
| Amounts payable within one year | 42/48 | €241k |
| Income statement | ||
| Gross operating margin | 9900 | €138k |
| Operating result | 9901 | €83k |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €77k |
| Income taxes | 67/77 | €16k |
| Net result for the period | 9904 | €60k |
| Result to be appropriated | 9905 | €60k |
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 18-01-2022 |
| Status | Active |
| Postal code | 5340 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92054E0038/00F000 | Wallonia | 3,508 m² | 1 · 174 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
16-10-2025 Registered office moved from Namur to Gesves
- Rue de l'Ecole 79, 5100 Namur → Rue de la Chapelle 25, 5340 Gesves
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Gesves",
"region": null,
"street": "Rue de la Chapelle",
"country": "BE",
"postcode": "5340",
"box_number": null,
"street_number": "25"
},
"old_address": {
"city": "Namur",
"region": null,
"street": "Rue de l\u0027Ecole",
"country": "BE",
"postcode": "5100",
"box_number": null,
"street_number": "79"
},
"effective_date": "2025-08-04",
"evidence_quote": "Par d\u00E9cision de l\u0027administrateur et associ\u00E9 unique, il a \u00E9t\u00E9 d\u00E9cid\u00E9 de transf\u00E9rer le si\u00E8ge Rue de la Chapelle 25 \u00E0 5340 Gesves."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0780.579.289",
"name_full": "CARDIOREA",
"legal_form": "SRL"
}
}21-02-2023 Registered office moved from Eghezée to Dave
- Route de Champion 48, 5310 Eghezée → Rue de l'Ecole 79, 5100 Dave
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Dave",
"region": null,
"street": "Rue de l\u0027Ecole",
"country": "BE",
"postcode": "5100",
"box_number": null,
"street_number": "79"
},
"old_address": {
"city": "Eghez\u00E9e",
"region": null,
"street": "Route de Champion",
"country": "BE",
"postcode": "5310",
"box_number": null,
"street_number": "48"
},
"effective_date": "2022-10-01",
"evidence_quote": "de transf\u00E9rer r\u00E9troact\u00EDvement le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e \u003C Cardior\u00E9a \u00BB\u003E, \u00E0 compter du 1\u00BAr octobre 2022 vers \u00AB Dave (5100), Rue de l\u0027Ecole 79 \u00BB."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0780.579.289",
"name_full": "CARDIOREA",
"legal_form": "SRL"
}
}20-01-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "Route de Champion 48, 5310 Hanret",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Non sp\u00E9cifi\u00E9 dans l\u0027extrait",
"niss": null,
"address": null
},
"share_class": "Ordinaire",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3500,
"holder_person_name": "Non sp\u00E9cifi\u00E9 dans l\u0027extrait",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1985-11-25",
"name": "Madame DIVE Florence Gis\u00E8le Charlotte",
"niss": null,
"address": "5310 Eghez\u00E9e (Hanret), Route de Champion, 48"
},
"share_class": null,
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": null,
"holder_person_name": "Madame DIVE Florence Gis\u00E8le Charlotte",
"is_subscriber_only": true,
"n_shares_subscribed": null,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3500,
"subject_company": {
"kbo": "0780.579.289",
"name_full": "Cardior\u00E9a",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-01-17",
"post_incorporation_mandates": []
}| Legal nameFR | Cardioréa |