Equity
€54,975 ▼ 34.0%
CARDEY paid out €37,510 in dividends. That is 410% of the 2025 profit.
CARDEY
Lifetime
14 annual accounts with figures on one time axispeak €40,928 (2024)
€20,270▼ 50.5%
peak €24,231 (2022)
€9,147▼ 59.9%
peak €83,339 (2024)
€54,975▼ 34.0%
€50,574▲ 24.5%
Board1 name since 2011
1 director
Documentsfilings and deeds
11-03-202650 days before the deadline
2025micro format
Gross margin from €40,928 to €20,270Result from €22,790 to €9,147Dividend €37,510Equity from €83,339 to €54,975Debts from €40,615 to €50,574Cash from €30,712 to €43,128
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 34,721 companies had the same profile as CARDEY has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,721 companies, not a prediction for CARDEY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0840651092
Change of role: , from manager to director
General meeting of 18-10-2022 · Gazette deed
First establishment
Weg naar Zwartberg 205, Oudsbergen
Incorporation
published on 10-11-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CARDEY Oudsbergen | €105,549 | €20,270 | 52.1% | - |
| INVISIA Bilzen-Hoeselt | €99,782 | €19,490 | 76.7% | - |
| EVENS KOEN ELEKTRO Peer | €95,347 | €18,885 | 70.5% | - |
| MOREL ELEKTRO SERVICE Brasschaat | €97,206 | €19,521 | 63.2% | - |
| ELECTRICITE PAQUES Courcelles | €108,004 | €22,859 | 85.0% | - |
| GEERT STREMERSCH Stekene | €105,818 | €24,257 | 78.6% | - |
| JB ELEKTRONICS Herentals | €118,008 | €19,756 | 51.3% | - |
These companies have the same main activity as CARDEY: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €95,300 and €118,000, founded between 2010 and 2013.
Official details
Source: KBO- Status
- Active since 25-10-2011Normal situation
- Activity
- General electrical installation workNACE 43211and 5 others
- Establishment unit
- 2.204.044.5893660 Oudsbergen, since 27-10-2011
- Financial year end
- 30 September
- Peppol
- Reachable since 05-03-2025
Annual accounts to 30-09-2025
- €105,549▼ 14.8%
- Filing
- Filed on 11-03-2026, 50 days before the end of the filing period
Insights on CARDEY
CARDEY files the micro format. That format states no turnover. The gross margin fell from €26,546 in 2012 to €20,270 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CARDEY
- What is the company number of CARDEY?
- The company number of CARDEY is 0840.651.092. The VAT number is the same number with BE in front: BE 0840.651.092.
- Where is CARDEY based?
- The registered office is at Weg naar Zwartberg 205, 3660 Oudsbergen.Company details
- What does CARDEY do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of CARDEY?
- CARDEY is a private limited company (BV).
- When was CARDEY founded?
- CARDEY was founded on 25-10-2011.
- Is CARDEY still active?
- Yes, CARDEY is an active enterprise in the KBO register.
- What is the turnover of CARDEY?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €20,270 and 102 comparable companies (NACE 43211). It probably lies between €110,000 and €340,000. It is a rough estimate.Financials
- Is CARDEY profitable?
- In financial year 2025, CARDEY made a profit of €9,147.
- Where can I find the annual accounts of CARDEY?
- CARDEY filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CARDEY due?
- CARDEY must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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