JB ELEKTRONICS
ActiveSummary
JB ELEKTRONICS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,535 and a net result of €5,162. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 28374 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+3
Solvency76▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.79 in 2024; short-term debt: 31% and cash: 32.3% of total assets), and 48.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
4.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
49 d early
2023
125 d early
2022
62 d early
2021
52 d early
2020
22 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€60,535▲ 9.3%
2024 · €55,373
Total assets
€118,008=
2024 · €117,975
Net result
€5,162▲ 188%
2024 · €1,795
Working capital
€31,360▲ 24.5%
2024 · €25,195
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,254▲ 156%€37,346▲ 84.4%-€11,001€3,791€7,944▲ 110%
Net result€13,888within the sector's middle half▲ 148%€25,765within the sector's middle half▲ 85.5%-€11,526below the sector's middle half€1,795within the sector's middle half€5,162within the sector's middle half▲ 188%
Equity€54,205within the sector's middle half▲ 31.8%€79,169within the sector's middle half▲ 46.1%€66,810within the sector's middle half▼ 15.6%€55,373within the sector's middle half▼ 17.1%€60,535within the sector's middle half▲ 9.3%
Total assets€123,633within the sector's middle half▲ 22.6%€121,896within the sector's middle half▼ 1.4%€87,501within the sector's middle half▼ 28.2%€117,975within the sector's middle half▲ 34.8%€118,008within the sector's middle half=
Debt€69,428▲ 16.2%€42,727▼ 38.5%€20,691▼ 51.6%€62,602▲ 203%€57,473▼ 8.2%
Working capital€52,152within the sector's middle half▲ 37.0%€76,438within the sector's middle half▲ 46.6%€63,865within the sector's middle half▼ 16.4%€25,195within the sector's middle half▼ 60.5%€31,360within the sector's middle half▲ 24.5%
Solvency43.8%within the sector's middle half▲ 3.1pp64.9%within the sector's middle half▲ 21.1pp76.4%above the sector's middle half▲ 11.4pp46.9%within the sector's middle half▼ 29.4pp51.3%within the sector's middle half▲ 4.4pp
Current ratio1.75within the sector's middle half▲ 0.112.79within the sector's middle half▲ 1.044.09above the sector's middle half▲ 1.301.79within the sector's middle half▼ 2.291.86within the sector's middle half▲ 0.06
Return on assets (ROA)11.2%within the sector's middle half▲ 5.7pp21.1%above the sector's middle half▲ 9.9pp-13.2%below the sector's middle half▼ 34.3pp1.5%within the sector's middle half▲ 14.7pp4.4%within the sector's middle half▲ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 110% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118,008
Fixed assets
€50,008 ▼ 18.0%
Current assets
€68,000 ▲ 19.4%
Equity and liabilities €118,008
Equity
€60,535 ▲ 9.3%
Debt
€57,473 ▼ 8.2%
Debt's share of the balance-sheet total falls from 53.1% to 48.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18,947▲
2024 · €14,653
Cash flow
€16,165▲
2024 · €12,657
Quick ratio
1.63▲
2024 · 1.53
Debt to equity
0.95▼
2024 · 1.13
ROE
8.5%▲
2024 · 3.2%
Interest coverage
8.89▲
2024 · 8.18
Debt ≤ 1 year
€36,640▲
2024 · €31,769
Debt > 1 year
€20,833▼
2024 · €30,833
Income taxes
€651▲
2024 · €207
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €985 | €1,625 | €2,069 | €10,862 | €11,003 | ▲ 1.3% |
| Other operating charges640/8 | €855 | €1,192 | €875 | €858 | €809 | ▼ 5.7% |
| Gross operating margin9900 | €22,094 | €40,164 | -€8,058 | €15,511 | €19,756 | ▲ 27.4% |
| Operating profit (loss)9901 | €20,254 | €37,346 | -€11,001 | €3,791 | €7,944 | ▲ 110% |
| Financial income75/76B | €216 | €32 | €17 | €2 | €0 | ▼ 73.8% |
| Recurring financial income75 | €216 | €32 | €17 | €2 | €0 | ▼ 73.8% |
| Financial charges65/66B | €278 | €286 | €218 | €1,791 | €2,132 | ▲ 19.0% |
| Recurring financial charges65 | €278 | €286 | €218 | €1,791 | €2,132 | ▲ 19.0% |
| Profit (loss) for the period before taxes9903 | €20,192 | €37,093 | -€11,203 | €2,002 | €5,813 | ▲ 190% |
| Income taxes67/77 | €6,304 | €11,328 | €324 | €207 | €651 | ▲ 215% |
| Profit (loss) for the period9904 | €13,888 | €25,765 | -€11,526 | €1,795 | €5,162 | ▲ 188% |
| Profit (loss) for the period to be appropriated9905 | €13,888 | €25,765 | -€11,526 | €1,795 | €5,162 | ▲ 188% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €123,633 | €121,896 | €87,501 | €117,975 | €118,008 | = |
| Fixed assets21/28 | €2,053 | €2,731 | €2,945 | €61,011 | €50,008 | ▼ 18.0% |
| Tangible fixed assets22/27 | €2,053 | €2,731 | €2,945 | €61,011 | €50,008 | ▼ 18.0% |
| Land and buildings22 | €2,053 | €1,067 | - | - | - | - |
| Furniture and vehicles24 | - | €1,664 | €2,945 | €61,011 | €50,008 | ▼ 18.0% |
| Current assets29/58 | €121,580 | €119,165 | €84,556 | €56,964 | €68,000 | ▲ 19.4% |
| Stocks and contracts in progress3 | €9,250 | €6,500 | €9,750 | €8,200 | €8,200 | = |
| Stocks30/36 | €9,250 | €6,500 | €9,750 | €8,200 | €8,200 | = |
| Amounts receivable within one year40/41 | €36,640 | €41,552 | €25,746 | €29,647 | €21,037 | ▼ 29.0% |
| Trade receivables40 | €36,640 | €41,005 | €18,570 | €27,854 | €20,635 | ▼ 25.9% |
| Other amounts receivable41 | - | €547 | €7,176 | €1,793 | €402 | ▼ 77.6% |
| Cash at bank and in hand54/58 | €75,090 | €70,001 | €48,460 | €15,267 | €38,163 | ▲ 150% |
| Deferred charges and accrued income490/1 | €600 | €1,111 | €600 | €3,849 | €600 | ▼ 84.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €123,633 | €121,896 | €87,501 | €117,975 | €118,008 | = |
| Equity10/15 | €54,205 | €79,169 | €66,810 | €55,373 | €60,535 | ▲ 9.3% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €41,805 | €66,769 | €57,623 | €45,250 | €48,135 | ▲ 6.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €39,945 | €64,909 | €57,623 | €45,250 | €48,135 | ▲ 6.4% |
| Profit (loss) carried forward14 | - | - | -€3,213 | -€2,277 | €0 | ▲ 100% |
| Amounts payable17/49 | €69,428 | €42,727 | €20,691 | €62,602 | €57,473 | ▼ 8.2% |
| Amounts payable after more than one year17 | - | - | - | €30,833 | €20,833 | ▼ 32.4% |
| Financial debts170/4 | - | - | - | €30,833 | €20,833 | ▼ 32.4% |
| Amounts payable within one year42/48 | €69,428 | €42,727 | €20,691 | €31,769 | €36,640 | ▲ 15.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €10,000 | €10,000 | = |
| Trade debts44 | €30,339 | €13,243 | €16,348 | €2,535 | €5,953 | ▲ 135% |
| Suppliers440/4 | €30,339 | €13,243 | €16,348 | €2,535 | €5,953 | ▲ 135% |
| Taxes, remuneration and social security45 | €20,431 | €10,032 | €4,314 | €9,138 | €11,181 | ▲ 22.4% |
| Taxes450/3 | €6,124 | €7,632 | €1,914 | €6,738 | €8,781 | ▲ 30.3% |
| Remuneration and social security454/9 | €14,307 | €2,400 | €2,400 | €2,400 | €2,400 | = |
| Other amounts payable47/48 | €18,658 | €19,452 | €28 | €10,096 | €9,506 | ▼ 5.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,888 | €25,765 | -€11,526 | €1,795 | €5,162 | ▲ 188% |
| + Depreciation and write-downs630 | €985 | €1,625 | €2,069 | €10,862 | €11,003 | ▲ 1.3% |
| Operating cash flow (approximation) | €14,873 | €27,390 | -€9,457 | €12,657 | €16,165 | ▲ 27.7% |
| Investment in fixed assets (approximation) | - | -€2,304 | -€2,283 | -€68,928 | -€0 | ▲ 100.0% |
| Change in cash | - | -€5,089 | -€21,541 | -€33,193 | €22,895 | ▲ 169% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1,795
Net result €1,795 after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €25,765 ▲85.5%
Operating result €37,346, net result €25,765, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5,597
Net result €5,597 after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€15,784
Net result drops to -€15,784, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2013
Ground area
945 m²
Building footprint
331 m²
Volume, LiDAR
1,644 m³
Parcel 13011E0180/00X000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JB Elektronics
since 20132.216.270.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13011E0180/00X000 | Flanders | 945 m² | 1 · 331 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,827 companies in sector 43211 we hold annual accounts for 10,338. 8,708 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
Contact
E-mail
info@jb-elektronics.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0503820770
Also
9925:BE0503820770
Registered
22-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.