CARCITY-LOKEREN
ActiveCARCITY-LOKEREN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €738k and a net result of €111k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+6
Solvency54▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.22 in 2024; short-term debt: 58.3% and cash: 0.6% of total assets), and 71.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.9%
Return on assets
4.4%
Age of the figures
10 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 09-05-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
7 d late
2023
on the day
2022
7 d early
2021
94 d early
2020
30 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€738k▲ 17.8%
2024 · €627k
2018: €293k
2019: €412k
2020: €445k
2021: €394k
2022: €551k
2023: €643k
2024: €627k
2018 → 2025
Total assets
€2.55M▲ 4.5%
2024 · €2.44M
2018: €1.37M
2019: €1.27M
2020: €1.65M
2021: €1.39M
2022: €1.78M
2023: €1.79M
2024: €2.44M
2018 → 2025
Net result
€111k
2024 · €-17k
2018: €-161k
2019: €19k
2020: €33k
2021: €-51k
2022: €157k
2023: €92k
2024: €-17k
2018 → 2025
Working capital
€525k▲ 86.2%
2024 · €282k
2018: €768k
2019: €636k
2020: €60k
2021: €-369k
2022: €-181k
2023: €388k
2024: €282k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€394k-€551k▲ 39.8%€643k▲ 16.7%€627k▼ 2.6%€738k▲ 17.8%
Operating result€-29k-€207k€178k▼ 14.0%€26k▼ 85.6%€216k▲ 747%
Net result€-51k-€157k€92k▼ 41.2%€-17k€111k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 747% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.55M
Fixed assets
€538k▼ 37.0%
Current assets
€2.01M▲ 26.9%
Equity and liabilities €2.55M
Equity
€738k▲ 17.8%
Debt
€1.81M▼ 0.1%
The debt ratio falls from 74.3% to 71.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€480k▲
2024 · €332k
Cash flow
€375k▲
2024 · €290k
Solvency
28.9%▲
2024 · 25.7%
Current ratio
1.35▲
2024 · 1.22
Quick ratio
0.53▼
2024 · 0.89
Debt / equity
2.45▼
2024 · 2.89
ROE
15.1%▲
2024 · -2.6%
ROA
4.4%▲
2024 · -0.7%
Interest coverage
10.09▲
2024 · 7.99
Debt
€1.81M▼
2024 · €1.81M
Debt ≤ 1 year
€1.49M▲
2024 · €1.30M
Debt > 1 year
€308k▼
2024 · €501k
Income taxes
€62k▲
2024 · €605
Staff costs
€209k▲
2024 · €164k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.44M€2.55M▲
Formation expenses20€0€0=
Fixed assets21/28€855k€538k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€854k€537k▼
Land and buildings22€43k€38k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€800k€491k▼
Leasing and similar rights25€0€0=
Other tangible fixed assets26€0€0=
Assets under construction and advance payments27€0€0=
Financial fixed assets28€725€725=
Current assets29/58€1.58M€2.01M▲
Amounts receivable after more than one year29€0€10k▲
Trade receivables290€0€0=
Other amounts receivable291€0€10k▲
Stocks and contracts in progress3€431k€1.22M▲
Stocks30/36€431k€1.22M▲
Contracts in progress37€0€0=
Amounts receivable within one year40/41€1.04M€767k▼
Trade receivables40€800k€437k▼
Other amounts receivable41€245k€330k▲
Current investments50/53€0€0=
Cash at bank and in hand54/58€103k€15k▼
Deferred charges and accrued income490/1€5k€0▼
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.55M▲
Equity10/15€627k€738k▲
Contributions10/11€319k€319k=
Revaluation surpluses12€0€0=
Reserves13€264k€375k▲
Non-distributable reserves130/1€0€0=
Reserves not available under the articles1311€0€0=
Own shares acquired1312€0€0=
Financial assistance1313€0€0=
Other1319€0€0=
Tax-exempt reserves132€0€0=
Distributable reserves133€264k€375k▲
Profit (loss) carried forward14€44k€44k▲
Investment grants15€0€0=
Advance to shareholders on the distribution of net assets19€0€0=
Provisions and deferred taxes16€0€0=
Provisions for liabilities and charges160/5€0€0=
Pensions and similar obligations160€0€0=
Taxes161€0€0=
Major repairs and maintenance162€0€0=
Environmental obligations163€0€0=
Other liabilities and charges164/5€0€0=
Deferred taxes168€0€0=
Amounts payable17/49€1.81M€1.81M▼
Amounts payable after more than one year17€501k€308k▼
Financial debts170/4€501k€308k▼
Trade debts175€0€0=
Advances received on contracts in progress176€0€0=
Other amounts payable178/9€0€0=
Amounts payable within one year42/48€1.30M€1.49M▲
Current portion of amounts payable after more than one year42€194k€193k▼
Financial debts43€242k€201k▼
Credit institutions430/8€242k€101k▼
Other loans439€0€100k▲
Trade debts44€292k€449k▲
Suppliers440/4€292k€449k▲
Bills of exchange payable441€0€0=
Advances received on contracts in progress46€366k€205k▼
Taxes, remuneration and social security45€30k€118k▲
Taxes450/3€915€94k▲
Remuneration and social security454/9€29k€24k▼
Other amounts payable47/48€179k€320k▲
Accrued charges and deferred income492/3€9k€17k▲
Income statement
Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€164k€209k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€306k€264k▼
Other operating charges640/8€46k€51k▲
Non-recurring operating charges66A€23k€25k▲
Gross operating margin9900€565k€765k▲
Operating profit (loss)9901€26k€216k▲
Financial income75/76B€63€5k▲
Recurring financial income75€63€5k▲
Financial charges65/66B€41k€48k▲
Recurring financial charges65€41k€48k▲
Profit (loss) for the period before taxes9903€-16k€173k▲
Income taxes67/77€605€62k▲
Profit (loss) for the period9904€-17k€111k▲
Profit (loss) for the period to be appropriated9905€-17k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€155k▲
Profit (loss) brought forward from the previous period14P€60k€44k▼
Transfer to equity691/2-€111k
To other reserves6921-€111k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-11
Financial
Back to profitnet €111k
Net result €111k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-11
Financial
Back to profitnet €157k
Net result €157k after one loss-making year.
30-11
Financial
Equity above €500kEq €551k ▲39.8%
Equity rises from €394k to €551k.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
30-11
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 3 days late
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomsesteenweg 952610 AntwerpenGround area
2,769 m²
Building footprint
1,589 m²
Volume, LiDAR
7,984 m³
2 parcels, Flanders · tallest building 16.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
CARCITY-LOKEREN
since 20082.169.360.953
CARCITY-ANTWERP
since 20112.195.761.284
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D0123/00S002 | Flanders | 1,515 m² | 1 · 201 m² | 4.4 m · 1 fl. |
| 11462A0169/00K007 | Flanders | 1,254 m² | 1 · 1,389 m² | 16.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,443 companies in sector 77110 we hold annual accounts for 727. 390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2008
Fiscal year end30-11
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
77110Renting and leasing of cars and light motor vehicles
46711Wholesale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.