CARAX Consulting
ActiveSummary
CARAX Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €197k and a net result of €40k. Its solvency ranks better than 44% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▼-18
Solvency76▼-21
Growth52
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 3.45 in 2023; short-term debt: 18.4% and cash: 20.3% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
6 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€197k▲ 25.9%
2023 · €157k
2023: €157k
2023 → 2024
Total assets
€385k▲ 76.1%
2023 · €219k
2023: €219k
2023 → 2024
Net result
€40k▼ 73.6%
2023 · €154k
2023: €154k
2023 → 2024
Working capital
€101k▼ 33.7%
2023 · €153k
2023: €153k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€157k-€197k▲ 25.9%
Operating result€205k-€51k▼ 75.3%
Net result€154k-€40k▼ 73.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €385k
Fixed assets
€213k ▲ 5,616%
Current assets
€172k ▼ 20.1%
Equity and liabilities €385k
Equity
€197k ▲ 25.9%
Provisions
€118k
Debt
€71k ▲ 13.5%
Debt's share of the balance-sheet total falls from 28.5% to 18.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▼
2023 · €207k
Cash flow
€76k▼
2023 · €155k
Current ratio
2.43▼
2023 · 3.45
Debt to equity
0.36▼
2023 · 0.40
ROE
20.5%▼
2023 · 98.1%
ROA
10.5%▼
2023 · 70.1%
Interest coverage
82.27▼
2023 · 351.59
Debt ≤ 1 year
€71k▲
2023 · €62k
Income taxes
€10k▼
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€219k€385k▲
Fixed assets21/28€4k€213k▲
Tangible fixed assets22/27€4k€213k▲
Land and buildings22-€209k
Plant, machinery and equipment23€1k€661▼
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€1k€881▼
Current assets29/58€215k€172k▼
Amounts receivable within one year40/41€91k€79k▼
Trade receivables40€15k€17k▲
Other amounts receivable41€77k€62k▼
Current investments50/53€53k€15k▼
Cash at bank and in hand54/58€71k€78k▲
Equity and liabilities
Total equity and liabilities10/49€219k€385k▲
Equity10/15€157k€197k▲
Contributions10/11€3k€3k=
Reserves13€154k€194k▲
Distributable reserves133€154k€194k▲
Provisions and deferred taxes16-€118k
Provisions for liabilities and charges160/5-€118k
Other liabilities and charges164/5-€118k
Amounts payable17/49€62k€71k▲
Amounts payable within one year42/48€62k€71k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€56k€65k▲
Taxes450/3€56k€65k▲
Other amounts payable47/48€5k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€35k▲
Other operating charges640/8€876€1k▲
Gross operating margin9900€208k€87k▼
Operating profit (loss)9901€205k€51k▼
Financial income75/76B€16€1k▲
Recurring financial income75€16€1k▲
Financial charges65/66B€588€1k▲
Recurring financial charges65€588€1k▲
Profit (loss) for the period before taxes9903€205k€51k▼
Income taxes67/77€51k€10k▼
Profit (loss) for the period9904€154k€40k▼
Profit (loss) for the period to be appropriated9905€154k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€154k€40k▼
Transfer to equity691/2€154k€40k▼
To other reserves6921€154k€40k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Colijnstraat(KRU) 49770 KruisemGround area
3,617 m²
Building footprint
219 m²
Volume, LiDAR
923 m³
Parcel 45017B0297/00C000, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CARAX Consulting
since 20222.330.343.143
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B0297/00C000 | Flanders | 3,617 m² | 1 · 219 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JAMOULLE Consulting
BE 0797.047.812
Sombreffe · Eq €197,043
Castle Advisory
BE 1001.421.862
Gent · Eq €197,027
V.D.L³ CONSTRUCT
BE 0833.125.476
Aalter · Eq €197,076
CF HERMANS
BE 0820.877.643
Keerbergen · Eq €197,121
Ellima
BE 0676.759.991
Gent · Eq €197,138
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,113 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.