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CARAVANS DE BLOCK

Active
Public limited companyfounded 1988active for 38 yearsBettestraat (STE) 35-37, 9190 Stekene, BelgiumKBO/BCE: BE 0433.338.392
Summary

CARAVANS DE BLOCK has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240,455 and a net result of €294,404. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 38% of 9,594 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Wholesale trade
NACE 46713
9th oldest company in Stekene, Wholesale and retail trade sector1 site
Size
€748,166total assets 2025
Equity
€240,455
Profit
€294,404
Turnover not published (abbreviated or micro format)Net result +2,754%: other schema
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 31 days late0 of 3 deeds read
Why 84raises riskLiquidity: current ratio 0.30, cash €755Latest accounts 31 days late; 3 of the last 3 latelowers riskFounded in 1988Size: total assets €748,166Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 57+57
equity 32.1% of total assets
Liquidity 22+21
short-term debt 55.1% · cash 0.1%
Profitability 100+23
return on assets 39.4%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,873 companies, NACE 46, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.2 percentage points vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 1.8%▲ +0.3 percentage points vs 08-2025 10-2025: 2.3%▲ +0.5 percentage points vs 09-2025 11-2025: 2.6%▲ +0.3 percentage points vs 10-2025highest value 12-2025: 1.0%▼ -1.6 percentage points vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026 09-2026: 0.5%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.3, compared with 0.48 in 2024; short-term debt: 55.1% and cash: 0.1% of total assets), and 67.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 42% on solvency, 20% on liquidity, 95% on profitability and 99% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.30, cash €755
NBB · annual accounts
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €748,166
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
113 days late
2023
61 days late
2022
30 days late
2021
25 days late
2020
53 days late
2019
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €294,404 ▲2,754%
  3. Equity above €200,000equity €240,455

Key points

  • Positive: Result rose in 2025different schema filed ▲ 2,754% View
  • Positive: Among the best 12% on net resultsector median €27,451 · 9,573 companies €294,404 View
  • Positive: 7 profitable years in a rowprofit 2025: €294,404 7 years View

By topic

Financials

Financial year
2025
Total assets
€748,166
Profit
€294,404
Solvency
32.1%
Total assets▲ 355%
Net result
20182025
Go to Financials

Timeline

Events
41
Since
1989
Next accounts
by 31-07-2027
  1. 21-11-2025Annual accounts filed
  2. 30-09-2024Annual accounts filed
  3. 30-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale tradeNACE 46713
Founded
10-02-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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