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OPTIONS

Active
Private limited companyfounded 1990active for 35 yearsGentsesteenweg 519, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0443.668.003
Summary

OPTIONS has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202,806 and a net result of €118,334. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 13,668 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
OPTIONSActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46713
1 site
Size
≈ €1.1mturnover 2025, estimated
Equity
€202,806
Profit
€118,334
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 31 days late2 of 5 deeds summarised
Why 96raises riskLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskSize: total assets €950,703Founded in 1990Figures for financial year 2025 (filed 31-08-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 46+12
equity 21.3% of total assets
Liquidity 50+12
short-term debt 38.1% · cash 13.9%
Profitability 84+17
return on assets 12.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.2 percentage points vs 06-2025 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.01, compared with 1.06 in 2024, below the usual 1.5; short-term debt: 38.1% and cash: 13.9% of total assets), and 78.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 33% on solvency, 50% on liquidity, 79% on profitability and 95% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €950,703
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Figures for financial year 2025 (filed 31-08-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €202,806
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
6 days early
2023
39 days early
2022
36 days early
2021
41 days early
2020
26 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Andreas Verdoodt (director)Gazette deed
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Highest result from 2018 to 2025net €118,334 ▲526%

Key points

  • Positive: Result rose in 2025from €18,917 to €118,334 ▲ 526% View
  • Positive: Among the best 5% on net resultsector median €5,649 · 13,674 companies €118,334 View
  • Caution: A director leftlatest change 30-09-2026 · 1 in office 1 left View

By topic

Financials

Financial year
2025
Total assets
€950,703
Profit
€118,334
Solvency
21.3%
Total assets▲ 0.3%
Net result
20182025
Go to Financials

Timeline

Events
41
Since
1992
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €200,000
  2. 25-07-2025Annual accounts filed
  3. 22-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46713
Founded
01-12-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about OPTIONS

What is the company number of OPTIONS?
0443.668.003. In Belgium the VAT number is the company number with BE in front: BE 0443.668.003.
Where is OPTIONS based?
The registered office is at Gentsesteenweg 519, 9420 Erpe-Mere.Company details
What does OPTIONS do?
According to the KBO register, the main activity is wholesale trade (NACE 46713).
What is the legal form of OPTIONS?
Private limited company (BV).
When was OPTIONS founded?
On 01-12-1990.
Is OPTIONS still active?
Yes, OPTIONS is an active enterprise in the KBO register.
What is the turnover of OPTIONS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is OPTIONS profitable?
In financial year 2025, OPTIONS made a profit of €118,334.
Where can I find the annual accounts of OPTIONS?
OPTIONS filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OPTIONS due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to OPTIONS

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