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Private limited companyfounded 2007active for 19 yearsRue Beauregard(RUM) 3, 7540 Tournai, BelgiumKBO/BCE: BE 0889.602.539
Summary

CARAT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.9m and a net result of -€94,866. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 26% of 3,011 sector peers (NACE 64, financial year 2025). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210Business and other management consultancy NACE 70200
1 site
Size
€18.2mtotal assets 2025
Equity
€5.9m
Loss
-€94,866
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts filed 25 days late0 of 3 deeds read
SignalsneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
27 days late
2023
6 days late
2022
24 days late
2021
7 days late
2020
2 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€94,866 View
  • Caution: Among the weakest 18% on net resultsector median €106,526 · 3,013 companies -€94,866 View
  • Positive: Result rose in 2025from -€187,700 to -€94,866 ▲ 49.5% View

By topic

Financials

Financial year
2025
Total assets
€18.2m
Loss
-€94,866
Solvency
32.2%
Total assets▲ 9.6%
Net result
20192025
Go to Financials

Timeline

Events
21
Since
2009
Next accounts
by 31-01-2027
  1. 30-06-2023Weakest financial year
  2. 24-02-2023Annual accounts filed
  3. 07-02-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of holding companiesNACE 64210
Founded
21-05-2007
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about CARAT

What is the company number of CARAT?
0889.602.539. In Belgium the VAT number is the company number with BE in front: BE 0889.602.539.
Where is CARAT based?
The registered office is at Rue Beauregard(RUM) 3, 7540 Tournai.Company details
What does CARAT do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of CARAT?
Private limited company (BV).
When was CARAT founded?
On 21-05-2007.
Is CARAT still active?
Yes, CARAT is an active enterprise in the KBO register.
How many employees does CARAT have?
On average 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of CARAT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CARAT profitable?
In financial year 2025, CARAT made a loss of €94,866.
Where can I find the annual accounts of CARAT?
CARAT filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CARAT due?
By 31-01-2027, for financial year 2026.Timeline

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