Summary
GALLINA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.9m and a net result of €993,510. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 5585 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
77 d early
2023
78 d early
2022
81 d early
2021
65 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 62 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#8 company by equity in Wingene, Finance and insurance sector
Equity
€5.9m▲ 20.4%
2024 · €4.9m
Net result
€993,510▼ 32.3%
2024 · €1.5m
Total assets
€5.9m▲ 18.3%
2024 · €5.0m
Solvency
99.9%▲ 1.8pp
2024 · 98.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,116-€6,835▼ 15.8%€174,168▲ 2,448%€286,995▲ 64.8%€306,346▲ 6.7%
Net result-€41,935below the sector's middle half-€312,994above the sector's middle half€2.0mabove the sector's middle half▲ 554%€1.5mabove the sector's middle half▼ 28.3%€993,510above the sector's middle half▼ 32.3%
Equity€1.1mwithin the sector's middle half-€1.4mwithin the sector's middle half▲ 27.7%€3.5mabove the sector's middle half▲ 142%€4.9mabove the sector's middle half▲ 39.6%€5.9mabove the sector's middle half▲ 20.4%
Total assets€3.4mwithin the sector's middle half-€3.5mwithin the sector's middle half▲ 5.1%€3.8mwithin the sector's middle half▲ 8.5%€5.0mabove the sector's middle half▲ 29.5%€5.9mabove the sector's middle half▲ 18.3%
Debt€2.2m-€2.1m▼ 6.4%€344,304▼ 83.5%€94,943▼ 72.4%€7,752▼ 91.8%
Working capital-€115,168within the sector's middle half--€52,815within the sector's middle half▲ 54.1%€242,416within the sector's middle half€1.5mabove the sector's middle half▲ 518%€2.5mabove the sector's middle half▲ 67.2%
Solvency33.6%within the sector's middle half-40.9%within the sector's middle half▲ 7.2pp91.0%above the sector's middle half▲ 50.1pp98.1%above the sector's middle half▲ 7.1pp99.9%above the sector's middle half▲ 1.8pp
Current ratio0.13below the sector's middle half-0.78within the sector's middle half▲ 0.651.97within the sector's middle half▲ 1.1916.92above the sector's middle half▲ 14.95
Return on assets (ROA)-1.2%below the sector's middle half-8.9%within the sector's middle half▲ 10.1pp53.3%above the sector's middle half▲ 44.5pp29.5%above the sector's middle half▼ 23.8pp16.9%above the sector's middle half▼ 12.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.9m
Fixed assets
€3.4m ▼ 0.4%
Current assets
€2.5m ▲ 57.8%
Equity and liabilities €5.9m
Equity
€5.9m ▲ 20.4%
Debt
€7,752 ▼ 91.8%
Debt's share of the balance-sheet total falls from 1.9% to 0.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
16.9%▼
2024 · 30.1%
Debt ≤ 1 year
€7,697▼
2024 · €94,102
Income taxes
€83,848▲
2024 · €73,075
A ratio outside any meaningful range has been withheld (balance sheet total €5.9m, equity €5.9m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,124 | €1,287 | €1,287 | €12,495 | €15,845 | ▲ 26.8% |
| Other operating charges640/8 | €817 | €460 | €1,075 | €1,946 | €1,537 | ▼ 21.0% |
| Gross operating margin9900 | €10,057 | €8,581 | €176,530 | €301,436 | €323,728 | ▲ 7.4% |
| Operating profit (loss)9901 | €8,116 | €6,835 | €174,168 | €286,995 | €306,346 | ▲ 6.7% |
| Financial income75/76B | - | €350,000 | €2.1m | €1.3m | €771,520 | ▼ 38.5% |
| Recurring financial income75 | - | €350,000 | €2.1m | €1.3m | €771,520 | ▼ 38.5% |
| Financial charges65/66B | €50,051 | €43,841 | €48,102 | €1,561 | €508 | ▼ 67.4% |
| Recurring financial charges65 | €50,051 | €43,841 | €48,102 | €1,561 | €508 | ▼ 67.4% |
| Profit (loss) for the period before taxes9903 | -€41,935 | €312,994 | €2.2m | €1.5m | €1.1m | ▼ 30.1% |
| Income taxes67/77 | - | - | €133,509 | €73,075 | €83,848 | ▲ 14.7% |
| Profit (loss) for the period9904 | -€41,935 | €312,994 | €2.0m | €1.5m | €993,510 | ▼ 32.3% |
| Profit (loss) for the period to be appropriated9905 | -€41,935 | €312,994 | €2.0m | €1.5m | €993,510 | ▼ 32.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.4m | €3.5m | €3.8m | €5.0m | €5.9m | ▲ 18.3% |
| Formation expenses20 | €5,308 | €4,022 | €2,735 | €1,449 | €162 | ▼ 88.8% |
| Fixed assets21/28 | €3.3m | €3.3m | €3.3m | €3.4m | €3.4m | ▼ 0.4% |
| Tangible fixed assets22/27 | - | - | - | €32,444 | €19,423 | ▼ 40.1% |
| Furniture and vehicles24 | - | - | - | €32,444 | €19,423 | ▼ 40.1% |
| Financial fixed assets28 | €3.3m | €3.3m | €3.3m | €3.3m | €3.3m | = |
| Current assets29/58 | €17,438 | €189,789 | €491,605 | €1.6m | €2.5m | ▲ 57.8% |
| Amounts receivable after more than one year29 | - | - | - | - | €750,000 | - |
| Other amounts receivable291 | - | - | - | - | €750,000 | - |
| Amounts receivable within one year40/41 | €1,210 | €1,210 | €12,100 | €1,929 | €15,514 | ▲ 704% |
| Trade receivables40 | €1,210 | €1,210 | €12,100 | €1,929 | €12,100 | ▲ 527% |
| Other amounts receivable41 | - | - | - | - | €3,414 | - |
| Current investments50/53 | - | - | - | €750,000 | €600,000 | ▼ 20.0% |
| Cash at bank and in hand54/58 | €16,228 | €188,579 | €479,505 | €839,298 | €1.1m | ▲ 35.8% |
| Deferred charges and accrued income490/1 | - | - | - | €1,225 | €7,562 | ▲ 517% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.4m | €3.5m | €3.8m | €5.0m | €5.9m | ▲ 18.3% |
| Equity10/15 | €1.1m | €1.4m | €3.5m | €4.9m | €5.9m | ▲ 20.4% |
| Contributions10/11 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Reserves13 | - | €271,059 | €2.3m | €3.7m | €4.7m | ▲ 26.9% |
| Distributable reserves133 | - | €271,059 | €2.3m | €3.7m | €4.7m | ▲ 26.9% |
| Profit (loss) carried forward14 | -€41,935 | €0 | - | €0 | €0 | - |
| Amounts payable17/49 | €2.2m | €2.1m | €344,304 | €94,943 | €7,752 | ▼ 91.8% |
| Amounts payable after more than one year17 | €2.1m | €1.8m | €93,250 | €0 | - | - |
| Financial debts170/4 | €2.1m | €1.8m | €93,250 | €0 | - | - |
| Amounts payable within one year42/48 | €132,605 | €242,603 | €249,189 | €94,102 | €7,697 | ▼ 91.8% |
| Current portion of amounts payable after more than one year42 | €120,000 | €240,000 | €93,250 | €0 | - | - |
| Trade debts44 | €111 | €112 | €0 | €1,105 | €134 | ▼ 87.8% |
| Suppliers440/4 | €111 | €112 | €0 | €1,105 | €134 | ▼ 87.8% |
| Taxes, remuneration and social security45 | €626 | €626 | €155,939 | €6,998 | €7,562 | ▲ 8.1% |
| Taxes450/3 | €626 | €626 | €155,939 | €6,998 | €7,562 | ▲ 8.1% |
| Other amounts payable47/48 | €11,868 | €1,865 | €0 | €86,000 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €32,076 | €20,149 | €1,865 | €841 | €55 | ▼ 93.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€41,935 | €312,994 | €2.0m | €1.5m | €993,510 | ▼ 32.3% |
| + Depreciation and write-downs630 | €1,124 | €1,287 | €1,287 | €12,495 | €15,845 | ▲ 26.8% |
| Operating cash flow (approximation) | -€40,811 | €314,280 | €2.0m | €1.5m | €1.0m | ▼ 31.8% |
| Investment in fixed assets (approximation) | - | -€1,287 | -€1,287 | -€44,939 | -€2,823 | ▲ 93.7% |
| Change in cash | - | €172,351 | €290,927 | €359,793 | €300,704 | ▼ 16.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 19current ratio 326.51
Current ratio from 16.92 to 326.51; short-term debt falls from €94,102 to €7,697.
31-12
Financial
Equity above €5mEq €5.9m ▲20.4%
4 profitable years in a row build equity to €5.9m.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 9current ratio 16.92
Current ratio from 1.97 to 16.92; short-term debt falls from €249,189 to €94,102.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €2.0m ▲554%
Net result €2.0m, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 1.97
Current ratio from 0.78 to 1.97.
31-12
Financial
Equity above €2mEq €3.5m ▲142%
2 profitable years in a row build equity to €3.5m.
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €312,994
Net result €312,994 after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2020
Ground area
1,040 m²
Building footprint
218 m²
Volume, LiDAR
1,319 m³
Parcel 37018B0792/00V000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
GALLINA
since 20202.310.814.172
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018B0792/00V000 | Flanders | 1,040 m² | 1 · 218 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holding · 2 subsidiaries in the treeOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
All subsidiaries, including indirect ones 2
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
Pyfferoen Beheer 100%1 subsidiary
- PYFFEROEN 100%
According to the 2025 annual accounts of GALLINA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
9 locations
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 7,634 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759446256
Registered
20-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.