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Generated 15-07-2026
Active BE 0746.750.243Private limited company

CARAMIDA CONSTRUCT

Oostrozebeeksestraat 27 ·8531 Harelbeke, Belgium· 6 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of CARAMIDA CONSTRUCT is 2.0% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview4 NBB filings
Financials being processed
NBB has 4 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 19-06-2025 2025-00159426
31-12-2023 verkort 28-08-2024 2024-00388534
31-12-2022 verkort 25-08-2023 2023-00364565
31-12-2021 verkort 31-08-2022 2022-20395948
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Private limited company(610)
Incorporation07-05-2020
StatusActive
Postal code8531
Establishment units 1 location
Caramida Construct
Oostrozebeeksestraat 27, 8531 HarelbekeVervaardiging van ander schrijn- en timmerwerk
since 20202.302.449.012
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34017B0504/00G002 Flanders 2,366 m² 1 · 1,075 m² 10.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
09-03-2026
State Gazette act Director changes
2025
19-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
28-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
25-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2020
11-05-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 4 months ago
2026
09-03-2026 Mandate of Annelies Decaluwé as director expired Director changes
  • Annelies Decaluwé, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Annelies Decaluw\u00E9",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-06-05",
      "evidence_quote": "Uit de notulen van de algemene jaarvergadering dd 5 juni 2025 blijkt met onmiddellijke ingang het volgende: - het ontslag als bestuurder van mevrouw Annelies Decaluw\u00E9",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Annelies Decaluw\u00E9",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-06-05",
      "evidence_quote": "Uit de notulen van de algemene jaarvergadering dd 5 juni 2025 blijkt met onmiddellijke ingang het volgende: - het ontslag als persoon belast met het dagelijks bestuur van mevrouw Annelies Decaluw\u00E9",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-03-09",
    "filing_date": "2025-06-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-06-05",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0746.750.243",
    "name_full": "CARAMIDA CONSTRUCT",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "De Clercg Stefaan",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2020
11-05-2020 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Hoogstraat 110, 8531 Harelbeke",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1979-05-21",
        "name": "DE CLERCQ Stefaan Carlos Andr\u00E9",
        "niss": null,
        "address": "8531 Harelbeke (Bavikhove), Hoogstraat 18 A"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "DE CLERCQ Stefaan Carlos Andr\u00E9",
      "is_subscriber_only": false,
      "n_shares_subscribed": 600,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1982-05-27",
        "name": "DECALUW\u00C9 Annelies Margriet Lucie",
        "niss": null,
        "address": "8531 Harelbeke (Bavikhove), Hoogstraat 18 A"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "DECALUW\u00C9 Annelies Margriet Lucie",
      "is_subscriber_only": false,
      "n_shares_subscribed": 400,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0746.750.243",
    "name_full": "CARAMIDA CONSTRUCT",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2020-05-04",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van andere niet-residentiële gebouwen41203Bouw van autowegen en andere wegen42110Bouw van autowegen en andere wegen42110Metselwerk43910Overige gespecialiseerde bouwactiviteiten, neg43990Uitvoeren van metsel- en voegwerken43994Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL CARAMIDA CONSTRUCT
Registered office
Oostrozebeeksestraat 27
8531 Harelbeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative