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CARAFINANCE

Active Risk: not assessed Public limited companyfounded 2007active for 18 yearsJacques Georginlaan 2, 1030 SchaerbeekKBO/BCE: BE 0893.660.505 #9 company by equity in Schaerbeek, Finance and insurance sector

Lifetime

17 annual accounts with figures on one time axis
peak €79,780 (2016)
-€1,638▲ €1,316
lowest -€3.1m (2019)
€168,923▲ 6.6%
peak €4.6m (2017)
€1.8m▲ 10.1%
€1.2m▼ 12.5%
Board5 names since 2007
3 directorsLorraine le Maistre d'Anstaing and 2 others
Documentsfilings and deeds
30-01-20261 day before the deadline
2025financial year
Gross margin from -€2,954 to -€1,638Cash from €1,618 to €22

Key points

from the 2025 annual accounts

Equity

€1.8m from €4.6m in 2017

Equity fell by 60% in 8 years.

Filings

17 annual accounts since 2009
deadline2010201520202025

The 2020 accounts came 25 days late. The other nine of the last ten were filed on time.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
8 days early
2023
35 days early
2022
11 days early
2021
10 days early
2020
25 days late
2019
14 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PM
PEAC Management
Managing director, Jean-Luc Dubois
JM
Managing director
LL
Director, since 01-11-2007
OM
ORLEANS MANAGEMENT Sprl
Director, Jean-Michel d'Oultremont, since 01-11-2007
  • Jean-Luc Duboisannual accounts 30-06-2021
  • Jean-Michel d'Oultremontannual accounts 30-06-2021
  • Lorraine Le Maistre d'Anstaingannual accounts 30-06-2021

Shares in 2 companies, EDITIONS CARAMEL and CHOCOLAPS

Board & ownership

Recent changes

3 directors reappointed Jean-Michel d'Oultremont (managing director), Lorraine le Maistre d'Anstaing and PEAC Management (managing director) · General meeting of 17-11-2025 · Gazette deed
Purpose change · Amendment of the articles “L'assistance et la participation à la gestion de toutes affaires, entreprises, groupements, associations ou…” (deed in French) · Registered office clause: avenue Jacques Georgin 2 · General meeting of 31-05-2023 · Gazette deed
Registered office moved within Brussels New registered office: RTL HOUSE, Avenue Jacques Georgin 2 à 1030 Bruxelles · Previous registered office: Clos d'Orléans 4 à 1150 Bruxelles · Reappointments: Sprl Orléans Management (managing director), Lorraine le Maistre d'Anstaing and Sprl Peac Management (managing director) · General meeting of 01-05-2020 · Gazette deed
First establishment Jacques Georginlaan 2, Schaerbeek
All 25 events

Comparable companies

same main activity, similar in size and age
Company
CARAFINANCE Schaerbeek €3.0m -€1,638 61.4% -
PANDOX BELGIUM Saint-Josse-ten-Noode €3.6m -€46,920 84.1% -
JPSeven Brussels €4.0m -€4,712 -147.8% -
LIMABAAN Herent €2.9m -€70,361 99.9% -
Silvius Sun Turnhout €2.6m -€23,388 51.6% -
MULTINVEST Kortenberg €3.1m -€2,841 96.8% -
AUBIN HOLDING Dalhem €3.4m -€41,330 39.5% 0

These companies have the same main activity as CARAFINANCE: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €2.6m and €4m, founded between 2006 and 2008.

Official details

Source: KBO
Status
Active since 22-11-2007Normal situation
Registered office
11 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
Activity
Activities of holding companiesNACE 64210
Establishment unit
2.177.757.4901030 Schaerbeek, since 05-03-2009
Financial year end
30 June
Peppol
Not found in the Peppol Directory
Company details

Annual accounts to 30-06-2025

€3.0m▲ 0.1%
Filing
Filed on 30-01-2026, 1 day before the end of the filing period
Financials

Insights on CARAFINANCE

Solvency rose in 2025 from 55.8% to 61.4% because of the retained profit and lower debts.

In August 2026, the Official Gazette published the appointment of Jean-Michel d'Oultremont as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CARAFINANCE

What is the company number of CARAFINANCE?
The company number of CARAFINANCE is 0893.660.505. The VAT number is the same number with BE in front: BE 0893.660.505.
Where is CARAFINANCE based?
The registered office is at Jacques Georginlaan 2, 1030 Schaerbeek.Company details
What does CARAFINANCE do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of CARAFINANCE?
CARAFINANCE is a public limited company (NV).
When was CARAFINANCE founded?
CARAFINANCE was founded on 22-11-2007.
Is CARAFINANCE still active?
Yes, CARAFINANCE is an active enterprise in the KBO register.
What is the turnover of CARAFINANCE?
The annual accounts for financial year 2025 state no turnover.Financials
Is CARAFINANCE profitable?
In financial year 2025, CARAFINANCE made a profit of €168,923.
Where can I find the annual accounts of CARAFINANCE?
CARAFINANCE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CARAFINANCE due?
CARAFINANCE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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