AUBIN HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.36M and a net result of €-87k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 2389 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
14 d late
2023
14 d late
2022
30 d late
2021
50 d late
2020
54 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€1.36M▼ 6.0%
2024 · €1.45M
2018: €1.68M
2019: €1.68M
2020: €1.88M
2021: €1.79M
2022: €1.63M
2023: €1.56M
2024: €1.45M
2018 → 2025
Net result
€-87k▲ 19.6%
2024 · €-108k
2018: €4k
2019: €1k
2020: €-183k
2021: €-92k
2022: €-160k
2023: €-69k
2024: €-108k
2018 → 2025
Total assets
€3.45M▼ 0.8%
2024 · €3.48M
2018: €2.77M
2019: €2.83M
2020: €3.10M
2021: €3.28M
2022: €3.38M
2023: €3.49M
2024: €3.48M
2018 → 2025
Solvency
39.5%▼ 2.2pp
2024 · 41.7%
2018: 60.6%
2019: 59.5%
2020: 60.5%
2021: 54.4%
2022: 48.1%
2023: 44.6%
2024: 41.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.79M-€1.63M▼ 8.9%€1.56M▼ 4.3%€1.45M▼ 6.9%€1.36M▼ 6.0%
Operating result€-53k-€-49k▲ 9.2%€-39k▲ 20.0%€-27k▲ 29.7%€-41k▼ 51.6%
Net result€-92k-€-160k▼ 74.3%€-69k▲ 56.5%€-108k▼ 55.8%€-87k▲ 19.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €41k in 2025 against €27k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.45M
Fixed assets
€2.40M=
Current assets
€1.05M▼ 2.5%
Equity and liabilities €3.45M
Equity
€1.36M▼ 6.0%
Debt
€2.09M▲ 2.9%
The debt ratio rises from 58.3% to 60.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
39.5%▼
2024 · 41.7%
ROE
-6.4%▲
2024 · -7.5%
ROA
-2.5%▲
2024 · -3.1%
Debt
€2.09M▲
2024 · €2.03M
Debt ≤ 1 year
€39k▼
2024 · €56k
Debt > 1 year
€2.05M▲
2024 · €1.97M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.48M€3.45M▼
Fixed assets21/28€2.40M€2.40M=
Financial fixed assets28€2.40M€2.40M=
Current assets29/58€1.08M€1.05M▼
Amounts receivable within one year40/41€1.06M€1.03M▼
Trade receivables40€31k€23k▼
Other amounts receivable41€1.03M€1.01M▼
Cash at bank and in hand54/58€15k€19k▲
Deferred charges and accrued income490/1€13€0▼
Equity and liabilities
Total equity and liabilities10/49€3.48M€3.45M▼
Equity10/15€1.45M€1.36M▼
Contributions10/11€1.37M€1.37M=
Capital10€1.37M€1.37M=
Issued capital100€1.37M€1.37M=
Revaluation surpluses12€677k€677k=
Reserves13€855€855=
Non-distributable reserves130/1€855€855=
Legal reserve130€855€855=
Profit (loss) carried forward14€-596k€-683k▼
Amounts payable17/49€2.03M€2.09M▲
Amounts payable after more than one year17€1.97M€2.05M▲
Financial debts170/4€1.97M€2.05M▲
Amounts payable within one year42/48€56k€39k▼
Trade debts44€52k€39k▼
Suppliers440/4€52k€39k▼
Other amounts payable47/48€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Non-recurring operating charges66A-€100
Gross operating margin9900€-27k€-41k▼
Operating profit (loss)9901€-27k€-41k▼
Financial income75/76B€53k€55k▲
Recurring financial income75€53k€55k▲
Non-recurring financial income76B-€100
Financial charges65/66B€134k€100k▼
Recurring financial charges65€96k€100k▲
Non-recurring financial charges66B€38k€0▼
Profit (loss) for the period before taxes9903€-108k€-87k▲
Profit (loss) for the period9904€-108k€-87k▲
Profit (loss) for the period to be appropriated9905€-108k€-87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-596k€-683k▼
Profit (loss) brought forward from the previous period14P€-488k€-596k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 25 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 14 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 19.39
Current ratio from 4.70 to 19.39; short-term debt falls from €211k to €56k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 14 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 50 days late
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 54 days late
2020
31-12
Financial
Weakest financial yearnet €-183k ▼15362%
Net result drops to €-183k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 45 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aubin(NEU) 184608 DalhemGround area
1,413 m²
Building footprint
206 m²
Volume, LiDAR
1,679 m³
Parcel 63055B0567/00L000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AUBIN CONSULTING
since 20082.172.644.008
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63055B0567/00L000 | Wallonia | 1,413 m² | 1 · 206 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,984 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-07-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.