CARACAL
ActiveCARACAL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €568k and a net result of €80k. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency100▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.8 in 2024; short-term debt: 17.4% and cash: 28.4% of total assets), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.4%
Return on assets
11.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
17 d late
2024
88 d late
2023
26 d late
2022
21 d early
2021
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80k▲ 61.9%
2024 · €49k
2021: €-11k
2022: €117k
2023: €77k
2024: €49k
2021 → 2025
Working capital
€290k▲ 22.8%
2024 · €236k
2021: €51k
2022: €202k
2023: €251k
2024: €236k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€215k▲ 113%€289k▲ 34.8%€339k▲ 17.0%€568k▲ 67.8%
Operating result€-11k-€160k€109k▼ 32.1%€66k▼ 39.4%€98k▲ 49.3%
Net result€-11k-€117k€77k▼ 34.2%€49k▼ 36.1%€80k▲ 61.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €689k
Fixed assets
€279k▲ 148%
Current assets
€410k▲ 11.8%
Equity and liabilities €689k
Equity
€568k▲ 67.8%
Debt
€121k▼ 14.0%
The debt ratio falls from 29.4% to 17.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€155k▲
2024 · €86k
Cash flow
€137k▲
2024 · €70k
Solvency
82.4%▲
2024 · 70.6%
Current ratio
3.42▲
2024 · 2.80
Quick ratio
3.42▲
2024 · 2.80
Debt / equity
0.21▼
2024 · 0.42
ROE
14.0%▼
2024 · 14.5%
ROA
11.6%▲
2024 · 10.3%
Interest coverage
29.32▼
2024 · 79.32
Debt
€121k▼
2024 · €141k
Debt ≤ 1 year
€120k▼
2024 · €131k
Income taxes
€18k▼
2024 · €19k
Staff costs
€221k▼
2024 · €386k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€479k€689k▲
Fixed assets21/28€113k€279k▲
Intangible fixed assets21€96k€139k▲
Tangible fixed assets22/27€17k€141k▲
Plant, machinery and equipment23-€4k
Furniture and vehicles24€16k€12k▼
Other tangible fixed assets26€384€125k▲
Financial fixed assets28€25€25=
Current assets29/58€367k€410k▲
Amounts receivable within one year40/41€143k€137k▼
Trade receivables40€139k€137k▼
Other amounts receivable41€3k€0▼
Current investments50/53€32k€74k▲
Cash at bank and in hand54/58€185k€195k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€479k€689k▲
Equity10/15€339k€568k▲
Contributions10/11€112k€262k▲
Reserves13€46k€46k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€180k€260k▲
Amounts payable17/49€141k€121k▼
Amounts payable within one year42/48€131k€120k▼
Trade debts44€31k€74k▲
Suppliers440/4€31k€74k▲
Taxes, remuneration and social security45€100k€38k▼
Taxes450/3€51k€21k▼
Remuneration and social security454/9€49k€16k▼
Other amounts payable47/48€134€8k▲
Accrued charges and deferred income492/3€10k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€386k€221k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€57k▲
Other operating charges640/8€387€5k▲
Gross operating margin9900€472k€381k▼
Operating profit (loss)9901€66k€98k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€68k€98k▲
Income taxes67/77€19k€18k▼
Profit (loss) for the period9904€49k€80k▲
Profit (loss) for the period to be appropriated9905€49k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€180k€260k▲
Profit (loss) brought forward from the previous period14P€131k€180k▲
Social balance
Average headcount (FTE)90877.73.5▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
31-12
Financial
Equity above €500kEq €568k ▲67.8%
4 profitable years in a row build equity to €568k.
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 88 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €117k
Net result €117k after one loss-making year.
31-12
Financial
Equity above €200kEq €215k ▲113%
Equity rises from €101k to €215k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamoirlaan 121180 UkkelGround area
1.3 ha
Building footprint
914 m²
Volume, LiDAR
14,327 m³
Parcel 21612C0294/00Z019, Brussels · tallest building 18.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Hamoirlaan 12, 1180 Ukkel
since 20212.320.048.275
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0294/00Z019 | Brussels | 1.3 ha | 1 · 914 m² | 18.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845005URG1DAD906M73
Similar companies · same sector, comparable size
M.I.S.D.
BE 0431.549.139
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LOGIT ONE
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CAPERTINO
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D-FINITE
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Vilvoorde · Eq €571k
Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 5,273 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
73110Advertising agencies
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.