Skip to content

Intelli-Select

Active
Private limited companyfounded 20214 yrs activeOudergemlaan 83, 1040 Etterbeek, BelgiumKBO/BCE: BE 0778.320.278
Summary

The computed 12-month bankruptcy probability of Intelli-Select is 1.6% (moderate). The 2025 annual accounts show equity of €406,081 and a net result of -€8,079. Equity is shrinking by ~33.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 80% of 264 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability67▼-33
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 4.06 against 4.24 in 2024; short-term debt: 20.6% and cash: 81.4% of total assets), and 20.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
53 d early
2024
38 d early
2023
28 d late
2022
76 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (3 of the last 4 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 December 2021, Intelli-Select was incorporated as a Private limited company.1 Total assets went from EUR 1.4 million in 2022 to EUR 511,285 in 2025 and headcount from 3.3 to 2.9 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€406,081▼ 2.0%
2024 · €414,160
Total assets
€511,285▲ 1.0%
2024 · €506,302
Net result
-€8,079
2024 · €519,161
Working capital
€322,362▲ 8.0%
2024 · €298,443
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€1.1m--€93,909€556,692-€7,912
Net result€981,619above the sector's middle half--€87,621below the sector's middle half€519,161above the sector's middle half-€8,079below the sector's middle half
Equity€982,619above the sector's middle half-€894,999above the sector's middle half▼ 8.9%€414,160within the sector's middle half▼ 53.7%€406,081within the sector's middle half▼ 2.0%
Total assets€1.4mwithin the sector's middle half-€1.8mabove the sector's middle half▲ 26.8%€506,302within the sector's middle half▼ 71.1%€511,285within the sector's middle half▲ 1.0%
Debt€400,613-€858,347▲ 114%€92,142▼ 89.3%€105,204▲ 14.2%
Working capital€353,211within the sector's middle half-€506,985above the sector's middle half▲ 43.5%€298,443within the sector's middle half▼ 41.1%€322,362within the sector's middle half▲ 8.0%
Solvency71.0%above the sector's middle half-51.0%within the sector's middle half▼ 20.0pp81.8%above the sector's middle half▲ 30.8pp79.4%above the sector's middle half▼ 2.4pp
Current ratio3.01within the sector's middle half-2.48within the sector's middle half▼ 0.534.24above the sector's middle half▲ 1.764.06within the sector's middle half▼ 0.17
Return on assets (ROA)71.0%above the sector's middle half--5.0%below the sector's middle half▼ 76.0pp102.5%above the sector's middle half▲ 107.5pp-1.6%within the sector's middle half▼ 104.1pp
Staff (FTE)3.3within the sector's middle half-4.9within the sector's middle half▲ 48.5%4.7within the sector's middle half▼ 4.1%2.9within the sector's middle half▼ 38.3%
above within below the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€500,000€0€500,000€1.0mOperating result 2022: €1.1m€1.1mNet result 2022: €981,619€981,619Operating result 2023: -€93,909-€93,909Net result 2023: -€87,621-€87,621Operating result 2024: €556,692€556,692Net result 2024: €519,161€519,161Operating result 2025: -€7,912-€7,912Net result 2025: -€8,079-€8,0792022202320242025-€200,000€0€200,000€400,000€600,000Operating result 2023: -€93,909-€93,900Net result 2023: -€87,621-€87,600Operating result 2024: €556,692€557,000Net result 2024: €519,161€519,000Operating result 2025: -€7,912-€7,910Net result 2025: -€8,079-€8,080202320242025
The operating result turns negative in 2025: a loss of €7,912 after €556,692 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511,285
Fixed assets €83,718 ▼ 27.7%
Current assets €427,566 ▲ 9.5%
Equity and liabilities €511,285
Equity €406,081 ▼ 2.0%
Debt €105,204 ▲ 14.2%
Debt's share of the balance-sheet total rises from 18.2% to 20.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24,087▼
2024 · €587,807
Cash flow
€23,920▼
2024 · €550,277
Debt to equity
0.26▲
2024 · 0.22
ROE
-2.0%▼
2024 · 125.4%
Interest coverage
180.49▼
2024 · 554.92
Debt ≤ 1 year
€105,204▲
2024 · €92,142
Income taxes
€984▼
2024 · €44,782
Staff costs
€277,506▼
2024 · €379,308
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,148 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
5.8% stopped otherwise
92% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,148 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€506,302€511,285▲
Fixed assets21/28€115,717€83,718▼
Intangible fixed assets21€104,312€78,231▼
Tangible fixed assets22/27€9,726€3,807▼
Furniture and vehicles24€7,027€1,409▼
Other tangible fixed assets26€2,699€2,399▼
Financial fixed assets28€1,680€1,680=
Current assets29/58€390,585€427,566▲
Amounts receivable within one year40/41€182,764€8,341▼
Trade receivables40€162,000€1,339▼
Other amounts receivable41€20,764€7,002▼
Current investments50/53€0-
Cash at bank and in hand54/58€204,396€416,287▲
Deferred charges and accrued income490/1€3,425€2,939▼
Equity and liabilities
Total equity and liabilities10/49€506,302€511,285▲
Equity10/15€414,160€406,081▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€413,160€405,081▼
Amounts payable17/49€92,142€105,204▲
Amounts payable within one year42/48€92,142€105,204▲
Financial debts43€62€1,370▲
Credit institutions430/8€62-
Other loans439-€1,370
Trade debts44€2,765€1,118▼
Suppliers440/4€2,765€1,118▼
Taxes, remuneration and social security45€89,314€102,716▲
Taxes450/3€52,321€77,636▲
Remuneration and social security454/9€36,993€25,080▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A€270,887€0▼
Remuneration, social security and pensions62€379,308€277,506▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31,115€31,999▲
Other operating charges640/8€968€1,143▲
Gross operating margin9900€968,083€302,736▼
Operating profit (loss)9901€556,692-€7,912▼
Financial income75/76B€8,311€950▼
Recurring financial income75€8,311€950▼
Financial charges65/66B€1,059€133▼
Recurring financial charges65€1,059€133▼
Profit (loss) for the period before taxes9903€563,944-€7,096▼
Income taxes67/77€44,782€984▼
Profit (loss) for the period9904€519,161-€8,079▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€519,161-€8,079▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.4m€405,081▼
Profit (loss) brought forward from the previous period14P€893,999€413,160▼
Profit to be distributed694/7€1.0m€0▼
Return on contributions (dividend)694€1.0m€0▼
Social balance
Average headcount (FTE)90874.72.9▼

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A--€270,887€0▼ 100%
Remuneration, social security and pensions62€237,017€345,837€379,308€277,506▼ 26.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€101,504€215,704€31,115€31,999▲ 2.8%
Other operating charges640/8€695€516€968€1,143▲ 18.1%
Gross operating margin9900€1.4m€468,148€968,083€302,736▼ 68.7%
Operating profit (loss)9901€1.1m-€93,909€556,692-€7,912▼ 101%
Financial income75/76B-€6,465€8,311€950▼ 88.6%
Recurring financial income75-€6,465€8,311€950▼ 88.6%
Financial charges65/66B€1,869€176€1,059€133▼ 87.4%
Recurring financial charges65€1,869€176€1,059€133▼ 87.4%
Profit (loss) for the period before taxes9903€1.1m-€87,621€563,944-€7,096▼ 101%
Income taxes67/77€87,309€0€44,782€984▼ 97.8%
Profit (loss) for the period9904€981,619-€87,621€519,161-€8,079▼ 102%
Transfer from tax-exempt reserves789-€559,684€0--
Transfer to tax-exempt reserves689€559,684€0---
Profit (loss) for the period to be appropriated9905€421,935€472,063€519,161-€8,079▼ 102%
Line2022202320242025Change
Assets
Total assets20/58€1.4m€1.8m€506,302€511,285▲ 1.0%
Fixed assets21/28€854,408€903,180€115,717€83,718▼ 27.7%
Intangible fixed assets21€842,343€883,599€104,312€78,231▼ 25.0%
Tangible fixed assets22/27€10,385€17,902€9,726€3,807▼ 60.9%
Furniture and vehicles24€10,385€14,903€7,027€1,409▼ 80.0%
Other tangible fixed assets26-€2,999€2,699€2,399▼ 11.1%
Financial fixed assets28€1,680€1,680€1,680€1,680=
Current assets29/58€528,825€850,165€390,585€427,566▲ 9.5%
Amounts receivable within one year40/41€117,132€104,694€182,764€8,341▼ 95.4%
Trade receivables40€2,781€69,157€162,000€1,339▼ 99.2%
Other amounts receivable41€114,351€35,537€20,764€7,002▼ 66.3%
Current investments50/53-€400,000€0--
Cash at bank and in hand54/58€408,883€344,885€204,396€416,287▲ 104%
Deferred charges and accrued income490/1€2,809€587€3,425€2,939▼ 14.2%
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.8m€506,302€511,285▲ 1.0%
Equity10/15€982,619€894,999€414,160€406,081▼ 2.0%
Contributions10/11€1,000€1,000€1,000€1,000=
Reserves13€559,684€0---
Tax-exempt reserves132€559,684€0---
Profit (loss) carried forward14€421,935€893,999€413,160€405,081▼ 2.0%
Amounts payable17/49€400,613€858,347€92,142€105,204▲ 14.2%
Amounts payable within one year42/48€175,613€343,180€92,142€105,204▲ 14.2%
Financial debts43--€62€1,370▲ 2,093%
Credit institutions430/8--€62--
Other loans439---€1,370-
Trade debts44€56,282€223,690€2,765€1,118▼ 59.6%
Suppliers440/4€56,282€223,690€2,765€1,118▼ 59.6%
Taxes, remuneration and social security45€110,741€55,604€89,314€102,716▲ 15.0%
Taxes450/3€91,961€6,827€52,321€77,636▲ 48.4%
Remuneration and social security454/9€18,780€48,777€36,993€25,080▼ 32.2%
Other amounts payable47/48€8,590€63,886€0--
Accrued charges and deferred income492/3€225,000€515,167€0--
Line2022202320242025Change
Profit (loss) for the period9904€981,619-€87,621€519,161-€8,079▼ 102%
+ Depreciation and write-downs630€101,504€215,704€31,115€31,999▲ 2.8%
Operating cash flow (approximation)€1.1m€128,084€550,277€23,920▼ 95.7%
Investment in fixed assets (approximation)--€264,476€756,348€0▼ 100%
Change in cash--€63,998-€140,489€211,891▲ 251%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-06
State Gazette act Registered office
Registered-office move · Statutes amendment · Power of attorney5 facts ▸
  • General meeting, 22-06-2026
  • Registered-office move
  • Statutes amendment, 2
  • Other statement, opmaken en ondertekenen van coördinatie in overeenstemming met vorige besluit en neerlegging in vennootschapsdossier, coördinatie van statuten
  • Power of attorney
08-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €519,161
Net result €519,161 after one loss-making year.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial Weakest financial yearnet -€87,621
Net result drops to -€87,621, the lowest in the series; recovery starts the following year.
16-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
255 m²
Building footprint
99 m²
Volume, LiDAR
1,095 m³
Parcel 21005A0314/00X006, Brussels · tallest building 17.3 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Oudergemlaan 83, 1040 Etterbeek
Wholesale trade
since 20212.324.697.050
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21005A0314/00X006 Brussels 255 m² 1 · 99 m² 17.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Registered office clause
Brussels Hoofdstedelijk Gewest, 2

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

The accounts to 31-12-2024 list no holdings, and no other source names one.

According to the 2024 annual accounts of Intelli-Select and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 11 entries · 226,959 EUR awarded · 219,263 EUR paid
Year Entries awardedpaid
2025 1 7,500 EUR0 EUR
2024 3 -536,219 EUR10,170 EUR
2023 4 13,207 EUR207,285 EUR
2022 3 742,471 EUR1,808 EUR
Schemes
3 entries · 195,000 EUR · 195,000 EUR paid · Fonds voor Innoveren en Ondernemen
4 entries · 23,520 EUR · 16,020 EUR paid · Vlaams Agentschap voor Internationaal Ondernemen
1 entry · 5,107 EUR · 5,107 EUR paid · Departement Werk en Sociale Economie
3 entries · 3,332 EUR · 3,136 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,289 companies in sector 58290 we hold annual accounts for 594. 410 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
58290Other software publishing
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:0778320278
Also 9925:BE0778320278

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.