CAR-ESSE
ActiveThe computed 12-month bankruptcy probability of CAR-ESSE is 2.2% (moderate). The 2024 annual accounts show equity of €25k and a net result of €24k. Its solvency ranks better than 44% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency51
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.33; short-term debt: 72.8% and cash: 31.8% of total assets), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.1%
Return on assets
25.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€25k
Total assets
€96k
Net result
€24k
Working capital
€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €96k
Fixed assets
€3k
Current assets
€92k
Equity and liabilities €96k
Equity
€25k
Debt
€71k
Debt finances 73.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€35k
Cash flow
€25k
Solvency
26.1%
Current ratio
1.33
Quick ratio
0.66
Debt / equity
2.83
ROE
96.0%
ROA
25.1%
Interest coverage
88.61
Debt
€71k
Debt ≤ 1 year
€70k
Income taxes
€10k
Staff costs
€1k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€96k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Plant, machinery and equipment23€1k
Furniture and vehicles24€2k
Current assets29/58€92k
Stocks and contracts in progress3€47k
Stocks30/36€47k
Amounts receivable within one year40/41€15k
Trade receivables40€15k
Other amounts receivable41€27
Cash at bank and in hand54/58€30k
Equity and liabilities
Total equity and liabilities10/49€96k
Equity10/15€25k
Contributions10/11€1k
Reserves13€24k
Distributable reserves133€24k
Amounts payable17/49€71k
Amounts payable within one year42/48€70k
Current portion of amounts payable after more than one year42€6k
Financial debts43€25k
Other loans439€25k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€10k
Taxes450/3€10k
Other amounts payable47/48€21k
Accrued charges and deferred income492/3€1k
Income statement
Code2024
Remuneration, social security and pensions62€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€958
Non-recurring operating charges66A€127
Gross operating margin9900€37k
Operating profit (loss)9901€34k
Financial income75/76B€53
Recurring financial income75€53
Financial charges65/66B€397
Recurring financial charges65€397
Profit (loss) for the period before taxes9903€34k
Income taxes67/77€10k
Profit (loss) for the period9904€24k
Profit (loss) for the period to be appropriated9905€24k
Appropriation of the result
Profit (loss) to be appropriated9906€24k
Transfer to equity691/2€24k
To other reserves6921€24k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Batavialaan 438800 RoeselareGround area
950 m²
Building footprint
492 m²
Volume, LiDAR
2,803 m³
Parcel 36502B1144/00R002, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAR-ESSE
since 20232.351.055.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1144/00R002 | Flanders | 950 m² | 1 · 492 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIEVEN GARDIN
BE 1014.258.031
Wingene · Eq €25k
M.v. CARS
BE 1012.397.116
Brussel · Eq €25k
AUTONOV
BE 0786.209.051
Nivelles · Eq €25k
CET SYSTEMES
BE 1008.304.508
Sint-Genesius-Rode · Eq €25k
GTC Motor
BE 0782.771.885
Charleroi · Eq €25k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 2,845 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2023
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95316Washing and cleaning of motor vehicles
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.