ALL CAR TRADE
ActiveThe computed 12-month bankruptcy probability of ALL CAR TRADE is 1.8% (moderate). The 2025 annual accounts show equity of €95k and a net result of €23k. Its solvency ranks better than 90% of 18237 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency100=
Growth52
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 8.34 against 7.78 in 2024; short-term debt: 12% and cash: 16.8% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
20.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 32.1%
2024 · €72k
2024: €72k
2024 → 2025
Total assets
€114k▲ 38.5%
2024 · €82k
2024: €82k
2024 → 2025
Net result
€23k▼ 62.7%
2024 · €62k
2024: €62k
2024 → 2025
Working capital
€100k▲ 44.0%
2024 · €69k
2024: €69k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€72k-€95k▲ 32.1%
Operating result€83k-€34k▼ 59.6%
Net result€62k-€23k▼ 62.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €114k
Equity
€95k▲ 32.1%
Debt
€19k▲ 83.1%
The debt ratio rises from 12.5% to 16.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €84k
Cash flow
€23k▼
2024 · €63k
Solvency
83.5%▼
2024 · 87.5%
Current ratio
8.34▲
2024 · 7.78
Quick ratio
8.34▲
2024 · 3.81
Debt / equity
0.20▲
2024 · 0.14
ROE
24.3%▼
2024 · 86.1%
ROA
20.3%▼
2024 · 75.3%
Interest coverage
375.84▲
2024 · 155.35
Debt
€19k▲
2024 · €10k
Debt ≤ 1 year
€14k▲
2024 · €10k
Income taxes
€11k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€114k▲
Fixed assets21/28€2k€0▼
Intangible fixed assets21€2k€0▼
Current assets29/58€80k€114k▲
Stocks and contracts in progress3€41k€0▼
Stocks30/36€41k€0▼
Amounts receivable within one year40/41€383€95k▲
Trade receivables40-€4k
Other amounts receivable41€383€90k▲
Cash at bank and in hand54/58€39k€19k▼
Equity and liabilities
Total equity and liabilities10/49€82k€114k▲
Equity10/15€72k€95k▲
Contributions10/11€10k€10k=
Reserves13€62k€85k▲
Distributable reserves133€62k€85k▲
Profit (loss) carried forward14€8€8=
Amounts payable17/49€10k€19k▲
Amounts payable within one year42/48€10k€14k▲
Financial debts43€8k€0▼
Credit institutions430/8€8k€0▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€896€11k▲
Taxes450/3€896€11k▲
Other amounts payable47/48€18€18=
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Non-recurring operating income76A-€28k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€916€0▼
Other operating charges640/8€972€6k▲
Gross operating margin9900€85k€39k▼
Operating profit (loss)9901€83k€34k▼
Financial income75/76B€16€411▲
Recurring financial income75€16€411▲
Financial charges65/66B€540€89▼
Recurring financial charges65€540€89▼
Profit (loss) for the period before taxes9903€82k€34k▼
Income taxes67/77€21k€11k▼
Profit (loss) for the period9904€62k€23k▼
Profit (loss) for the period to be appropriated9905€62k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€23k▼
Profit (loss) brought forward from the previous period14P-€8
Transfer to equity691/2€62k€23k▼
To other reserves6921€62k€23k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg Deinze 1399810 Nazareth-De PinteGround area
1,578 m²
Building footprint
230 m²
Volume, LiDAR
504 m³
Parcel 44048G0129/00G000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALL CAR TRADE
since 20232.345.559.671
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048G0129/00G000 | Flanders | 1,578 m² | 1 · 230 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
X.L.T.
BE 0899.203.658
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Pro Home Invest
BE 0478.416.767
Knokke-Heist · Eq €95k
DB CARS
BE 0460.219.567
Aalst · Eq €95k
Boudewijn Autocenter
BE 0771.416.947
Antwerpen · Eq €95k
AUTO - SOL
BE 0438.090.305
Braine-le-Château · Eq €95k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2023
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
45194
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
46713Wholesale trade
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.