CAR.E
ActiveCAR.E has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-306k) and a net result of €72k. Equity is shrinking by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+50
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.3 against 0.12 in 2024; short-term debt: 32.2% and cash: 12% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
372.8%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
15 d early
2023
19 d early
2022
41 d early
2021
2 d early
2020
5 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-306k▲ 18.9%
2024 · €-378k
2018: €2k
2019: €-32k
2020: €-28k
2021: €-398k
2022: €-369k
2023: €-316k
2024: €-378k
2018 → 2025
Total assets
€19k▼ 4.3%
2024 · €20k
2018: €1.39M
2019: €1.20M
2020: €1.23M
2021: €40k
2022: €40k
2023: €65k
2024: €20k
2018 → 2025
Net result
€72k
2024 · €-62k
2018: €-4k
2019: €-34k
2020: €4k
2021: €-370k
2022: €29k
2023: €53k
2024: €-62k
2018 → 2025
Working capital
€8k
2024 · €-96k
2018: €-329k
2019: €-333k
2020: €-407k
2021: €-398k
2022: €13k
2023: €32k
2024: €-96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-398k-€-369k▲ 7.2%€-316k▲ 14.4%€-378k▼ 19.6%€-306k▲ 18.9%
Operating result€-354k-€29k€54k▲ 84.9%€43k▼ 19.4%€72k▲ 66.1%
Net result€-370k-€29k€53k▲ 86.6%€-62k€72k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€5k▼ 28.8%
Current assets
€14k▲ 8.9%
Key figures and ratios
EBITDA
€74k▲
2024 · €45k
Cash flow
€74k▲
2024 · €-60k
Current ratio
2.30▲
2024 · 0.12
Quick ratio
2.30▲
2024 · 0.12
Debt / equity
-1.06▼
2024 · -1.05
ROA
372.8%▲
2024 · -308.4%
Interest coverage
346.11▲
2024 · 240.43
Debt
€326k▼
2024 · €398k
Debt ≤ 1 year
€6k▼
2024 · €109k
Debt > 1 year
€319k▲
2024 · €289k
Income taxes
€0▼
2024 · €105k
A ratio outside any meaningful range has been withheld (balance sheet total €19k, equity €-306k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€19k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€13k€14k▲
Amounts receivable within one year40/41€3k€12k▲
Trade receivables40€3k€12k▲
Cash at bank and in hand54/58€9k€2k▼
Deferred charges and accrued income490/1€257€112▼
Equity and liabilities
Total equity and liabilities10/49€20k€19k▼
Equity10/15€-378k€-306k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-384k€-313k▲
Amounts payable17/49€398k€326k▼
Amounts payable after more than one year17€289k€319k▲
Financial debts170/4€289k€319k▲
Amounts payable within one year42/48€109k€6k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€105k€5k▼
Taxes450/3€105k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€739€602▼
Gross operating margin9900€46k€74k▲
Operating profit (loss)9901€43k€72k▲
Financial charges65/66B€188€213▲
Recurring financial charges65€188€213▲
Profit (loss) for the period before taxes9903€43k€72k▲
Income taxes67/77€105k€0▼
Profit (loss) for the period9904€-62k€72k▲
Profit (loss) for the period to be appropriated9905€-62k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-384k€-313k▲
Profit (loss) brought forward from the previous period14P€-322k€-384k▼
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €72k
Net result €72k after one loss-making year.
30-09
Financial
Liquidity times 19current ratio 2.30
Current ratio from 0.12 to 2.30; short-term debt falls from €109k to €6k.
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
30-09
Financial
Liquidity times 16current ratio 1.47
Current ratio from 0.09 to 1.47; short-term debt falls from €438k to €27k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-370k ▼9964%
Net result drops to €-370k, the lowest in the series; recovery starts the following year.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wedekensdriesstraat(KRU) 49770 KruisemGround area
9,237 m²
Building footprint
153 m²
Volume, LiDAR
895 m³
Parcel 45017B1506/00A000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wedekensdriesstraat(KRU) 4, 9770 Kruisem
since 20002.131.936.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B1506/00A000 | Flanders | 9,237 m² | 1 · 153 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,568. 9,010 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-1999
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.