Bloom
ActiveBloom has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €82k. Equity is shrinking by ~4.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 32% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +62 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency63▲+29
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.5 against 0.52 in 2024), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
317.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
2 d early
2023
29 d late
2022
30 d late
2021
212 d late
2020
36 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k
2024 · €-73k
2018: €-36k
2019: €-42k
2020: €-27k
2021: €-43k
2022: €-41k
2023: €-117k
2024: €-73k
2018 → 2025
Total assets
€26k▼ 67.4%
2024 · €79k
2018: €116k
2019: €74k
2020: €78k
2021: €75k
2022: €103k
2023: €95k
2024: €79k
2018 → 2025
Net result
€82k▲ 86.0%
2024 · €44k
2018: €5k
2019: €-6k
2020: €15k
2021: €-16k
2022: €1k
2023: €-76k
2024: €44k
2018 → 2025
Working capital
€9k
2024 · €-73k
2018: €-35k
2019: €-44k
2020: €-20k
2021: €-43k
2022: €-42k
2023: €-117k
2024: €-73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-43k-€-41k▲ 2.9%€-117k▼ 183%€-73k▲ 37.5%€9k
Operating result€-18k-€1k€-50k€45k€83k▲ 82.6%
Net result€-16k-€1k€-76k€44k€82k▲ 86.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 83% above 2024 and is the highest year so far.
Balance-sheet composition
Equity and liabilities €26k
Equity
€9k
Debt
€17k
Debt finances 66.8% of the balance-sheet total.
Key figures and ratios
Solvency
33.2%▲
2024 · -92.5%
Current ratio
1.50▲
2024 · 0.52
Quick ratio
1.50▲
2024 · 0.52
Debt / equity
2.01▲
2024 · -2.08
ROE
954.7%▲
2024 · -60.1%
ROA
317.4%▲
2024 · 55.6%
Debt
€17k▼
2024 · €153k
Debt ≤ 1 year
€17k▼
2024 · €153k
Income taxes
€22
Staff costs
€0▲
2024 · €-45
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€26k▼
Current assets29/58€79k€26k▼
Amounts receivable within one year40/41€77k€11k▼
Trade receivables40€28k€11k▼
Other amounts receivable41€49k€0▼
Cash at bank and in hand54/58€19€15k▲
Deferred charges and accrued income490/1€2k€212▼
Equity and liabilities
Total equity and liabilities10/49€79k€26k▼
Equity10/15€-73k€9k▲
Contributions10/11€6k€6k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€1k€3k▲
Profit (loss) carried forward14€-83k€-978▲
Amounts payable17/49€153k€17k▼
Amounts payable within one year42/48€153k€17k▼
Trade debts44€63k€2k▼
Suppliers440/4€63k€2k▼
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€11k▼
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€78k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€-45€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€47k€85k▲
Operating profit (loss)9901€45k€83k▲
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€44k€82k▲
Income taxes67/77-€22
Profit (loss) for the period9904€44k€82k▲
Profit (loss) for the period to be appropriated9905€44k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-978▲
Profit (loss) brought forward from the previous period14P€-127k€-83k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €82k ▲86%
Operating result €83k, net result €82k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.50
Current ratio from 0.52 to 1.50; short-term debt falls from €153k to €17k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-76k ▼6169%
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 212 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-11-2025
HAHN Thomas: Resigned as Manager
27-02-2019
S'HEEREN Catharina: Resigned as Manager
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Truidersteenweg 5453840 Tongeren-BorgloonGround area
1,063 m²
Building footprint
262 m²
Volume, LiDAR
1,770 m³
Parcel 73067A0159/03B003, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20052.148.798.339
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73067A0159/03B003 | Flanders | 1,063 m² | 1 · 262 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 21,159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0497500775