CAR CONCEPT
The computed 12-month bankruptcy probability of CAR CONCEPT is 1.6% (moderate). The 2024 annual accounts show equity of €33k and a net result of €-14k. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 922 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €33k |
| Net result | €-14k |
| Staff (FTE) | 0.8 |
| Better than sector | 37% |
Fragile profile, watch profitability in particular.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 11.8% | 24.6% | |
| Net result | €-14k | €5k | |
| Equity | €33k | €17k | |
| Gross operating margin | €36k | €27k | |
| Staff costs | €25k | €28k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €8k |
| Net profit | €-14k |
| Cash flow | €-89 |
| Staff costs | €25k |
| Income taxes | - |
| Dividends | - |
| Total assets | €280k |
| Equity | €33k |
| Debt | €247k |
| of which ≤ 1y | €71k |
| of which > 1y | €176k |
| Working capital | €-37k |
| Employees (FTE) | 0.8 |
| 2024 | |
|---|---|
| Current ratio | 0.49 |
| Quick ratio | 0.43 |
| Working capital ratio | -13.1% |
| Solvency | 11.8% |
| Debt / equity | 7.45 |
| Long-term debt ratio | 5.30 |
| Interest coverage | 0.99 |
| Gross margin | - |
| Net margin | - |
| ROA | -5.0% |
| ROE | -42.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €280k |
| Fixed assets | 21/28 | €246k |
| Intangible fixed assets | 21 | €24k |
| Tangible fixed assets | 22/27 | €221k |
| Financial fixed assets | 28 | €295 |
| Current assets | 29/58 | €35k |
| Stocks & contracts in progress | 3 | €4k |
| Amounts receivable within one year | 40/41 | €25k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €280k |
| Equity | 10/15 | €33k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €45k |
| Accumulated profits (losses) | 14 | €-14k |
| Amounts payable | 17/49 | €247k |
| Amounts payable after one year | 17 | €176k |
| Amounts payable within one year | 42/48 | €71k |
| Trade debts payable within one year | 44 | €16k |
| Income statement | ||
| Gross operating margin | 9900 | €36k |
| Operating result | 9901 | €-6k |
| Financial charges | 65 | €8k |
| Result before taxes | 9903 | €-14k |
| Net result for the period | 9904 | €-14k |
| Result to be appropriated | 9905 | €-14k |
| NACE primary | 95314 |
| Legal form | Private limited company(610) |
| Incorporation | 24-08-2021 |
| Status | Active |
| Postal code | 4560 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61012I0062/00R000 | Wallonia | 2,475 m² | 1 · 79 m² | 9.5 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
11-02-2026 Registered office moved within Clavier
- Carrefour Devillers 5, 4560 Clavier → Route du Val 3C, 4560 Clavier
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Clavier",
"region": null,
"street": "Route du Val",
"country": "BE",
"postcode": "4560",
"box_number": null,
"street_number": "3C"
},
"old_address": {
"city": "Clavier",
"region": null,
"street": "Carrefour Devillers",
"country": "BE",
"postcode": "4560",
"box_number": null,
"street_number": "5"
},
"effective_date": "2025-12-30",
"evidence_quote": "Il est d\u00E9cid\u00E9 de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 4560 Clavier, Route du Val 3C, et ce \u00E0 compter du 30 d\u00E9cembre 2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0772.812.955",
"name_full": "CAR CONCEPT",
"legal_form": "SRL"
}
}26-08-2021 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "4560 Clavier, Carrefour Devillers, 5",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1975-08-29",
"name": "Monsieur CHARLIER Fabrice Alexis Ren\u00E9 Maurice",
"niss": null,
"address": "4560 Clavier, rue du Roi Albert, 55"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2000,
"holder_person_name": "Monsieur CHARLIER Fabrice Alexis Ren\u00E9 Maurice",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 2000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2000,
"subject_company": {
"kbo": "0772.812.955",
"name_full": "CAR CONCEPT",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2021-08-24",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | CAR CONCEPT |