CAR CENTER NINOVE
ActiveCAR CENTER NINOVE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €635k and a net result of €71k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-16
Solvency95▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.76 in 2024), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
114 d early
2024
9 d early
2023
26 d late
2022
7 d early
2021
30 d late
2020
31 d late
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€635k▲ 6.2%
2024 · €599k
2018: €90k
2019: €104k
2020: €133k
2021: €267k
2022: €388k
2023: €513k
2024: €599k
2018 → 2025
Total assets
€1.15M▲ 2.8%
2024 · €1.12M
2018: €394k
2019: €424k
2020: €553k
2021: €717k
2022: €805k
2023: €1.00M
2024: €1.12M
2018 → 2025
Net result
€71k▼ 16.9%
2024 · €86k
2018: €15k
2019: €34k
2020: €29k
2021: €134k
2022: €121k
2023: €173k
2024: €86k
2018 → 2025
Working capital
€468k▲ 21.4%
2024 · €385k
2018: €28k
2019: €46k
2020: €86k
2021: €237k
2022: €309k
2023: €426k
2024: €385k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€267k-€388k▲ 45.3%€513k▲ 32.0%€599k▲ 16.8%€635k▲ 6.2%
Operating result€210k-€183k▼ 13.1%€260k▲ 42.4%€145k▼ 44.3%€120k▼ 17.5%
Net result€134k-€121k▼ 9.7%€173k▲ 42.7%€86k▼ 50.3%€71k▼ 16.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€180k▼ 21.3%
Current assets
€975k▲ 9.0%
Equity and liabilities €1.15M
Equity
€635k▲ 6.2%
Debt
€520k▼ 1.1%
The debt ratio falls from 46.7% to 45.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€191k▼
2024 · €197k
Cash flow
€143k▲
2024 · €138k
Solvency
55.0%▲
2024 · 53.3%
Current ratio
1.92▲
2024 · 1.76
Quick ratio
0.83▲
2024 · 0.57
Debt / equity
0.82▼
2024 · 0.88
ROE
11.2%▼
2024 · 14.4%
ROA
6.2%▼
2024 · 7.6%
Interest coverage
8.01▲
2024 · 7.04
Debt
€520k▼
2024 · €525k
Debt ≤ 1 year
€507k▼
2024 · €509k
Debt > 1 year
€5k▼
2024 · €9k
Income taxes
€33k▼
2024 · €37k
Staff costs
€68k▼
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.15M▲
Fixed assets21/28€229k€180k▼
Tangible fixed assets22/27€229k€180k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€149k€114k▼
Other tangible fixed assets26€77k€64k▼
Current assets29/58€894k€975k▲
Stocks and contracts in progress3€605k€555k▼
Stocks30/36€605k€555k▼
Amounts receivable within one year40/41€120k€151k▲
Trade receivables40€19k€19k▲
Other amounts receivable41€101k€131k▲
Cash at bank and in hand54/58€162k€261k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.15M▲
Equity10/15€599k€635k▲
Contributions10/11€19k€19k=
Reserves13€580k€616k▲
Distributable reserves133€580k€616k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€525k€520k▼
Amounts payable after more than one year17€9k€5k▼
Financial debts170/4€9k€5k▼
Amounts payable within one year42/48€509k€507k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€400k€400k=
Credit institutions430/8€400k€400k=
Trade debts44€31k€22k▼
Suppliers440/4€31k€22k▼
Advances received on contracts in progress46€19k€6k▼
Taxes, remuneration and social security45€21k€30k▲
Taxes450/3€9k€21k▲
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€34k€45k▲
Accrued charges and deferred income492/3€8k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€15k€11k▼
Remuneration, social security and pensions62€100k€68k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€71k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-26k€0▲
Other operating charges640/8€21k€30k▲
Non-recurring operating charges66A€21k€5k▼
Gross operating margin9900€313k€295k▼
Operating profit (loss)9901€145k€120k▼
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€28k€24k▼
Recurring financial charges65€28k€24k▼
Profit (loss) for the period before taxes9903€123k€104k▼
Income taxes67/77€37k€33k▼
Profit (loss) for the period9904€86k€71k▼
Profit (loss) for the period to be appropriated9905€86k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€71k▼
Transfer from equity791/2€0€34k▲
Transfer to equity691/2€86k€71k▼
To other reserves6921€86k€71k▼
Profit to be distributed694/7€0€34k▲
Return on contributions (dividend)694€0€34k▲
Social balance
Average headcount (FTE)90871.41.0▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Highest result since 2018net €173k ▲42.7%
Operating result €260k, net result €173k, both a record.
31-12
Financial
Equity above €500kEq €513k ▲32%
6 profitable years in a row build equity to €513k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Equity above €200kEq €267k ▲101%
4 profitable years in a row build equity to €267k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 84 days late
2019
31-12
Financial
Equity above €100kEq €104k ▲16.1%
2 profitable years in a row build equity to €104k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 2299402 NinoveGround area
3,830 m²
Building footprint
773 m²
Volume, LiDAR
3,505 m³
2 parcels, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Car Center Ninove
since 19992.089.984.269
Car Center Ninove
since 20202.304.979.821
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41038B0149/00G000 | Flanders | 3,480 m² | 1 · 717 m² | 5.9 m · 1 fl. |
| 41038A0328/00D003 | Flanders | 350 m² | 1 · 56 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 10,615 companies in sector 47811 we hold annual accounts for 5,192. 3,288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-1999
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.