CAPRICCIO
ActiveThe computed 12-month bankruptcy probability of CAPRICCIO is 1.6% (moderate). The 2025 annual accounts show equity of €289k and a net result of €9k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 3619 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-4
Solvency57▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.94 in 2024; short-term debt: 16.6% and cash: 26.3% of total assets), but 67.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.4%
Return on assets
1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
7 d early
2023
19 d early
2022
7 d early
2021
9 d early
2020
2 d early
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€289k▲ 3.1%
2024 · €281k
2019: €47k
2020: €132k
2021: €255k
2022: €271k
2023: €240k
2024: €281k
2019 → 2025
Total assets
€893k▼ 2.4%
2024 · €916k
2019: €1.18M
2020: €1.16M
2021: €1.21M
2022: €1.14M
2023: €1.01M
2024: €916k
2019 → 2025
Net result
€9k▼ 78.1%
2024 · €40k
2019: €41k
2020: €86k
2021: €124k
2022: €16k
2023: €24k
2024: €40k
2019 → 2025
Working capital
€156k▲ 27.1%
2024 · €123k
2019: €-269k
2020: €-155k
2021: €-26k
2022: €55k
2023: €54k
2024: €123k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€255k-€271k▲ 6.3%€240k▼ 11.4%€281k▲ 16.7%€289k▲ 3.1%
Operating result€169k-€38k▼ 77.3%€53k▲ 37.5%€68k▲ 29.5%€24k▼ 64.6%
Net result€124k-€16k▼ 87.0%€24k▲ 50.0%€40k▲ 67.4%€9k▼ 78.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €893k
Fixed assets
€589k▼ 11.2%
Current assets
€304k▲ 20.6%
Equity and liabilities €893k
Equity
€289k▲ 3.1%
Debt
€604k▼ 4.9%
The debt ratio falls from 69.4% to 67.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€109k▼
2024 · €152k
Cash flow
€94k▼
2024 · €124k
Solvency
32.4%▲
2024 · 30.6%
Current ratio
2.05▲
2024 · 1.94
Quick ratio
2.03▲
2024 · 1.92
Debt / equity
2.09▼
2024 · 2.26
ROE
3.0%▼
2024 · 14.3%
ROA
1.0%▼
2024 · 4.4%
Interest coverage
8.64▼
2024 · 10.95
Debt
€604k▼
2024 · €635k
Debt ≤ 1 year
€149k▲
2024 · €130k
Debt > 1 year
€455k▼
2024 · €505k
Income taxes
€4k▼
2024 · €16k
Staff costs
€238k▲
2024 · €184k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€916k€893k▼
Fixed assets21/28€663k€589k▼
Intangible fixed assets21€31k€23k▼
Tangible fixed assets22/27€631k€566k▼
Land and buildings22€552k€505k▼
Plant, machinery and equipment23€77k€60k▼
Furniture and vehicles24€3k€976▼
Financial fixed assets28€776€776=
Current assets29/58€252k€304k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€35k€64k▲
Trade receivables40€10k€19k▲
Other amounts receivable41€25k€46k▲
Current investments50/53€50k€0▼
Cash at bank and in hand54/58€160k€235k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€916k€893k▼
Equity10/15€281k€289k▲
Contributions10/11€6k€6k=
Reserves13€64k€73k▲
Distributable reserves133€64k€73k▲
Profit (loss) carried forward14€210k€210k=
Amounts payable17/49€635k€604k▼
Amounts payable after more than one year17€505k€455k▼
Financial debts170/4€505k€455k▼
Amounts payable within one year42/48€130k€149k▲
Current portion of amounts payable after more than one year42€49k€50k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€38k€54k▲
Suppliers440/4€38k€54k▲
Advances received on contracts in progress46€250€186▼
Taxes, remuneration and social security45€43k€44k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9€33k€31k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Remuneration, social security and pensions62€184k€238k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€85k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€339k€349k▲
Operating profit (loss)9901€68k€24k▼
Financial income75/76B€2k€917▼
Recurring financial income75€2k€917▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€56k€13k▼
Income taxes67/77€16k€4k▼
Profit (loss) for the period9904€40k€9k▼
Profit (loss) for the period to be appropriated9905€40k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€250k€219k▼
Profit (loss) brought forward from the previous period14P€210k€210k=
Transfer to equity691/2€40k€9k▼
To other reserves6921€40k€9k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90874.15.0▲
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €9k ▼78.1%
Net result drops to €9k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €124k ▲44.4%
Operating result €169k, net result €124k, both a record.
31-12
Financial
Equity above €200kEq €255k ▲93.8%
3 profitable years in a row build equity to €255k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €132k ▲180%
2 profitable years in a row build equity to €132k.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 153080 TervurenGround area
578 m²
Building footprint
230 m²
Volume, LiDAR
1,946 m³
Parcel 24302D0611/00A000, Flanders · tallest building 14.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAPRICCIO
since 20192.287.994.032
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302D0611/00A000 | Flanders | 578 m² | 1 · 230 m² | 14.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTervuren2.287.994.032
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I.E.S.-DISTRIBUTION
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BE 0458.977.571
Bilzen-Hoeselt · Eq €289k
DE FRIGO
BE 0680.627.026
Aalst · Eq €289k
SERNAT
BE 0453.416.701
Knokke-Heist · Eq €289k
De Geestige Put
BE 0752.732.074
Waregem · Eq €290k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 7,753 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
47221Retail sale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.