FIKO
ActiveThe computed 12-month bankruptcy probability of FIKO is 1.6% (moderate). The 2026 annual accounts show equity of €161k and a net result of €16k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 34 sector peers (fiscal year 2026). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability56▼-11
Solvency39▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.76 in 2025; short-term debt: 20.2% and cash: 2.4% of total assets), and 86.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
13.8%
Return on assets
1.3%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 34 sector peers (2026).
NBB · sector comparisonPosition among 34 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 24-08-2026, 68 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
68 d early
2025
28 d early
2024
37 d early
2022
2 d early
2021
39 d early
2020
49 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€161k▼ 34.4%
2025 · €246k
2019: €53k
2020: €94k
2021: €110k
2022: €140k
2024: €206k
2025: €246k
2019 → 2026
Total assets
€1.17M▼ 7.9%
2025 · €1.27M
2019: €158k
2020: €156k
2021: €181k
2022: €1.32M
2024: €1.28M
2025: €1.27M
2019 → 2026
Net result
€16k▼ 62.4%
2025 · €41k
2019: €34k
2020: €43k
2021: €17k
2022: €31k
2024: €68k
2025: €41k
2019 → 2026
Working capital
€-183k▼ 459%
2025 · €-33k
2019: €-43k
2020: €-2k
2021: €32k
2022: €-60k
2024: €-55k
2025: €-33k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202420252026Trend
Equity€110k-€140k▲ 27.1%€206k▲ 47.4%€246k▲ 19.3%€161k▼ 34.4%
Operating result€21k-€55k▲ 165%€125k▲ 129%€84k▼ 32.7%€44k▼ 48.2%
Net result€17k-€31k▲ 80.6%€68k▲ 117%€41k▼ 38.9%€16k▼ 62.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 48% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.17M
Fixed assets
€1.12M▼ 4.4%
Current assets
€53k▼ 48.4%
Equity and liabilities €1.17M
Equity
€161k▼ 34.4%
Debt
€1.01M▼ 1.6%
The debt ratio rises from 80.6% to 86.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€99k▼
2025 · €139k
Cash flow
€70k▼
2025 · €96k
Solvency
13.8%▼
2025 · 19.4%
Current ratio
0.22▼
2025 · 0.76
Quick ratio
0.18▼
2025 · 0.68
Debt / equity
6.25▲
2025 · 4.17
ROE
9.7%▼
2025 · 16.9%
ROA
1.3%▼
2025 · 3.3%
Interest coverage
4.33▼
2025 · 5.29
Debt
€1.01M▼
2025 · €1.02M
Debt ≤ 1 year
€236k▲
2025 · €135k
Debt > 1 year
€768k▼
2025 · €882k
Income taxes
€5k▼
2025 · €17k
Staff costs
€225k▲
2025 · €212k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€1.27M€1.17M▼
Fixed assets21/28€1.17M€1.12M▼
Tangible fixed assets22/27€1.17M€1.11M▼
Land and buildings22€1.13M€1.09M▼
Plant, machinery and equipment23€17k€13k▼
Furniture and vehicles24€7k€6k▼
Other tangible fixed assets26€12k€8k▼
Financial fixed assets28€500€500=
Current assets29/58€102k€53k▼
Stocks and contracts in progress3€10k€11k▲
Stocks30/36€10k€11k▲
Amounts receivable within one year40/41€206€7k▲
Trade receivables40€0€100▲
Other amounts receivable41€206€7k▲
Cash at bank and in hand54/58€86k€29k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.17M▼
Equity10/15€246k€161k▼
Contributions10/11€20k€20k=
Reserves13€226k€141k▼
Distributable reserves133€226k€141k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.02M€1.01M▼
Amounts payable after more than one year17€882k€768k▼
Financial debts170/4€882k€768k▼
Amounts payable within one year42/48€135k€236k▲
Current portion of amounts payable after more than one year42€53k€54k▲
Trade debts44€9k€14k▲
Suppliers440/4€9k€14k▲
Taxes, remuneration and social security45€57k€55k▼
Taxes450/3€23k€21k▼
Remuneration and social security454/9€34k€34k▲
Other amounts payable47/48€16k€113k▲
Accrued charges and deferred income492/3€7k€3k▼
Income statement
Code20252026
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€212k€225k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€55k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€356k€328k▼
Operating profit (loss)9901€84k€44k▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€26k€23k▼
Recurring financial charges65€26k€23k▼
Profit (loss) for the period before taxes9903€58k€21k▼
Income taxes67/77€17k€5k▼
Profit (loss) for the period9904€41k€16k▼
Profit (loss) for the period to be appropriated9905€41k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€16k▼
Transfer from equity791/2-€100k
Transfer to equity691/2€40k€16k▼
To other reserves6921€40k€16k▼
Profit to be distributed694/7€2k€100k▲
Return on contributions (dividend)694€2k€100k▲
Social balance
Average headcount (FTE)9087-4.4
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Weakest financial yearnet €16k ▼62.4%
Net result drops to €16k, the lowest in the series.
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €68k ▲117%
Operating result €125k, net result €68k, both a record.
31-03
Financial
Equity above €200kEq €206k ▲47.4%
5 profitable years in a row build equity to €206k.
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €110k ▲16.7%
3 profitable years in a row build equity to €110k.
12-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frederik de Merodeplein 62600 AntwerpenGround area
113 m²
Building footprint
113 m²
Volume, LiDAR
1,604 m³
Parcel 11303B0378/00K000, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Fiko
since 20172.268.757.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0378/00K000 | Flanders | 113 m² | 1 · 113 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.268.757.447
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BIORGANIC EVENTS
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STIRWEN
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 8,945 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2017
Fiscal year end31-03
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:koengodefroit@hotmail.com
Phone:0472815769