CAPRERA
ActiveThe computed 12-month bankruptcy probability of CAPRERA is 2.0% (moderate). The 2025 annual accounts show equity of €387k and a net result of €43k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 10230 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-45
Solvency42▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.11 in 2024), and 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
2.8%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-02-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
12 d late
2024
92 d early
2023
28 d late
2022
27 d late
2021
3 d late
2020
6 d early
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€43k▼ 56.2%
2024 · €98k
2019: €23k
2020: €103k
2021: €103k
2022: €15k
2023: €112k
2024: €98k
2019 → 2025
Working capital
€126k▲ 21.4%
2024 · €104k
2019: €-61k
2020: €117k
2021: €18k
2022: €48k
2023: €95k
2024: €104k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€272k▲ 5.7%€384k▲ 41.3%€384k=€387k▲ 0.8%
Operating result€137k-€93k▼ 32.1%€212k▲ 127%€220k▲ 3.5%€209k▼ 4.9%
Net result€103k-€15k▼ 85.7%€112k▲ 663%€98k▼ 12.7%€43k▼ 56.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€397k▼ 13.8%
Current assets
€1.11M▲ 4.3%
Equity and liabilities €1.51M
Equity
€387k▲ 0.8%
Debt
€1.12M▼ 1.8%
The debt ratio falls from 74.8% to 74.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€312k▼
2024 · €325k
Cash flow
€146k▼
2024 · €203k
Solvency
25.7%▲
2024 · 25.2%
Current ratio
1.13▲
2024 · 1.11
Quick ratio
0.25▲
2024 · 0.19
Debt / equity
2.90▼
2024 · 2.97
ROE
11.1%▼
2024 · 25.5%
ROA
2.8%▼
2024 · 6.4%
Interest coverage
2.09▼
2024 · 3.12
Debt
€1.12M▼
2024 · €1.14M
Debt ≤ 1 year
€986k▲
2024 · €962k
Debt > 1 year
€116k▼
2024 · €169k
Income taxes
€17k▼
2024 · €18k
Staff costs
€778k▼
2024 · €912k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.51M▼
Fixed assets21/28€461k€397k▼
Intangible fixed assets21€71k€48k▼
Tangible fixed assets22/27€387k€346k▼
Plant, machinery and equipment23€12k€12k▼
Furniture and vehicles24€8k€6k▼
Leasing and similar rights25€9k€6k▼
Other tangible fixed assets26€358k€321k▼
Financial fixed assets28€3k€3k=
Current assets29/58€1.07M€1.11M▲
Stocks and contracts in progress3€880k€861k▼
Stocks30/36€880k€861k▼
Amounts receivable within one year40/41€38k€77k▲
Trade receivables40€9k€8k▼
Other amounts receivable41€29k€69k▲
Cash at bank and in hand54/58€86k€112k▲
Deferred charges and accrued income490/1€61k€61k=
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.51M▼
Equity10/15€384k€387k▲
Contributions10/11€230k€230k=
Reserves13€154k€157k▲
Distributable reserves133€154k€157k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.14M€1.12M▼
Amounts payable after more than one year17€169k€116k▼
Financial debts170/4€169k€116k▼
Amounts payable within one year42/48€962k€986k▲
Current portion of amounts payable after more than one year42€140k€57k▼
Financial debts43€299k€299k▲
Credit institutions430/8€299k€299k▲
Trade debts44€287k€469k▲
Suppliers440/4€287k€469k▲
Taxes, remuneration and social security45€130k€115k▼
Taxes450/3€73k€57k▼
Remuneration and social security454/9€58k€58k▲
Other amounts payable47/48€105k€45k▼
Accrued charges and deferred income492/3€11k€20k▲
Income statement
Code20242025
Remuneration, social security and pensions62€912k€778k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€103k▼
Other operating charges640/8€21k€15k▼
Non-recurring operating charges66A€19k€856▼
Gross operating margin9900€1.28M€1.11M▼
Operating profit (loss)9901€220k€209k▼
Financial income75/76B€224€732▲
Recurring financial income75€224€732▲
Financial charges65/66B€104k€149k▲
Recurring financial charges65€104k€149k▲
Profit (loss) for the period before taxes9903€116k€60k▼
Income taxes67/77€18k€17k▼
Profit (loss) for the period9904€98k€43k▼
Profit (loss) for the period to be appropriated9905€98k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€43k▼
Transfer to equity691/2€46€3k▲
To contributions691€46€0▼
To other reserves6921€0€3k▲
Profit to be distributed694/7€98k€40k▼
Directors or managers695€98k€40k▼
Social balance
Average headcount (FTE)908728.424.0▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
30-06
Financial
Highest result since 2019net €112k ▲663%
Net result €112k, the highest in the series.
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 27 days late
2022
30-06
Financial
Weakest financial yearnet €15k ▼85.7%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
30-06
Financial
Equity above €200kEq €257k ▲80%
3 profitable years in a row build equity to €257k.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Equity above €100kEq €143k
2 profitable years in a row build equity to €143k.
11-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 11 days late
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-07-2023
Resigned as Director
Location & real-estate footprint
Registered office, Quaregnon · 6 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Mons 140+7390 QuaregnonGround area
1.9 ha
Building footprint
3,115 m²
Volume, LiDAR
18,123 m³
6 parcels, Flanders, Wallonia · tallest building 21.0 m, ±2 floors. Linked by address, not a title deed.
6 establishment units
Babylon Love
since 20162.251.355.449
Babylon Love
since 20182.282.359.619
Babylon Love
since 20192.294.462.843
Babylon Love
since 20192.294.462.942
Babylon Love
since 20192.294.479.174
Babylon Love
since 20212.319.125.983
6 parcels
Flanders
3
(50%)
Wallonia
3
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53080A0060/00B000indicative | Wallonia | 1.1 ha | - | - |
| 57031C0090/00M000indicative | Wallonia | 2,966 m² | - | - |
| 36015A0911/00C003 | Flanders | 2,206 m² | 1 · 1,531 m² | 21.0 m · 2 fl. |
| 11372A0300/00E000 | Flanders | 1,997 m² | 1 · 596 m² | 11.1 m · 1 fl. |
| 52028B0370/00X013 | Wallonia | 735 m² | 1 · 352 m² | 5.1 m · 2 fl. |
| 42025G1035/00Y003 | Flanders | 635 m² | 1 · 635 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
4 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,717 EUR awarded · 2,717 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 455 EUR | 455 EUR |
| 2024 | 1 | 2,186 EUR | 2,186 EUR |
| 2023 | 1 | 76 EUR | 76 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
6 sitesAartselaar2.294.462.843
Charleroi2.251.355.449
Quaregnon2.282.359.619
Roeselare2.294.479.174
Show 2 more sites
Tournai2.319.125.983
Wetteren2.294.462.942
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Visé · Eq €388k
AUDREY B.
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Genappe · Eq €382k
BIKAÏ INVEST
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MANAGEMENT@WORK
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Brasschaat · Eq €381k
Of 2,200 companies in sector 47711 we hold annual accounts for 889. 554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2016
Fiscal year end30-06
Activities, NACEBEL
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47714Retail trade
47715Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.