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MELODY NELSON

Active
Private limited companyfounded 20196 yrs activePl. des Jardins de Baseilles(EP) 25, 5101 Namur, BelgiumKBO/BCE: BE 0738.467.928
Summary

MELODY NELSON has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €306,703 and a net result of €43,927. Equity is growing by ~51.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 220 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch ReportCompare
MELODY NELSONActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of outerwear
NACE 14210NACE 14130Retail sale of women's outerwear NACE 47711
1 site
Size
€371,058total assets 2024
Equity
€306,703
Profit
€43,927
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2024
Bankruptcy chance 12 m
1.3%
Structure
Accounts 65 d overdue0 of 2 deeds read
Why 67- Figures for FY 2024 (filed 10-07-2025)- 1 change of registered office in 24 months+ Sector Manufacture of wearing apparel (NACE 14)+ Liquidity: current ratio 5.25, cash €85,323Show the evidence

Checked score

Score 2024
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 79% of its sector peers (NACE 14, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 82.7% of total assets
Liquidity 74-3
short-term debt 17.3% · cash 23.0%
Profitability 84-16
return on assets 11.8%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (316 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▼ -2.4% vs 02-2025lowest value 04-2025: < 0.1%▲ +7.3% vs 03-2025 05-2025: < 0.1%▲ +4.5% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +10.9% vs 06-2025 08-2025: < 0.1%▼ -5.9% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +160% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +11.2% vs 03-2026 05-2026: 0.2%▲ +11.5% vs 04-2026 06-2026: 0.2%▲ +0.6% vs 05-2026 07-2026: 0.2%▲ +14.7% vs 06-2026 08-2026: 0.4%▲ +135% vs 07-2026 09-2026: 0.6%▲ +39.9% vs 08-2026 10-2026: 1.3%▲ +114% vs 09-2026highest value
  • Figures for FY 2024 (filed 10-07-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Sector Manufacture of wearing apparel (NACE 14) lowers the probability
  • Liquidity: current ratio 5.25, cash €85,323 lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 5.25 against 5.18 in 2023; short-term debt: 17.3% and cash: 23% of total assets), and 17.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 14, micro). Better than this share of them on solvency 90%, liquidity 80%, profitability 79%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 10-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Manufacture of wearing apparel (NACE 14)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 5.25, cash €85,323
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
1 d early
2022
1 d early
2021
24 d late
2020
88 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Equity above €200,000Eq €277,776 ▲55.8%

Key points

  • Caution: Result fell in 2024from €99,196 to €43,927 ▼ 55.7% View
  • Positive: Among the best 9% on equitysector median €22,423 · 220 companies €306,703 View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Positive: 5 profitable years in a rowprofit 2024: €43,927 5 years View

By topic

Financials

Fiscal year
2024
Total assets
€371,058
Profit
€43,927
Solvency
82.7%
Total assets▲ 10.6%
Net result
20202024
Go to Financials

Timeline

Events
10
Since
2021
  1. 10-07-2025Annual accounts filed
  2. 30-07-2024Annual accounts filed
  3. 31-12-2023Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of outerwearNACE 14210
Founded
27-11-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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