CapL
ActiveCapL has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €18k. Its solvency ranks better than 34% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency68
Growth-
Stability67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.55), but 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
30.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
80 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€21k
Total assets
€60k
Net result
€18k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €60k
Equity
€21k
Debt
€39k
Debt finances 64.7% of the balance-sheet total.
Key figures and ratios
Solvency
35.3%
Current ratio
1.55
Quick ratio
1.55
Debt / equity
1.83
ROE
85.8%
ROA
30.3%
Debt
€39k
Debt ≤ 1 year
€39k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€60k
Current assets29/58€60k
Amounts receivable within one year40/41€50k
Trade receivables40€43k
Other amounts receivable41€7k
Cash at bank and in hand54/58€10k
Equity and liabilities
Total equity and liabilities10/49€60k
Equity10/15€21k
Contributions10/11€3k
Profit (loss) carried forward14€18k
Amounts payable17/49€39k
Amounts payable within one year42/48€39k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€31k
Income statement
Code2025
Gross operating margin9900€23k
Operating profit (loss)9901€23k
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€27
Recurring financial charges65€27
Profit (loss) for the period before taxes9903€23k
Income taxes67/77€5k
Profit (loss) for the period9904€18k
Profit (loss) for the period to be appropriated9905€18k
Appropriation of the result
Profit (loss) to be appropriated9906€18k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2401050 ElseneGround area
975 m²
Building footprint
1,484 m²
Volume, LiDAR
27,640 m³
Parcel 21807G0121/00A008, Brussels · tallest building 31.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CapL
since 20252.379.582.224
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0121/00A008 | Brussels | 975 m² | 1 · 1,484 m² | 31.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 31,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.