CAPITRA
ActiveCAPITRA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.73M and a net result of €10k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 77% of 2252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-81
Solvency91▼-9
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 45.67 in 2024), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
0.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
8 d early
2023
77 d late
2022
1 d early
2021
8 d early
2020
24 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.73M▼ 40.8%
2024 · €2.92M
2018: €681k
2019: €1.12M
2020: €1.16M
2021: €1.34M
2022: €1.75M
2023: €2.43M
2024: €2.92M
2018 → 2025
Total assets
€2.32M▼ 21.5%
2024 · €2.96M
2018: €814k
2019: €1.64M
2020: €1.76M
2021: €2.05M
2022: €2.25M
2023: €2.70M
2024: €2.96M
2018 → 2025
Net result
€10k▼ 98.0%
2024 · €488k
2018: €218k
2019: €442k
2020: €166k
2021: €409k
2022: €517k
2023: €867k
2024: €488k
2018 → 2025
Working capital
€361k▼ 78.2%
2024 · €1.66M
2018: €477k
2019: €730k
2020: €629k
2021: €177k
2022: €617k
2023: €1.08M
2024: €1.66M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.34M-€1.75M▲ 30.5%€2.43M▲ 39.2%€2.92M▲ 20.1%€1.73M▼ 40.8%
Operating result€404k-€531k▲ 31.5%€880k▲ 65.7%€14k▼ 98.4%€-18k
Net result€409k-€517k▲ 26.5%€867k▲ 67.7%€488k▼ 43.8%€10k▼ 98.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €14k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.32M
Fixed assets
€1.37M▲ 8.4%
Current assets
€954k▼ 43.7%
Equity and liabilities €2.32M
Equity
€1.73M▼ 40.8%
Debt
€593k▲ 1,498%
The debt ratio rises from 1.3% to 25.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€27k▼
2024 · €51k
Cash flow
€54k▼
2024 · €525k
Solvency
74.5%▼
2024 · 98.7%
Current ratio
1.61▼
2024 · 45.67
Quick ratio
1.61▼
2024 · 45.67
Debt / equity
0.34▲
2024 · 0.01
ROE
0.6%▼
2024 · 16.7%
ROA
0.4%▼
2024 · 16.5%
Interest coverage
8.28▲
2024 · -41.85
Debt
€593k▲
2024 · €37k
Debt ≤ 1 year
€593k▲
2024 · €37k
Income taxes
€15k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.96M€2.32M▼
Fixed assets21/28€1.26M€1.37M▲
Tangible fixed assets22/27€571k€626k▲
Land and buildings22€505k€488k▼
Furniture and vehicles24€27k€54k▲
Other tangible fixed assets26€39k€85k▲
Financial fixed assets28€690k€740k▲
Current assets29/58€1.69M€954k▼
Amounts receivable after more than one year29€625k€0▼
Other amounts receivable291€625k€0▼
Amounts receivable within one year40/41€74k€258k▲
Trade receivables40€17k€1k▼
Other amounts receivable41€57k€256k▲
Current investments50/53€788k€163k▼
Cash at bank and in hand54/58€177k€499k▲
Deferred charges and accrued income490/1€29k€34k▲
Equity and liabilities
Total equity and liabilities10/49€2.96M€2.32M▼
Equity10/15€2.92M€1.73M▼
Contributions10/11€30k€30k=
Reserves13€2.89M€1.70M▼
Distributable reserves133€2.89M€1.70M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€37k€593k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€37k€593k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€14k€16k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€17k€572k▲
Income statement
Code20242025
Non-recurring operating income76A€51k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€44k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€10k€9k▼
Gross operating margin9900€61k€36k▼
Operating profit (loss)9901€14k€-18k▼
Financial income75/76B€497k€45k▼
Recurring financial income75€497k€45k▼
Financial charges65/66B€-1k€3k▲
Recurring financial charges65€-1k€3k▲
Profit (loss) for the period before taxes9903€511k€24k▼
Income taxes67/77€24k€15k▼
Profit (loss) for the period9904€488k€10k▼
Profit (loss) for the period to be appropriated9905€488k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€488k€10k▼
Transfer from equity791/2€0€1.20M▲
Transfer to equity691/2€488k€10k▼
To other reserves6921€488k€10k▼
Profit to be distributed694/7€0€1.20M▲
Return on contributions (dividend)694€0€1.20M▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €10k ▼98%
Net result drops to €10k, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 8current ratio 45.67
Current ratio from 5.65 to 45.67; short-term debt falls from €232k to €37k.
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 77 days late
2023
31-12
Financial
Highest result since 2018net €867k ▲67.7%
Operating result €880k, net result €867k, both a record.
31-12
Financial
Equity above €2MEq €2.43M ▲39.2%
6 profitable years in a row build equity to €2.43M.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 4.07
Current ratio from 1.51 to 4.07; short-term debt falls from €347k to €201k.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.12M ▲64.9%
2 profitable years in a row build equity to €1.12M.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edegemsestraat 252540 HoveGround area
3,144 m²
Building footprint
125 m²
Volume, LiDAR
1,458 m³
Parcel 11021A0277/00D003, Flanders · tallest building 23.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CAPITRA
since 20092.182.623.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0277/00D003 | Flanders | 3,144 m² | 1 · 125 m² | 23.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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ALIGNO
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Fiduciaire Baert
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BELCO BUSINESS CENTER AND FACILITIES
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Of 24,420 companies in sector 82990 we hold annual accounts for 9,359. 3,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2009
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74300Other professional, scientific and technical activities
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.