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CAPITALE CARS

Active
Private limited companyfounded 1996active for 30 yearsHelenalaan 74, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0458.188.705
Summary

CAPITALE CARS has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €520,741 and a net result of €124,356, of which €76,580 non-recurring income. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 32% of 2,396 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 12-06-1996 Normal situation
Activity
Non-scheduled passenger transport by road NACE 49320
Joint committees
140.01 Paritair Subcomité voor de autobussen en autocars
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.078.271.718 1082 Sint-Agatha-Berchem, since 20-09-1996
Financial year end
31 December
Peppol
Reachable since 19-11-2025

Board and ownership

Board
  • ISLAMAJ RamDirector

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€1.6m
▼ 0.9%
Turnover
≈ €3.0m
estimated
Profit
€124,356
▲ 128%
Equity
€520,741
▲ 31.4%
Total assets
€2.1m
▲ 1.2%
Employees on 31-12-2025
20
▲ 42.9%
  • 2025 accounts filed 21 days after the deadline
Filed on 21-08-2026
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)Last filed accounts filed 21 days late; 1 of the last 3 accounts lateEquity €520,741 (24.9% of total assets)lowers riskFounded in 1996Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 59% of small companies in land transport (NACE 49)
Financial strength · tick: 2024
Average
Solvency 50+6
equity 24.9% of total assets
Liquidity 47-3
short-term debt 38.2% · cash 12.1%
Profitability 76+6
return on assets 6.0%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,178 companies, NACE 49, small)
Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.4%▼ -0.1 percentage points vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▼ -0.2 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -1.3 percentage points vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value 11-2026: 0.7%● unchanged vs 10-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.53 (1.55 in 2024), above the usual 1.5. Short-term debt is 38.2% and cash 12.1% of total assets. However, 75.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, small). It does better than 32% of them on solvency, 54% on liquidity, 65% on profitability and 86% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Last filed accounts filed 21 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1996
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €520,741 (24.9% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €520,741
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
6 days early
2023
89 days late
2022
58 days late
2021
38 days late
2020
53 days late
2019
15 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 September (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Result rose in 2025mostly from a one-off income of €76,580 ▲ 128% View
  • Positive: 4th fastest staff growth in Sint-Agatha-Berchemin the Checked rankings No. 4 View

Recent changes

  1. · Gazette deed Reappointment: ISLJAMAJ Ram (director)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as CAPITALE CARS: non-scheduled passenger transport by road (NACE 49320). They are comparable in size and age: total assets between €1.7m and €2.7m, founded between 1991 and 2000.

CompanyTotal assetsGross margin
CAPITALE CARS Sint-Agatha-Berchem€2.1m€1.6m
JACKY TOURS Peer€2.1m€1.8m
Pelikaancars Tielt-Winge€1.7m€1.5m
D.B. TRAFFIC Hamont-Achel€2.1m€1.2m
REIZEN DE VRIENDT Lebbeke€1.8m€1.2m
CARS ST. CHRISTOPHE Ieper€2.7m€1.5m
VAN BAUWEL - VAN RUMST Lokeren€2.6m€1.5m
Full comparison

Key facts about CAPITALE CARS

What is the company number of CAPITALE CARS?
The company number of CAPITALE CARS is 0458.188.705. The VAT number is the same number with BE in front: BE 0458.188.705.
Where is CAPITALE CARS based?
The registered office is at Helenalaan 74, 1082 Sint-Agatha-Berchem.Company details
What does CAPITALE CARS do?
According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
What is the legal form of CAPITALE CARS?
The legal form of CAPITALE CARS is Private limited company (BV).
When was CAPITALE CARS founded?
CAPITALE CARS was founded on 12-06-1996.
Is CAPITALE CARS still active?
Yes, CAPITALE CARS is an active enterprise in the KBO register.
How many employees does CAPITALE CARS have?
CAPITALE CARS had an average of 25.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CAPITALE CARS fall under?
In its 2025 annual accounts, CAPITALE CARS states joint committees 140.01 (Paritair Subcomité voor de autobussen en autocars) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of CAPITALE CARS?
The turnover in financial year 2025 is ≈ €3.0m. This figure is estimated from the gross margin of €1.6m and 36 comparable companies (NACE 49). It probably lies between €2.6m and €3.7m. In financial year 2021 turnover was €761,376.
Is CAPITALE CARS profitable?
In financial year 2025, CAPITALE CARS made a profit of €124,356.
Where can I find the annual accounts of CAPITALE CARS?
CAPITALE CARS filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAPITALE CARS due?
CAPITALE CARS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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