Capital Architects
ActiveCapital Architects has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €7k. Equity is shrinking by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-20
Solvency63▼-37
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 43.93 in 2024; short-term debt: 61.6% and cash: 23.4% of total assets), but 61.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
4.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
2022
18 d early
2021
3 d early
2020
17 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▼ 59.7%
2024 · €165k
2019: €200k
2020: €224k
2021: €175k
2022: €159k
2023: €131k
2024: €165k
2019 → 2025
Total assets
€173k▲ 2.5%
2024 · €169k
2019: €477k
2020: €446k
2021: €383k
2022: €322k
2023: €284k
2024: €169k
2019 → 2025
Net result
€7k▼ 78.0%
2024 · €33k
2019: €22k
2020: €45k
2021: €-50k
2022: €-16k
2023: €-27k
2024: €33k
2019 → 2025
Working capital
€66k▼ 59.9%
2024 · €164k
2019: €140k
2020: €159k
2021: €34k
2022: €81k
2023: €49k
2024: €164k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€159k▼ 9.1%€131k▼ 17.3%€165k▲ 25.5%€66k▼ 59.7%
Operating result€-46k-€-12k▲ 74.5%€-24k▼ 102%€37k€5k▼ 86.0%
Net result€-50k-€-16k▲ 68.0%€-27k▼ 72.3%€33k€7k▼ 78.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€652▼ 16.1%
Current assets
€172k▲ 2.6%
Equity and liabilities €173k
Equity
€66k▼ 59.7%
Debt
€106k▲ 2,686%
The debt ratio rises from 2.3% to 61.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €37k
Cash flow
€8k▼
2024 · €34k
Solvency
38.4%▼
2024 · 97.7%
Current ratio
1.62▼
2024 · 43.93
Quick ratio
1.62▼
2024 · 43.93
Debt / equity
1.60▲
2024 · 0.02
ROE
11.1%▼
2024 · 20.3%
ROA
4.3%▼
2024 · 19.9%
Interest coverage
11.78▲
2024 · 9.71
Debt
€106k▲
2024 · €4k
Debt ≤ 1 year
€106k▲
2024 · €4k
Income taxes
€130▼
2024 · €217
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€173k▲
Fixed assets21/28€777€652▼
Tangible fixed assets22/27€777€652▼
Land and buildings22€0-
Furniture and vehicles24€777€652▼
Other tangible fixed assets26€0-
Current assets29/58€168k€172k▲
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Amounts receivable within one year40/41€77k€97k▲
Trade receivables40€0€736▲
Other amounts receivable41€77k€96k▲
Cash at bank and in hand54/58€56k€40k▼
Deferred charges and accrued income490/1€286€0▼
Equity and liabilities
Total equity and liabilities10/49€169k€173k▲
Equity10/15€165k€66k▼
Contributions10/11€12k€12k=
Reserves13€188k€82k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€186k€80k▼
Profit (loss) carried forward14€-35k€-28k▲
Amounts payable17/49€4k€106k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€4k€106k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€136€380▲
Suppliers440/4€136€380▲
Taxes, remuneration and social security45€4k€232▼
Taxes450/3€4k€232▼
Other amounts payable47/48€0€106k▲
Income statement
Code20242025
Non-recurring operating income76A€82k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€125€125=
Other operating charges640/8€227€841▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€39k€6k▼
Operating profit (loss)9901€37k€5k▼
Financial income75/76B€468€3k▲
Recurring financial income75€468€3k▲
Financial charges65/66B€4k€452▼
Recurring financial charges65€4k€452▼
Profit (loss) for the period before taxes9903€34k€8k▼
Income taxes67/77€217€130▼
Profit (loss) for the period9904€33k€7k▼
Profit (loss) for the period to be appropriated9905€33k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-28k▲
Profit (loss) brought forward from the previous period14P€-69k€-35k▲
Transfer from equity791/2-€106k
Profit to be distributed694/7-€106k
Return on contributions (dividend)694-€106k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €33k
Net result €33k after 3 loss-making years.
30-06
Financial
Liquidity times 17current ratio 43.93
Current ratio from 2.51 to 43.93; short-term debt falls from €33k to €4k.
30-06
Financial
Equity above €150kEq €165k ▲25.5%
Equity rises from €131k to €165k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 3.64
Current ratio from 1.55 to 3.64; short-term debt falls from €62k to €31k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-50k ▼210%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €45k ▲101%
Operating result €58k, net result €45k, both a record.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jozefsstraat 103500 HasseltGround area
2,539 m²
Parcel 71022H0730/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
Capital Architects
since 20142.233.383.923
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0730/00M000 | Flanders | 2,539 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERIMMO
BE 0437.932.927
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Capital Estates
BE 0669.958.313
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OPPAD
BE 0806.066.931
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IMMO BROM
BE 0449.375.264
Heusden-Zolder · Eq €66k
HERBOSCH GROUP
BE 0676.691.301
Schoten · Eq €66k
Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 5,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-01-2014
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
66110Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.