CAP INVESTMENT

Active

Private limited company (pre-2019)founded 2012active for 14 yearsChaussée Romaine (War) 174, 4300 Waremme, BelgiumKBO/BCE: BE 0847.575.904

Summary

CAP INVESTMENT has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,223 and a net result of €109. Equity is growing by about 5.5% per year across the filed financial years. Its solvency ranks better than 52% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow Report Compare

CAP INVESTMENTActiveChecked score 81/100

Risk analysis Report Compare

Activity

Retail sale of household furniture

NACE 47551

1 site

Size

€434,081total assets 2025

Staff: 1.1 FTE
Equity: €153,223
Profit: €109

Turnover not published (micro format)

Financial health

81 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.5%

Structure

2025 accounts filed 76 days late1 of 2 deeds summarised

Why 81raises riskLast filed accounts filed 76 days late; 3 of the last 3 lateSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.96, cash €113,358Founded in 2012Show the evidence

Checked score

Score 2025

81 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 44% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 60-8

equity 35.3% of total assets

Liquidity 57-9

short-term debt 50.7% · cash 26.1%

Profitability 28-15

return on assets 0.0%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 1.1%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 0.5%▼ -0.6 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.5%▼ -0.2 percentage points vs 09-2026

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.96, compared with 2.65 in 2024, above the usual 1.5; short-term debt: 50.7% and cash: 26.1% of total assets), but 64.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 51% on solvency, 63% on liquidity, 24% on profitability and 39% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Last filed accounts filed 76 days late; 3 of the last 3 late

NBB · filings

Liquidity: current ratio 1.96, cash €113,358

NBB · annual accounts

Founded in 2012

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Retail trade (NACE 47)

KBO

2025 accounts filed 76 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

76 days late

2024

71 days late

2023

69 days late

2022

65 days late

2021

59 days late

2020

16 days late

2019

92 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 64 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

15-10-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet €109 ▼98.5%
10-10-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Latest accounts filed lateafter the legal deadline 76 days View
Positive: 8 profitable years in a rowprofit 2025: €109 8 years View
Total assets 20256 financial years filed €434,081 View

By topic

Financials

Financial year: 2025
Total assets: €434,081
Profit: €109
Solvency: 35.3%

Total assets▲ 22.2%

Net result

20182025

Go to Financials

Timeline

Events: 17
Since: 2014
Next accounts: by 31-07-2027

31-12-2024Equity above €150,000
08-10-2024Annual accounts filed
08-11-2023Resignation: Cédric VAN DE BERG (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Retail sale of household furnitureNACE 47551
Founded: 23-07-2012
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about CAP INVESTMENT

What is the company number of CAP INVESTMENT?: 0847.575.904. In Belgium the VAT number is the company number with BE in front: BE 0847.575.904.
Where is CAP INVESTMENT based?: The registered office is at Chaussée Romaine (War) 174, 4300 Waremme.Company details
What does CAP INVESTMENT do?: According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of CAP INVESTMENT?: Private limited company (pre-2019) (BVBA).
When was CAP INVESTMENT founded?: On 23-07-2012.
Is CAP INVESTMENT still active?: Yes, CAP INVESTMENT is an active enterprise in the KBO register.
How many employees does CAP INVESTMENT have?: On average 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CAP INVESTMENT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CAP INVESTMENT profitable?: In financial year 2025, CAP INVESTMENT made a profit of €109.
Where can I find the annual accounts of CAP INVESTMENT?: CAP INVESTMENT filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CAP INVESTMENT due?: By 31-07-2027, for financial year 2026.Timeline