CAP_CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of CAP_CONCEPT is 2.1% (moderate). The 2024 annual accounts show equity of €14,933 and a net result of €9,933. Its solvency ranks better than 38% of 37,587 sector peers (NACE 70, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-04-2024 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 5 others
- Establishment unit
- 2.360.689.592 5330 Assesse, since 03-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 09-01-2026
Board and ownership
- PEETERS Alexandre Jacques GermainDirector
- Renaud LAMBERTDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.1%
- Gross margin
- €13,626
- Turnover
- ≈ €63,000
- estimated
- Profit
- €9,933
- Equity
- €14,933
- Total assets
- €33,449
- 2024 accounts filed 29 days after the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 03-09-2025)Liquidity: current ratio 1.69Founded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 42% of them on solvency, 23% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its 2024 accounts 29 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2024 annual accounts filed 29 days after the deadline Filed on 29 August 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00476271.
Annual accounts 2024 filed on 29-08-2025 PDF
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 |
|---|---|
| Tangible fixed assets | €2,500 |
| Intangible fixed assets | €1 |
| Depreciation and write-downs of the year | €417 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as CAP_CONCEPT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €33,800 and €37,700, founded between 2023 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| CAP_CONCEPT Assesse | 2024 | €33,449 | €14,933 | €13,626 | €9,933 | 2024 |
| THIEBAUT REAL ESTATE Namur | 2024 | €37,670 | €24,110 | €12,040 | €8,485 | 2025 |
| GAJORAZI Eghezée | 2023 | €36,999 | €25,088 | €15,752 | €9,032 | 2025 |
| Hubert Lamgot Sociétés Anhée | 2024 | €36,120 | €31,359 | €12,769 | €8,025 | 2025 |
| ATARAXIE Héron | 2024 | €34,750 | €12,618 | €14,719 | €8,245 | 2025 |
| 4C&D Zonnebeke | 2024 | €33,807 | €21,628 | €14,694 | €2,824 | 2025 |
| RRR Consulting Ottignies-Louvain-la-Neuve | 2024 | €35,767 | €14,531 | €12,735 | €8,531 | 2025 |
They were chosen from the 54,693 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 39,278 companies had the same profile as CAP_CONCEPT has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of CAP_CONCEPT itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for CAP_CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €417 |
| Other operating charges640/8 | €638 |
| Gross operating margin9900 | €13,626 |
| Operating profit (loss)9901 | €12,570 |
| Financial charges65/66B | €12 |
| Recurring financial charges65 | €12 |
| Profit (loss) for the period before taxes9903 | €12,558 |
| Income taxes67/77 | €2,625 |
| Profit (loss) for the period9904 | €9,933 |
| Profit (loss) for the period to be appropriated9905 | €9,933 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €33,449 | |
| Fixed assets21/28 | €2,084 | |
| Intangible fixed assets21 | €1 | |
| Tangible fixed assets22/27 | €2,083 | |
| Furniture and vehicles24 | €2,083 | |
| Current assets29/58 | €31,365 | |
| Stocks and contracts in progress3 | €7,500 | |
| Stocks30/36 | €7,500 | |
| Amounts receivable within one year40/41 | €23,568 | |
| Trade receivables40 | €18,797 | |
| Other amounts receivable41 | €4,772 | |
| Current investments50/53 | €296 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €33,449 | |
| Equity10/15 | €14,933 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €9,933 | |
| Amounts payable17/49 | €18,516 | |
| Amounts payable within one year42/48 | €18,516 | |
| Trade debts44 | €11,715 | |
| Suppliers440/4 | €11,715 | |
| Advances received on contracts in progress46 | €3,234 | |
| Taxes, remuneration and social security45 | €3,567 | |
| Taxes450/3 | €3,567 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €9,933 |
| + Depreciation and write-downs630 | €417 |
| Operating cash flow (approximation) | €10,350 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 29-08-2025 | 2025-00476271 |
Board & ownership
Directors
Owners and capital
Shareholders
- PEETERS Alexandre Jacques Germain 100 shares (100%) · €5,000 in cash
Capital transactions
- 05-04-2024 Incorporation · €5,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| PEETERS Alexandre Jacques Germain |
|
| Renaud LAMBERT |
|
Network & group
CAP_CONCEPT shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of CAP_CONCEPT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
05-04
Gazette deed
IncorporationStarting capital €5,000 · Appointments: PEETERS Alexandre Jacques Germain (director) and Renaud LAMBERT (director) · Founder19 points ▸
- Founder, PEETERS Alexandre Jacques Germain
- Incorporation, 03-04-2024
- Founding capital, €5,000
- Bank account, “société en formation, BE27 0689 5196 2673” (deed in French)
- Other provision, “capitaux propres suffisants et libération totale, capitaux propres suffisants à la lumière de l’activité projetée compte tenu des autres sources de financement” (deed in French)
- Other provision, “attestation bancaire et fonds disponibles”, 5000 (deed in French)
- Other provision, “préalablement à l'acte par le fondateur, plan financier” (deed in French)
- Other provision, “dépôt d’un extrait de l’acte constitutif au greffe du tribunal de l’entreprise compétent, début des activités” (deed in French)
- Other provision, “capacité, capable d'accomplir les actes juridiques constatés” (deed in French)
- Other provision, “frais de constitution”, 1500 (deed in French)
- Power of attorney, Anne DECLAIRFAYT
- Capital
- The act holds 7 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
20 activities
- L’organisation de spectacles et autres représentations culturelles
- Agences de presse,
- L’organisation et le suivi de manifestations sportives,culturelles et historiques
- L’achat,la vente,l’importation,l’exportation,la promotion,l’échange,la livraison,la transformation,la réparation,l’entretien,le dépôt,le courtage,la location et la prise en location de véhicules automobiles de tous types,et plus particulièrement de véhicules sportifs et/ou anciens,ainsi que tous les accessoires et pièces détachées y relatifs.
- L’achat,la vente de cadeaux de toute nature,jeux,miniatures,vêtements,bijoux,chaussures,décorations,l’activité de papeterie,de librairie,de maroquinerie,service de photocopie et de fax.
- La sous-traitance en matière de transport
- Les activités d’entreposage de meubles et autres objets
- Le commerce de machines et équipements de bureau
- Le commerce de produits et matériel d’entretien
- Le commerce de gros et petits appareils électro-ménagers
- L’achat,la vente et la location de décors,costumes,vêtements de scène,de distributeurs automatiques,
- Aux activités de conseil aux utilisateurs concernant le type et la configuration du matériel informatique et les applications logicielles
- Le digital marketing,la consultance stratégique et/ou marketing.
- L’édition et le commerce (achat-vente location) de livres,de périodiques,de jeux et autres activités d’éditions.
- Consultance en matière de coaching et de développement personnel.
- La gestion et le développement de centres de développement personnel,de bien-être,de formation,de coaching. La gestion et la réalisation d’activités de bien-être.
- La société pourra participer tant en Belgique qu’à l’étranger,à tous les voyages et séminaires,formations,foires,bourses,prospections,etc. se rapportant à son objet social.
- L’exportation ainsi que le commerce de gros de toutes fournitures de bureau et de matériel informatique,de bureautique et ses accessoires,matériel de communication et de téléphonie.
- Elle peut effectuer toutes opérations se rapportant généralement à la formation et/ou à l’ enseignement lié à l’informatique au management et conseil en gestion.
- La société a également pour objet l’achat,la vente,la construction,la rénovation,la location et la gérance de tous immeubles bâtis,ainsi que l’achat,la vente,l’échange,la mise en valeur,le lotissement,l’exploitation et l’affermage de tous immeubles non bâtis.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92109A0379/00G002 | Wallonia | 987 m² | 1 · 176 m² | 9.2 m · 2 |