CANVA
ActiveCANVA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €224k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 2.52 against 8.5 in 2024), and 24.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.8%
Return on assets
11%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
52 d early
2023
26 d late
2022
25 d late
2021
9 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.54M▼ 12.8%
2024 · €1.77M
2018: €636k
2019: €795k
2020: €909k
2021: €1.10M
2022: €1.36M
2023: €1.61M
2024: €1.77M
2018 → 2025
Total assets
€2.03M▲ 7.6%
2024 · €1.89M
2018: €807k
2019: €934k
2020: €990k
2021: €1.21M
2022: €1.50M
2023: €1.64M
2024: €1.89M
2018 → 2025
Net result
€224k▼ 8.8%
2024 · €245k
2018: €156k
2019: €158k
2020: €185k
2021: €273k
2022: €345k
2023: €242k
2024: €245k
2018 → 2025
Working capital
€748k▼ 18.0%
2024 · €912k
2018: €229k
2019: €236k
2020: €447k
2021: €696k
2022: €479k
2023: €691k
2024: €912k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.10M-€1.36M▲ 23.9%€1.61M▲ 17.7%€1.77M▲ 10.2%€1.54M▼ 12.8%
Operating result€385k-€480k▲ 24.8%€324k▼ 32.4%€319k▼ 1.5%€312k▼ 2.2%
Net result€273k-€345k▲ 26.2%€242k▼ 30.0%€245k▲ 1.5%€224k▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 2% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.03M
Fixed assets
€795k▼ 7.1%
Current assets
€1.24M▲ 19.8%
Equity and liabilities €2.03M
Equity
€1.54M▼ 12.8%
Debt
€492k▲ 305%
The debt ratio rises from 6.4% to 24.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€373k▼
2024 · €381k
Cash flow
€285k▼
2024 · €307k
Solvency
75.8%▼
2024 · 93.6%
Current ratio
2.52▼
2024 · 8.50
Quick ratio
2.52▼
2024 · 8.50
Debt / equity
0.32▲
2024 · 0.07
ROE
14.5%▲
2024 · 13.9%
ROA
11.0%▼
2024 · 13.0%
Interest coverage
1067.82▼
2024 · 1290.62
Debt
€492k▲
2024 · €122k
Debt ≤ 1 year
€491k▲
2024 · €122k
Income taxes
€100k▲
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.89M€2.03M▲
Fixed assets21/28€856k€795k▼
Tangible fixed assets22/27€856k€795k▼
Land and buildings22€768k€732k▼
Furniture and vehicles24€76k€54k▼
Other tangible fixed assets26€12k€10k▼
Financial fixed assets28€97€97=
Current assets29/58€1.03M€1.24M▲
Amounts receivable within one year40/41€107k€98k▼
Trade receivables40€101k€93k▼
Other amounts receivable41€6k€5k▼
Current investments50/53€614k€719k▲
Cash at bank and in hand54/58€311k€419k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.89M€2.03M▲
Equity10/15€1.77M€1.54M▼
Contributions10/11€9k€9k=
Reserves13€1.26M€1.03M▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.26M€1.03M▼
Profit (loss) carried forward14€502k€506k▲
Amounts payable17/49€122k€492k▲
Amounts payable within one year42/48€122k€491k▲
Trade debts44€20k€19k▼
Suppliers440/4€20k€19k▼
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€15k€18k▲
Other amounts payable47/48€87k€454k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€61k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€387k€379k▼
Operating profit (loss)9901€319k€312k▼
Financial income75/76B€8k€12k▲
Recurring financial income75€8k€12k▲
Financial charges65/66B€295€350▲
Recurring financial charges65€295€350▲
Profit (loss) for the period before taxes9903€327k€324k▼
Income taxes67/77€81k€100k▲
Profit (loss) for the period9904€245k€224k▼
Profit (loss) for the period to be appropriated9905€245k€224k▼
Appropriation of the result
Profit (loss) to be appropriated9906€584k€726k▲
Profit (loss) brought forward from the previous period14P€339k€502k▲
Transfer from equity791/2€80k€450k▲
Transfer to equity691/2€80k€220k▲
To other reserves6921€80k€220k▲
Profit to be distributed694/7€82k€450k▲
Return on contributions (dividend)694€82k€450k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 20.11
Current ratio from 4.49 to 20.11; short-term debt falls from €137k to €36k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Highest result since 2018net €345k ▲26.2%
Operating result €480k, net result €345k, both a record.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Equity above €1MEq €1.10M ▲21.1%
4 profitable years in a row build equity to €1.10M.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 6.51
Current ratio from 2.70 to 6.51; short-term debt falls from €139k to €81k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Straux (MER) 74280 HannutGround area
3,723 m²
Building footprint
71 m²
Parcel 64049A0492/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CANVA
since 20082.169.843.082
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64049A0492/00C000 | Wallonia | 3,723 m² | 1 · 71 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648800FAAS1BWDA2YR30
Similar companies · same sector, comparable size
MOVE CONSULTING
BE 0563.399.853
Etterbeek · Eq €1.54M
IMMOBILIERE LIEGEOISE
BE 0430.462.343
Liège · Eq €1.54M
JEMI CONSULT
BE 0827.597.565
Hasselt · Eq €1.54M
WELACO
BE 0886.681.255
Ninove · Eq €1.54M
EMMALO
BE 0549.943.181
Waregem · Eq €1.54M
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 23,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47521Retail sale of hardware, building materials, paint and glass (general range)
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.