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CANTINIAUX

Active
Public limited companyfounded 195274 yrs activeRue Wauters J.(S-B) 79, 7110 La Louvière, BelgiumKBO/BCE: BE 0405.887.491
Summary

CANTINIAUX has been active since 1952 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8.3m and a net result of €21,331. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 6126 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
CANTINIAUXActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46841NACE 46741Retail sale of hardware, building materials, paint and glass (general range) NACE 47521
#1 oldest company in La Louvière, Wholesale and retail trade sector1 site
Size
€8.5mtotal assets 2024
Staff
13.7 FTE
Equity
€8.3m
Profit
€21,331
Financial health
86 Excellent Checked score 2024
Bankruptcy chance 12 m
0.3%
Structure
Accounts 64 d overdue0 of 4 deeds read
Why 86- Figures for FY 2024 (filed 01-09-2025)+ Founded in 1952+ Equity €8.3m (97.5% of total assets)+ Liquidity: current ratio 63.22, cash €914,454, halvedShow the evidence

Checked score

Score 2024
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 97.5% of total assets
Liquidity 63-37
short-term debt 1.5% · cash 10.7%
Profitability 37-23
return on assets 0.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,366 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +3.3% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +9.7% vs 06-2025 08-2025: < 0.1%▲ +32.4% vs 07-2025 09-2025: < 0.1%▲ +8.9% vs 08-2025 10-2025: 0.1%▲ +34.7% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -4.5% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +3.2% vs 03-2026 05-2026: 0.1%▲ +4.6% vs 04-2026 06-2026: 0.1%▲ +7.4% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.2%▲ +118% vs 07-2026 09-2026: 0.2%▲ +18.9% vs 08-2026 10-2026: 0.3%▲ +67.7% vs 09-2026highest value
  • Figures for FY 2024 (filed 01-09-2025) raises the probability
  • Founded in 1952 lowers the probability for this profile
  • Equity €8.3m (97.5% of total assets) lowers the probability
  • Liquidity: current ratio 63.22, cash €914,454, halved lowers the probability
Credit up to €700,000 at 30 days acceptable
Liquidity ample (current ratio 63.22 against 34.34 in 2023; short-term debt: 1.5% and cash: 10.7% of total assets), and 2.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 92%, liquidity 82%, profitability 23%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 01-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1952
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €8.3m (97.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 63.22, cash €914,454, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d late
2023
2 d early
2022
7 d early
2021
4 d early
2020
11 d early
2019
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Weakest financial yearnet €21,331 ▼83.3%
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: Result fell in 2024from €127,686 to €21,331 ▼ 83.3% View
  • Positive: Oldest company in La Louvière, Wholesale and retail…in the Checked rankings #1 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Active since 1952founded 01-01-1952 74 years View
  • Positive: 7 profitable years in a rowprofit 2024: €21,331 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€8.5m
Profit
€21,331
Solvency
97.5%
Total assets▼ 0.9%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 31-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 29-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale tradeNACE 46841
Founded
01-01-1952
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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