Bridou
ActiveSummary
Bridou has been active since 1948 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.11M and a net result of €146k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+12
Solvency58▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.47 in 2023; short-term debt: 19.3% and cash: 4.7% of total assets), but 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
4.3%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-03-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
5 d late
2023
42 d early
2022
26 d late
2021
2 d late
2020
26 d late
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€146k▲ 28.0%
2023 · €114k
2018: €840
2019: €121k
2020: €104k
2021: €171k
2022: €10k
2023: €114k
2018 → 2025
Working capital
€485k▲ 44.6%
2023 · €336k
2018: €-78k
2019: €76k
2020: €83k
2021: €-155k
2022: €-182k
2023: €336k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€725k-€858k▲ 18.4%€850k▼ 0.9%€912k▲ 7.3%€1.11M▲ 22.0%
Operating result€103k-€165k▲ 59.8%€7k▼ 96.0%€149k▲ 2,195%€197k▲ 32.2%
Net result€104k-€171k▲ 64.7%€10k▼ 94.3%€114k▲ 1,086%€146k▲ 28.0%
Result per fiscal year
Operating resultNet result
The operating result is €197k in 2025, compared with €149k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €3.37M
Fixed assets
€2.24M ▼ 15.4%
Current assets
€1.14M ▲ 8.3%
Equity and liabilities €3.37M
Equity
€1.11M ▲ 22.0%
Debt
€2.26M ▼ 18.7%
Debt's share of the balance-sheet total falls from 75.3% to 67.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€389k▲
2023 · €342k
Cash flow
€338k▲
2023 · €307k
Current ratio
1.75▲
2023 · 1.47
Quick ratio
0.70▲
2023 · 0.51
Debt to equity
2.03▼
2023 · 3.05
ROE
13.2%▲
2023 · 12.5%
ROA
4.3%▲
2023 · 3.1%
Interest coverage
6.44▲
2023 · 4.68
Debt ≤ 1 year
€650k▼
2023 · €712k
Debt > 1 year
€1.61M▼
2023 · €2.07M
Income taxes
€48k▲
2023 · €15k
Staff costs
€370k▼
2023 · €446k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 65 lines
Balance sheet
Code20232025
Assets
Total assets20/58€3.69M€3.37M▼
Fixed assets21/28€2.65M€2.24M▼
Tangible fixed assets22/27€2.61M€2.20M▼
Land and buildings22€2.50M€2.14M▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€74k€50k▼
Leasing and similar rights25€24k€0▼
Financial fixed assets28€36k€38k▲
Current assets29/58€1.05M€1.14M▲
Stocks and contracts in progress3€684k€681k▼
Stocks30/36€684k€681k▼
Amounts receivable within one year40/41€283k€288k▲
Trade receivables40€279k€281k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€75k€157k▲
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€3.69M€3.37M▼
Equity10/15€912k€1.11M▲
Contributions10/11€19k€18k▼
Reserves13€113k€99k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€111k€97k▼
Distributable reserves133€2k€2k▼
Profit (loss) carried forward14€501k€751k▲
Investment grants15€280k€245k▼
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Pensions and similar obligations160€0-
Amounts payable17/49€2.78M€2.26M▼
Amounts payable after more than one year17€2.07M€1.61M▼
Financial debts170/4€2.07M€1.61M▼
Amounts payable within one year42/48€712k€650k▼
Current portion of amounts payable after more than one year42€238k€230k▼
Financial debts43€6k€6k▼
Credit institutions430/8€6k€6k▼
Trade debts44€175k€218k▲
Suppliers440/4€175k€218k▲
Taxes, remuneration and social security45€192k€85k▼
Taxes450/3€46k€29k▼
Remuneration and social security454/9€146k€57k▼
Other amounts payable47/48€101k€111k▲
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20232025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€446k€370k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€192k€192k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€-257▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-100k-
Other operating charges640/8€32k€25k▼
Non-recurring operating charges66A€0€0=
Gross operating margin9900€721k€784k▲
Operating profit (loss)9901€149k€197k▲
Financial income75/76B€53k€58k▲
Recurring financial income75€53k€58k▲
Financial charges65/66B€73k€60k▼
Recurring financial charges65€73k€60k▼
Profit (loss) for the period before taxes9903€129k€195k▲
Income taxes67/77€15k€48k▲
Profit (loss) for the period9904€114k€146k▲
Profit (loss) for the period to be appropriated9905€114k€146k▲
Appropriation of the result
Profit (loss) to be appropriated9906€536k€751k▲
Profit (loss) brought forward from the previous period14P€421k€604k▲
Profit to be distributed694/7€35k€0▼
Directors or managers695€35k€0▼
Social balance
Average headcount (FTE)908711.89.4▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Equity above €1MEq €1.11M ▲22%
7 profitable years in a row build equity to €1.11M.
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
2024
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 26 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
30-09
Financial
Highest result since 2018net €171k ▲64.7%
Net result €171k, the highest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
30-09
Financial
Equity above €500kEq €725k ▲99%
3 profitable years in a row build equity to €725k.
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1948
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Follet(K) 407540 TournaiGround area
2.1 ha
Building footprint
2.4 ha
Volume, LiDAR
175,749 m³
Parcel 57042C0786/00P002, Wallonia · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Follet(K) 40, 7540 Tournai
since 19482.004.696.030
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57042C0786/00P002 | Wallonia | 2.1 ha | 1 · 2.4 ha | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAELS
BE 0415.811.482
Rijkevorsel · Eq €1,111,750
PENEN DRILLING SYSTEM
BE 0823.995.105
Malle · Eq €1,119,991
BOUGARD
BE 0422.445.688
Binche · Eq €1,142,950
GREGOIRE
BE 0452.207.565
Tienen · Eq €1,070,720
WIL'OUTILS
BE 0839.775.025
Chimay · Eq €1,065,550
Of 505 companies in sector 46841 we hold annual accounts for 365. 289 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-1948
Fiscal year end30-09
Activities, NACEBEL 2025
46841Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.