CANAMA
ActiveSummary
CANAMA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.80M and a net result of €62k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+6
Solvency72▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.84 against 1.34 in 2024; short-term debt: 9.5% and cash: 0.4% of total assets), and 52.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
56 d early
2023
20 d early
2022
92 d late
2021
31 d early
2020
19 d early
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€1.80M▲ 3.4%
2024 · €1.74M
Total assets
€3.81M▼ 12.1%
2024 · €4.33M
Net result
€62k▼ 55.5%
2024 · €140k
Working capital
€-58k
2024 · €132k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€81k▲ 290%€99k▲ 22.7%€377k▲ 279%€194k▼ 48.4%€201k▲ 3.4%
Net result€79k▲ 271%€63k▼ 21.0%€216k▲ 244%€140k▼ 35.1%€62k▼ 55.5%
Equity€1.33M▲ 6.1%€1.39M▲ 4.5%€1.60M▲ 15.4%€1.74M▲ 8.6%€1.80M▲ 3.4%
Total assets€3.49M▲ 13.2%€3.53M▲ 1.2%€4.79M▲ 35.5%€4.33M▼ 9.5%€3.81M▼ 12.1%
Debt€1.96M▲ 21.0%€1.96M▼ 0.3%€2.96M▲ 51.4%€2.36M▼ 20.2%€1.80M▼ 24.0%
Working capital€388k▲ 46.6%€439k▲ 13.1%€72k▼ 83.6%€132k▲ 83.2%€-58k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.81M
Fixed assets
€3.51M ▼ 8.0%
Current assets
€304k ▼ 41.9%
Equity and liabilities €3.81M
Equity
€1.80M ▲ 3.4%
Provisions
€218k ▼ 6.8%
Debt
€1.80M ▼ 24.0%
Debt's share of the balance-sheet total falls from 54.5% to 47.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€501k▲
2024 · €498k
Cash flow
€363k▼
2024 · €444k
Current ratio
0.84▼
2024 · 1.34
Debt to equity
1.00▼
2024 · 1.36
ROE
3.5%▼
2024 · 8.1%
ROA
1.6%▼
2024 · 3.2%
Interest coverage
9.13▲
2024 · 5.12
Debt ≤ 1 year
€362k▼
2024 · €390k
Debt > 1 year
€1.43M▼
2024 · €1.97M
Income taxes
€112k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €231k | €251k | €392k | €304k | €300k | ▼ 1.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €-4k | - | - | - | - |
| Other operating charges640/8 | €57k | €62k | €63k | €78k | €48k | ▼ 38.8% |
| Gross operating margin9900 | €369k | €409k | €833k | €576k | €549k | ▼ 4.7% |
| Operating profit (loss)9901 | €81k | €99k | €377k | €194k | €201k | ▲ 3.4% |
| Financial income75/76B | €8k | €7k | €19k | €95k | €13k | ▼ 86.7% |
| Recurring financial income75 | €8k | €7k | €19k | €20k | €13k | ▼ 35.5% |
| Non-recurring financial income76B | - | - | - | €75k | - | - |
| Financial charges65/66B | €20k | €18k | €75k | €97k | €55k | ▼ 43.6% |
| Recurring financial charges65 | €20k | €18k | €75k | €97k | €55k | ▼ 43.6% |
| Profit (loss) for the period before taxes9903 | €68k | €88k | €320k | €192k | €159k | ▼ 17.3% |
| Transfer from deferred taxes780 | €11k | €11k | €44k | €16k | €16k | ▲ 2.0% |
| Transfer to deferred taxes680 | - | - | €81k | €23k | - | - |
| Income taxes67/77 | €138 | €37k | €68k | €44k | €112k | ▲ 153% |
| Profit (loss) for the period9904 | €79k | €63k | €216k | €140k | €62k | ▼ 55.5% |
| Transfer from tax-exempt reserves789 | €33k | €32k | €133k | €47k | €48k | ▲ 2.0% |
| Transfer to tax-exempt reserves689 | - | - | €243k | €69k | - | - |
| Profit (loss) for the period to be appropriated9905 | €113k | €95k | €106k | €118k | €110k | ▼ 6.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.49M | €3.53M | €4.79M | €4.33M | €3.81M | ▼ 12.1% |
| Fixed assets21/28 | €2.80M | €2.82M | €4.24M | €3.81M | €3.51M | ▼ 8.0% |
| Intangible fixed assets21 | €475k | €393k | €310k | €227k | €145k | ▼ 36.4% |
| Tangible fixed assets22/27 | €2.24M | €2.38M | €3.92M | €3.58M | €3.33M | ▼ 7.1% |
| Land and buildings22 | €2.24M | €2.33M | €3.92M | €3.58M | €3.33M | ▼ 7.1% |
| Assets under construction and advance payments27 | - | €56k | - | - | - | - |
| Financial fixed assets28 | €88k | €48k | €7k | - | €31k | - |
| Current assets29/58 | €689k | €708k | €548k | €523k | €304k | ▼ 41.9% |
| Amounts receivable within one year40/41 | €351k | €400k | €346k | €457k | €281k | ▼ 38.4% |
| Trade receivables40 | €787 | €214 | - | €6k | €6k | ▲ 15.5% |
| Other amounts receivable41 | €351k | €400k | €346k | €451k | €275k | ▼ 39.1% |
| Current investments50/53 | €176k | €176k | €176k | - | - | - |
| Cash at bank and in hand54/58 | €154k | €122k | €15k | €57k | €16k | ▼ 72.5% |
| Deferred charges and accrued income490/1 | €7k | €10k | €11k | €9k | €6k | ▼ 25.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.49M | €3.53M | €4.79M | €4.33M | €3.81M | ▼ 12.1% |
| Equity10/15 | €1.33M | €1.39M | €1.60M | €1.74M | €1.80M | ▲ 3.4% |
| Contributions10/11 | €600k | €600k | €600k | €600k | €600k | = |
| Reserves13 | €752k | €719k | €829k | €851k | €903k | ▲ 6.1% |
| Non-distributable reserves130/1 | €85k | €85k | €85k | €85k | €85k | = |
| Reserves not available under the articles1311 | €85k | €85k | €85k | €85k | €85k | = |
| Tax-exempt reserves132 | €667k | €634k | €744k | €766k | €718k | ▼ 6.2% |
| Distributable reserves133 | - | - | - | - | €100k | - |
| Profit (loss) carried forward14 | €-38k | €57k | €164k | €282k | €292k | ▲ 3.6% |
| Investment grants15 | €12k | €9k | €6k | €3k | - | - |
| Provisions and deferred taxes16 | €201k | €190k | €227k | €234k | €218k | ▼ 6.8% |
| Deferred taxes168 | €201k | €190k | €227k | €234k | €218k | ▼ 6.8% |
| Amounts payable17/49 | €1.96M | €1.96M | €2.96M | €2.36M | €1.80M | ▼ 24.0% |
| Amounts payable after more than one year17 | €1.66M | €1.69M | €2.46M | €1.97M | €1.43M | ▼ 27.3% |
| Financial debts170/4 | €1.64M | €1.66M | €2.43M | €1.93M | €1.40M | ▼ 27.7% |
| Other amounts payable178/9 | €26k | €23k | €28k | €39k | €35k | ▼ 10.1% |
| Amounts payable within one year42/48 | €300k | €269k | €476k | €390k | €362k | ▼ 7.3% |
| Current portion of amounts payable after more than one year42 | €149k | €152k | €291k | €259k | €289k | ▲ 11.8% |
| Financial debts43 | €150k | €100k | €150k | €100k | - | - |
| Credit institutions430/8 | €150k | €100k | €150k | €100k | - | - |
| Trade debts44 | €81 | €895 | €19k | €2k | €944 | ▼ 52.3% |
| Suppliers440/4 | €81 | €895 | €19k | €2k | €944 | ▼ 52.3% |
| Taxes, remuneration and social security45 | €928 | €17k | €16k | €29k | €72k | ▲ 143% |
| Taxes450/3 | €928 | €17k | €16k | €29k | €72k | ▲ 143% |
| Accrued charges and deferred income492/3 | - | - | €24k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €79k | €63k | €216k | €140k | €62k | ▼ 55.5% |
| + Depreciation and write-downs630 | €231k | €251k | €392k | €304k | €300k | ▼ 1.1% |
| Operating cash flow (approximation) | €310k | €314k | €608k | €444k | €363k | ▼ 18.3% |
| Investment in fixed assets (approximation) | - | €-274k | €-1.81M | €124k | €5k | ▼ 96.1% |
| Change in cash | - | €-32k | €-107k | €42k | €-41k | ▼ 198% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Back to profitnet €379k
Net result €379k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.01
Current ratio from 1.00 to 3.01; short-term debt falls from €322k to €134k.
31-12
Financial
Equity above €1MEq €1.23M ▲43.9%
Equity rises from €856k to €1.23M.
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1995
Ground area
1.1 ha
Building footprint
4,319 m²
2 parcels, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rue de Saint-Hubert 19, 5580 Rochefort
since 19952.070.876.061
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0327/00G003 | Wallonia | 8,523 m² | 1 · 4,096 m² | - |
| 91114C0486/00M003 | Wallonia | 2,662 m² | 1 · 223 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,041 companies in sector 68203 we hold annual accounts for 5,994. 3,736 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded09-02-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.