Camurus
ActiveThe computed 12-month bankruptcy probability of Camurus is 2.2% (moderate). The 2025 annual accounts show equity of €168k and a net result of €45k. Equity is growing by ~43.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 7993 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+3
Solvency74▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.71 in 2024; short-term debt: 50.7% of total assets), but 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.3%
Return on assets
13.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
23 d early
2023
8 d late
2022
27 d early
2021
164 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€168k▲ 36.7%
2024 · €123k
2021: €40k
2022: €56k
2023: €87k
2024: €123k
2021 → 2025
Total assets
€341k▲ 15.0%
2024 · €297k
2021: €91k
2022: €157k
2023: €205k
2024: €297k
2021 → 2025
Net result
€45k▲ 24.1%
2024 · €36k
2021: €15k
2022: €16k
2023: €31k
2024: €36k
2021 → 2025
Working capital
€168k▲ 36.7%
2024 · €123k
2021: €40k
2022: €56k
2023: €87k
2024: €123k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€56k▲ 38.7%€87k▲ 54.8%€123k▲ 42.0%€168k▲ 36.7%
Operating result€22k-€21k▼ 2.1%€38k▲ 80.7%€43k▲ 11.5%€63k▲ 46.3%
Net result€15k-€16k▲ 1.7%€31k▲ 96.4%€36k▲ 18.7%€45k▲ 24.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 46% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €341k
Equity
€168k▲ 36.7%
Debt
€173k▼ 0.4%
The debt ratio falls from 58.6% to 50.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
49.3%▲
2024 · 41.4%
Current ratio
1.97▲
2024 · 1.71
Quick ratio
1.97▲
2024 · 1.71
Debt / equity
1.03▼
2024 · 1.41
ROE
26.8%▼
2024 · 29.6%
ROA
13.2%▲
2024 · 12.3%
Debt
€173k▼
2024 · €174k
Debt ≤ 1 year
€173k▼
2024 · €174k
Income taxes
€17k▲
2024 · €13k
Staff costs
€167k▼
2024 · €269k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€341k▲
Current assets29/58€297k€341k▲
Amounts receivable within one year40/41€297k€330k▲
Trade receivables40€307€0▼
Other amounts receivable41€297k€330k▲
Deferred charges and accrued income490/1€0€11k▲
Equity and liabilities
Total equity and liabilities10/49€297k€341k▲
Equity10/15€123k€168k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€98k€143k▲
Amounts payable17/49€174k€173k▼
Amounts payable within one year42/48€174k€173k▼
Trade debts44€30k€124k▲
Suppliers440/4€30k€124k▲
Taxes, remuneration and social security45€144k€49k▼
Taxes450/3€22k€6k▼
Remuneration and social security454/9€122k€43k▼
Income statement
Code20242025
Remuneration, social security and pensions62€269k€167k▼
Other operating charges640/8€0-
Gross operating margin9900€311k€230k▼
Operating profit (loss)9901€43k€63k▲
Financial income75/76B€7k€3k▼
Recurring financial income75€7k€3k▼
Financial charges65/66B€29€3k▲
Recurring financial charges65€29€3k▲
Profit (loss) for the period before taxes9903€50k€62k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€36k€45k▲
Profit (loss) for the period to be appropriated9905€36k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€98k€143k▲
Profit (loss) brought forward from the previous period14P€62k€98k▲
Social balance
Average headcount (FTE)90871.51.5=
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €45k ▲24.1%
Operating result €63k, net result €45k, both a record.
31-12
Financial
Equity above €150kEq €168k ▲36.7%
5 profitable years in a row build equity to €168k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €123k ▲42%
4 profitable years in a row build equity to €123k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 164 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Lazaruslaan 4-101210 Sint-Joost-ten-NodeGround area
3,162 m²
Building footprint
2,256 m²
Volume, LiDAR
107,414 m³
Parcel 21014A0112/00K002, Brussels · tallest building 79.3 m, ±19 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Lazaruslaan 4-10 ET6, 1210 Sint-Joost-ten-Node
since 20202.307.579.124
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0112/00K002 | Brussels | 3,162 m² | 1 · 2,256 m² | 79.3 m · 19 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2020
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.camurus.com