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CAMTEC SERVICES

Active
Private limited companyfounded 20232 yrs activeJozef Van Elewijckstraat 22, 1853 Grimbergen, BelgiumKBO/BCE: BE 1003.581.695
Summary

The computed 12-month bankruptcy probability of CAMTEC SERVICES is 1.6% (moderate). The 2025 annual accounts show equity of €32,608 and a net result of €15,177. Its solvency ranks better than 39% of 5048 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability80▲+1
Solvency61▲+16
Growth78
Track record82
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.25 in 2024; short-term debt: 63.8% and cash: 78.6% of total assets), but 63.8% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 d early
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 December 2023, CAMTEC SERVICES was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15,177▲ 5.2%
2024 · €14,431
Working capital
€32,552▲ 86.7%
2024 · €17,431
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€18,212-€19,474▲ 6.9%
Net result€14,431within the sector's middle half-€15,177within the sector's middle half▲ 5.2%
Equity€17,431below the sector's middle half-€32,608below the sector's middle half▲ 87.1%
Total assets€86,853below the sector's middle half-€90,090below the sector's middle half▲ 3.7%
Debt€69,422-€57,482▼ 17.2%
Working capital€17,431below the sector's middle half-€32,552below the sector's middle half▲ 86.7%
Solvency20.1%below the sector's middle half-36.2%within the sector's middle half▲ 16.1pp
Current ratio1.25within the sector's middle half-1.57within the sector's middle half▲ 0.32
Return on assets (ROA)16.6%above the sector's middle half-16.8%above the sector's middle half▲ 0.2pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000€20,000Operating result 2024: €18,212€18,212Net result 2024: €14,431€14,431Operating result 2025: €19,474€19,474Net result 2025: €15,177€15,17720242025€0€5,000€10,000€15,000€20,000Operating result 2024: €18,212€18,200Net result 2024: €14,431€14,400Operating result 2025: €19,474€19,500Net result 2025: €15,177€15,20020242025
The operating result rises in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90,090
Fixed assets €56
Current assets €90,034
Equity and liabilities €90,090
Equity €32,608 ▲ 87.1%
Debt €57,482 ▼ 17.2%
Debt's share of the balance-sheet total falls from 79.9% to 63.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
1.76▼
2024 · 3.98
ROE
46.5%▼
2024 · 82.8%
Debt ≤ 1 year
€57,482▼
2024 · €69,422
Income taxes
€4,095▲
2024 · €3,760
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€86,853€90,090▲
Fixed assets21/28-€56
Financial fixed assets28-€56
Current assets29/58€86,853€90,034▲
Amounts receivable within one year40/41€35,076€19,234▼
Trade receivables40€27,382-
Other amounts receivable41€7,694€19,234▲
Cash at bank and in hand54/58€51,778€70,800▲
Equity and liabilities
Total equity and liabilities10/49€86,853€90,090▲
Equity10/15€17,431€32,608▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€14,431€29,608▲
Amounts payable17/49€69,422€57,482▼
Amounts payable within one year42/48€69,422€57,482▼
Trade debts44€59,570€51,953▼
Suppliers440/4€59,570€51,953▼
Taxes, remuneration and social security45€9,853€5,528▼
Taxes450/3€1,063€4,063▲
Remuneration and social security454/9€8,790€1,465▼
Income statement Code20242025
Gross operating margin9900€18,212€19,474▲
Operating profit (loss)9901€18,212€19,474▲
Financial charges65/66B€21€202▲
Recurring financial charges65€21€202▲
Profit (loss) for the period before taxes9903€18,191€19,272▲
Income taxes67/77€3,760€4,095▲
Profit (loss) for the period9904€14,431€15,177▲
Profit (loss) for the period to be appropriated9905€14,431€15,177▲
Appropriation of the result
Profit (loss) to be appropriated9906€14,431€29,608▲
Profit (loss) brought forward from the previous period14P-€14,431

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Gross operating margin9900€18,212€19,474▲ 6.9%
Operating profit (loss)9901€18,212€19,474▲ 6.9%
Financial charges65/66B€21€202▲ 877%
Recurring financial charges65€21€202▲ 877%
Profit (loss) for the period before taxes9903€18,191€19,272▲ 5.9%
Income taxes67/77€3,760€4,095▲ 8.9%
Profit (loss) for the period9904€14,431€15,177▲ 5.2%
Profit (loss) for the period to be appropriated9905€14,431€15,177▲ 5.2%
Line20242025Change
Assets
Total assets20/58€86,853€90,090▲ 3.7%
Fixed assets21/28-€56-
Financial fixed assets28-€56-
Current assets29/58€86,853€90,034▲ 3.7%
Amounts receivable within one year40/41€35,076€19,234▼ 45.2%
Trade receivables40€27,382--
Other amounts receivable41€7,694€19,234▲ 150%
Cash at bank and in hand54/58€51,778€70,800▲ 36.7%
Equity and liabilities
Total equity and liabilities10/49€86,853€90,090▲ 3.7%
Equity10/15€17,431€32,608▲ 87.1%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€14,431€29,608▲ 105%
Amounts payable17/49€69,422€57,482▼ 17.2%
Amounts payable within one year42/48€69,422€57,482▼ 17.2%
Trade debts44€59,570€51,953▼ 12.8%
Suppliers440/4€59,570€51,953▼ 12.8%
Taxes, remuneration and social security45€9,853€5,528▼ 43.9%
Taxes450/3€1,063€4,063▲ 282%
Remuneration and social security454/9€8,790€1,465▼ 83.3%
Line20242025Change
Profit (loss) for the period9904€14,431€15,177▲ 5.2%
Operating cash flow (approximation)€14,431€15,177▲ 5.2%
Change in cash-€19,022-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,117 m²
Building footprint
434 m²
Volume, LiDAR
4,317 m³
2 parcels, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
43 companies at this address See who is registered here
1 establishment unit
CAMTEC SERVICES
de Villegas de Clercampstraat 180, 1853 GrimbergenWholesale trade
since 20232.354.251.168
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0526/00N004 Flanders 688 m² 1 · 220 m² 14.3 m · 4 fl.
23084A0129/00C005 Flanders 430 m² 1 · 214 m² 12.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,743 companies in sector 46150 we hold annual accounts for 758. 542 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end30-06
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
Contact
Phone +32470686943
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003581695
Also 9925:BE1003581695
Registered 11-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.