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CAMOGLU

Active
Private limited companyfounded 2024active for 2 yearsPassage Lemonnier 43-45, 4000 Liège, BelgiumKBO/BCE: BE 1005.842.785

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

CAMOGLU has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,299 and a net result of €81,299. Its solvency ranks better than 47% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

KBO
Status
Active since 09-02-2024 Normal situation
Activity
Retail sale of watches and jewellery NACE 47770and 2 others
Establishment unit
2.356.631.826 4000 Liège, since 01-03-2024
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€121,737
Turnover
≈ €380,000
estimated
Profit
€81,299
Equity
€106,299
Total assets
€357,838
Staff
≈ 0.1 FTE
estimated
Filed on 03-08-2026, 3 days after the deadlineat the National Bank
Score breakdownraises riskFounded in 2024Sector: Retail trade (NACE 47)lowers riskSize: total assets €357,838Figures for financial year 2025 (filed on 05-08-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 52% of micro companies in retail trade (NACE 47)
Financial strength
Average
Solvency 55
equity 29.7% of total assets
Liquidity 22
short-term debt 70.3% · cash 7.4%
Profitability 97
return on assets 22.7%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 03-2025: 1.8% 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 2.3%▲ +0.4 percentage points vs 05-2025 07-2025: 2.3%● unchanged vs 06-2025 08-2025: 2.6%▲ +0.3 percentage points vs 07-2025 09-2025: 2.8%▲ +0.2 percentage points vs 08-2025 10-2025: 2.9%▲ +0.1 percentage points vs 09-2025 11-2025: 2.8%▼ -0.1 percentage points vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 3.0%▲ +0.2 percentage points vs 12-2025 02-2026: 3.1%▲ +0.1 percentage points vs 01-2026 03-2026: 3.1%● unchanged vs 02-2026highest value 04-2026: 3.1%● unchanged vs 03-2026highest value 05-2026: 3.1%● unchanged vs 04-2026highest value 06-2026: 3.1%● unchanged vs 05-2026highest value 07-2026: 3.1%● unchanged vs 06-2026highest value 08-2026: 3.1%● unchanged vs 07-2026 09-2026: 1.1%▼ -2.0 percentage points vs 08-2026 10-2026: 1.0%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is tight, with a current ratio of 1.17, below the usual 1.5. Short-term debt is 70.3% and cash 7.4% of total assets. 70.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 45% of them on solvency, 20% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €357,838
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
3 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: Higher net result than 94% of companies in retail tradesector median €5,089 · 22,707 companies €81,299 View

Comparable companies

These companies have the same main activity as CAMOGLU: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €282,000 and €414,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
CAMOGLU Liège€357,838€121,737
THWAINI JUWELIER Antwerpen€381,868€159,485
Bijouterie Moris Elsene€284,374€101,675
Jewelry Alliance Leuven€414,094€104,788
UZAL JEWELRY Ukkel€282,453€102,122
CECE JEWELS Aalst€300,314€189,950
Juwelier Slenders Lommel€326,557€74,490
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CAMOGLU

What is the company number of CAMOGLU?
The company number of CAMOGLU is 1005.842.785. The VAT number is the same number with BE in front: BE 1005.842.785.
Where is CAMOGLU based?
The registered office is at Passage Lemonnier 43-45, 4000 Liège.Company details
What does CAMOGLU do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of CAMOGLU?
The legal form of CAMOGLU is Private limited company (BV).
When was CAMOGLU founded?
CAMOGLU was founded on 09-02-2024.
Is CAMOGLU still active?
Yes, CAMOGLU is an active enterprise in the KBO register.
What is the turnover of CAMOGLU?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €121,737 and 32 comparable companies (NACE 477). It probably lies between €270,000 and €750,000.Financials
Is CAMOGLU profitable?
In financial year 2025, CAMOGLU made a profit of €81,299.
Where can I find the annual accounts of CAMOGLU?
CAMOGLU filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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