CAMOGLU
ActiveThe computed 12-month bankruptcy probability of CAMOGLU is 1.9% (moderate). The 2025 annual accounts show equity of €106k and a net result of €81k. Its solvency ranks better than 46% of 18024 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency50
Growth-
Stability67
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity tight (current ratio 1.17), and 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
22.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
3 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€106k
Total assets
€358k
Net result
€81k
Working capital
€44k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €358k
Fixed assets
€63k
Current assets
€295k
Equity and liabilities €358k
Equity
€106k
Debt
€252k
Debt finances 70.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€119k
Cash flow
€98k
Solvency
29.7%
Current ratio
1.17
Quick ratio
0.26
Debt / equity
2.37
ROE
76.5%
ROA
22.7%
Interest coverage
276.17
Debt
€252k
Debt ≤ 1 year
€252k
Income taxes
€21k
Staff costs
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€358k
Fixed assets21/28€63k
Tangible fixed assets22/27€63k
Land and buildings22€24k
Furniture and vehicles24€39k
Current assets29/58€295k
Stocks and contracts in progress3€230k
Stocks30/36€230k
Amounts receivable within one year40/41€39k
Trade receivables40€31k
Other amounts receivable41€8k
Cash at bank and in hand54/58€27k
Equity and liabilities
Total equity and liabilities10/49€358k
Equity10/15€106k
Contributions10/11€25k
Profit (loss) carried forward14€81k
Amounts payable17/49€252k
Amounts payable within one year42/48€252k
Trade debts44€115k
Suppliers440/4€115k
Taxes, remuneration and social security45€22k
Taxes450/3€21k
Remuneration and social security454/9€324
Other amounts payable47/48€115k
Income statement
Code2025
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k
Other operating charges640/8€400
Non-recurring operating charges66A€6
Gross operating margin9900€122k
Operating profit (loss)9901€103k
Financial income75/76B€3
Recurring financial income75€3
Financial charges65/66B€432
Recurring financial charges65€432
Profit (loss) for the period before taxes9903€102k
Income taxes67/77€21k
Profit (loss) for the period9904€81k
Profit (loss) for the period to be appropriated9905€81k
Appropriation of the result
Profit (loss) to be appropriated9906€81k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Passage Lemonnier 43-454000 LiègeGround area
86 m²
Building footprint
23 m²
Volume, LiDAR
389 m³
Parcel 62063A0982/00R003, Wallonia · tallest building 18.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Passage Lemonnier 43-45, 4000 Liège
since 20242.356.631.826
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0982/00R003 | Wallonia | 86 m² | 1 · 23 m² | 18.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OMNIA GOLD
BE 0688.682.281
Anderlecht · Eq €106k
IRC JEWELLERY
BE 0462.214.106
Antwerpen · Eq €106k
CB Design
BE 0887.042.135
Gent · Eq €105k
CHRONOGRAPHE
BE 0847.403.282
Wavre · Eq €105k
Zultanit
BE 0736.533.272
Genk · Eq €105k
Of 2,006 companies in sector 47770 we hold annual accounts for 892. 698 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2024
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
46480Wholesale trade
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.