Camisa 10 Construct
ActiveSummary
The computed 12-month bankruptcy probability of Camisa 10 Construct is 2.7% (moderate). The 2025 annual accounts show equity of €10k and a net result of €10k. Its solvency ranks better than 13% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability78
Solvency33
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.93; short-term debt: 92.3% of total assets), and 92.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
7.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€10k
Total assets
€133k
Net result
€10k
Working capital
€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €133k
Fixed assets
€19k
Current assets
€114k
Equity and liabilities €133k
Equity
€10k
Debt
€123k
Debt finances 92.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€23k
Cash flow
€14k
Current ratio
0.93
Debt to equity
11.93
ROE
100.0%
ROA
7.7%
Interest coverage
6.37
Debt ≤ 1 year
€123k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet
Code2025
Assets
Total assets20/58€133k
Fixed assets21/28€19k
Tangible fixed assets22/27€19k
Furniture and vehicles24€19k
Current assets29/58€114k
Amounts receivable within one year40/41€114k
Trade receivables40€113k
Other amounts receivable41€714
Equity and liabilities
Total equity and liabilities10/49€133k
Equity10/15€10k
Profit (loss) carried forward14€10k
Amounts payable17/49€123k
Amounts payable within one year42/48€123k
Trade debts44€117k
Suppliers440/4€117k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€578
Gross operating margin9900€23k
Operating profit (loss)9901€19k
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€15k
Income taxes67/77€5k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k |
| Other operating charges640/8 | €578 |
| Gross operating margin9900 | €23k |
| Operating profit (loss)9901 | €19k |
| Financial charges65/66B | €4k |
| Recurring financial charges65 | €4k |
| Profit (loss) for the period before taxes9903 | €15k |
| Income taxes67/77 | €5k |
| Profit (loss) for the period9904 | €10k |
| Profit (loss) for the period to be appropriated9905 | €10k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €133k | |
| Fixed assets21/28 | €19k | |
| Tangible fixed assets22/27 | €19k | |
| Furniture and vehicles24 | €19k | |
| Current assets29/58 | €114k | |
| Amounts receivable within one year40/41 | €114k | |
| Trade receivables40 | €113k | |
| Other amounts receivable41 | €714 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €133k | |
| Equity10/15 | €10k | |
| Profit (loss) carried forward14 | €10k | |
| Amounts payable17/49 | €123k | |
| Amounts payable within one year42/48 | €123k | |
| Trade debts44 | €117k | |
| Suppliers440/4 | €117k | |
| Taxes, remuneration and social security45 | €5k | |
| Taxes450/3 | €5k | |
| Other amounts payable47/48 | €1k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €10k |
| + Depreciation and write-downs630 | €4k |
| Operating cash flow (approximation) | €14k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2025
Ground area
1,159 m²
Building footprint
865 m²
Volume, LiDAR
21,346 m³
2 parcels, Brussels · tallest building 46.1 m, ±14 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Camisa 10 Construct
since 20252.368.213.824
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0265/00E002 | Brussels | 852 m² | 1 · 559 m² | 19.5 m · 5 fl. |
| 21018A0124/00E003 | Brussels | 306 m² | 1 · 306 m² | 46.1 m · 14 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROUPE-RHINO
BE 1008.019.149
Charleroi · Eq €10,299
GLOBAL ART CONCEPT
BE 0872.713.750
Braine-l'Alleud · Eq €10,323
BRF CONSTRUCT
BE 0719.325.076
Pont-à-Celles · Eq €10,329
TDC Construct
BE 0738.881.464
Gent · Eq €10,286
TEAM AGP
BE 0776.957.330
Kortrijk · Eq €10,337
Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 4,110 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.