CAMELLE
ActiveSummary
CAMELLE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101,078 and a net result of -€14,703. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 8111 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability9▼-75
Solvency81▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.25 against 0.66 in 2023; short-term debt: 32% and cash: 0.7% of total assets), and 44.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.9%
Return on assets
-8.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-09-2026, 399 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
399 d late
2023
764 d late
2022
589 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 584 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€14,703
2023 · €26,292
Working capital
-€43,521▼ 75.9%
2023 · -€24,742
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€113,962-€37,250▼ 67.3%-€10,541
Net result€84,490above the sector's middle half-€26,292within the sector's middle half▼ 68.9%-€14,703below the sector's middle half
Equity€89,490within the sector's middle half-€115,782within the sector's middle half▲ 29.4%€101,078below the sector's middle half▼ 12.7%
Total assets€141,488within the sector's middle half-€214,402below the sector's middle half▲ 51.5%€180,677below the sector's middle half▼ 15.7%
Debt€51,998-€98,620▲ 89.7%€79,599▼ 19.3%
Working capital-€35,468below the sector's middle half--€24,742within the sector's middle half▲ 30.2%-€43,521within the sector's middle half▼ 75.9%
Solvency63.2%within the sector's middle half-54.0%within the sector's middle half▼ 9.2pp55.9%within the sector's middle half▲ 1.9pp
Current ratio0.32below the sector's middle half-0.66within the sector's middle half▲ 0.340.25below the sector's middle half▼ 0.41
Return on assets (ROA)59.7%above the sector's middle half-12.3%within the sector's middle half▼ 47.5pp-8.1%below the sector's middle half▼ 20.4pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €10,541 after €37,250 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180,677
Fixed assets
€166,388 ▼ 0.4%
Current assets
€14,289 ▼ 69.8%
Equity and liabilities €180,677
Equity
€101,078 ▼ 12.7%
Debt
€79,599 ▼ 19.3%
Debt's share of the balance-sheet total falls from 46.0% to 44.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€9,893▼
2023 · €37,898
Cash flow
-€14,055▼
2023 · €26,940
Debt to equity
0.79▼
2023 · 0.85
ROE
-14.5%▼
2023 · 22.7%
Interest coverage
-4.98▼
2023 · 27.80
Debt ≤ 1 year
€57,810▼
2023 · €72,107
Debt > 1 year
€21,789▼
2023 · €26,513
Income taxes
€2,075▼
2023 · €9,595
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €209 | €648 | €648 | = |
| Other operating charges640/8 | €436 | €6,414 | €880 | ▼ 86.3% |
| Gross operating margin9900 | €114,607 | €44,312 | -€9,013 | ▼ 120% |
| Operating profit (loss)9901 | €113,962 | €37,250 | -€10,541 | ▼ 128% |
| Financial income75/76B | €0 | - | - | - |
| Recurring financial income75 | €0 | - | - | - |
| Non-recurring financial income76B | €0 | - | - | - |
| Financial charges65/66B | €560 | €1,363 | €2,087 | ▲ 53.1% |
| Recurring financial charges65 | €72 | €1,363 | €1,988 | ▲ 45.9% |
| Non-recurring financial charges66B | €487 | - | €99 | - |
| Profit (loss) for the period before taxes9903 | €113,403 | €35,887 | -€12,628 | ▼ 135% |
| Income taxes67/77 | €28,913 | €9,595 | €2,075 | ▼ 78.4% |
| Profit (loss) for the period9904 | €84,490 | €26,292 | -€14,703 | ▼ 156% |
| Profit (loss) for the period to be appropriated9905 | €84,490 | €26,292 | -€14,703 | ▼ 156% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €141,488 | €214,402 | €180,677 | ▼ 15.7% |
| Fixed assets21/28 | €124,959 | €167,037 | €166,388 | ▼ 0.4% |
| Tangible fixed assets22/27 | €2,459 | €6,204 | €5,555 | ▼ 10.5% |
| Land and buildings22 | €2,459 | €6,204 | €5,555 | ▼ 10.5% |
| Financial fixed assets28 | €122,500 | €160,833 | €160,833 | = |
| Current assets29/58 | €16,529 | €47,365 | €14,289 | ▼ 69.8% |
| Amounts receivable after more than one year29 | - | €7,685 | €13,104 | ▲ 70.5% |
| Trade receivables290 | - | €7,685 | €0 | ▼ 100% |
| Other amounts receivable291 | - | - | €13,104 | - |
| Amounts receivable within one year40/41 | €8,045 | €30,717 | €4 | ▼ 100.0% |
| Trade receivables40 | €8,045 | - | - | - |
| Other amounts receivable41 | - | €30,717 | €4 | ▼ 100.0% |
| Cash at bank and in hand54/58 | €8,484 | €8,959 | €1,181 | ▼ 86.8% |
| Deferred charges and accrued income490/1 | - | €4 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €141,488 | €214,402 | €180,677 | ▼ 15.7% |
| Equity10/15 | €89,490 | €115,782 | €101,078 | ▼ 12.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Capital10 | - | €5,000 | €5,000 | = |
| Issued capital100 | - | €5,000 | €5,000 | = |
| Reserves13 | €8,449 | €8,449 | €8,449 | = |
| Non-distributable reserves130/1 | €8,449 | €8,449 | €8,449 | = |
| Legal reserve130 | - | €8,449 | €8,449 | = |
| Reserves not available under the articles1311 | €8,449 | - | - | - |
| Profit (loss) carried forward14 | €76,041 | €102,333 | €87,629 | ▼ 14.4% |
| Amounts payable17/49 | €51,998 | €98,620 | €79,599 | ▼ 19.3% |
| Amounts payable after more than one year17 | - | €26,513 | €21,789 | ▼ 17.8% |
| Financial debts170/4 | - | €26,172 | €21,789 | ▼ 16.7% |
| Trade debts175 | - | €341 | - | - |
| Amounts payable within one year42/48 | €51,998 | €72,107 | €57,810 | ▼ 19.8% |
| Current portion of amounts payable after more than one year42 | - | €4,166 | - | - |
| Financial debts43 | - | - | €4,383 | - |
| Credit institutions430/8 | - | - | €4,383 | - |
| Trade debts44 | €6,654 | - | €2,155 | - |
| Suppliers440/4 | €6,654 | - | €2,155 | - |
| Taxes, remuneration and social security45 | €42,087 | €67,941 | €51,272 | ▼ 24.5% |
| Taxes450/3 | €37,187 | €67,941 | €51,272 | ▼ 24.5% |
| Remuneration and social security454/9 | €4,900 | - | - | - |
| Other amounts payable47/48 | €3,256 | - | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €84,490 | €26,292 | -€14,703 | ▼ 156% |
| + Depreciation and write-downs630 | €209 | €648 | €648 | = |
| Operating cash flow (approximation) | €84,699 | €26,940 | -€14,055 | ▼ 152% |
| Investment in fixed assets (approximation) | - | -€42,726 | €1 | ▲ 100% |
| Change in cash | - | €475 | -€7,778 | ▼ 1,739% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 399 days late
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 764 days late
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 589 days late
2024
31-12
Financial
Weakest financial yearnet -€14,703
Net result drops to -€14,703, the lowest in the series.
2023
31-12
Financial
Equity above €100,000Eq €115,782 ▲29.4%
2 profitable years in a row build equity to €115,782.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Ground area
5,155 m²
Building footprint
1,183 m²
Volume, LiDAR
16,816 m³
2 parcels, Wallonia · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Camelle
since 20212.325.755.934
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92078A0002/02G002 | Wallonia | 2,634 m² | 1 · 1,021 m² | 18.2 m · 5 fl. |
| 84068B0361/00K000 | Wallonia | 2,521 m² | 1 · 162 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 40,620 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47551Retail sale of household furniture
71112Activities of interior architects
74130Interior design
82100Office administrative and support services
82990Other business support services
Contact
E-mail
valerie@camelle.be
Phone
+32495426636
E-invoicing
Not found in the Peppol register
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