BT Consultance
ActiveSummary
BT Consultance has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €154k. Equity is growing by ~5441% per year across the filed fiscal years. Its solvency ranks better than 74% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▲+36
Solvency100▲+80
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.94 against 0.22 in 2024; short-term debt: 17.9% and cash: 6.9% of total assets), and 22.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.9%
Return on assets
78.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
40 d late
2024
27 d late
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k
2024 · €-1k
2023: €1k
2024: €-1k▼ -207% vs 2023lowest in 3 years
2025: €152k▲ +11075% vs 2024highest in 3 years
2023 → 2025
Total assets
€196k▲ 536%
2024 · €31k
2023: €39k
2024: €31k▼ -21.9% vs 2023lowest in 3 years
2025: €196k▲ +536% vs 2024highest in 3 years
2023 → 2025
Net result
€154k
2024 · €-3k
2023: €292
2024: €-3k▼ -1017% vs 2023lowest in 3 years
2025: €154k▲ +5837% vs 2024highest in 3 years
2023 → 2025
Working capital
€103k
2024 · €-25k
2023: €-23k
2024: €-25k▼ -7.1% vs 2023lowest in 3 years
2025: €103k▲ +509% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€1k-€-1k€152k
2023: €1k
2024: €-1k▼ -207% vs 2023lowest in 3 years
2025: €152k▲ +11075% vs 2024highest in 3 years
Operating result€5k-€554▼ 88.1%€-26k
2023: €5khighest in 3 years
2024: €554▼ -88.1% vs 2023
2025: €-26k▼ -4874% vs 2024lowest in 3 years
Net result€292-€-3k€154k
2023: €292
2024: €-3k▼ -1017% vs 2023lowest in 3 years
2025: €154k▲ +5837% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €26k after €554 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€58k ▲ 144%
Current assets
€138k ▲ 1,887%
Equity and liabilities €196k
Equity
€152k
Debt
€43k
Debt finances 22.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€-22k▼
2024 · €2k
Cash flow
€158k▲
2024 · €-1k
Current ratio
3.94▲
2024 · 0.22
Debt to equity
0.28▲
2024 · -23.14
ROE
100.9%
ROA
78.6%▲
2024 · -8.7%
Interest coverage
-7.72▼
2024 · 0.77
Debt ≤ 1 year
€35k▲
2024 · €32k
Income taxes
€827▼
2024 · €953
Staff costs
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€31k€196k▲
Fixed assets21/28€24k€58k▲
Intangible fixed assets21-€564
Tangible fixed assets22/27€4k€45k▲
Plant, machinery and equipment23-€448
Furniture and vehicles24€4k€44k▲
Financial fixed assets28€20k€13k▼
Current assets29/58€7k€138k▲
Amounts receivable after more than one year29-€77k
Trade receivables290-€77k
Amounts receivable within one year40/41€5k€47k▲
Trade receivables40€5k€47k▲
Other amounts receivable41€45-
Cash at bank and in hand54/58€1k€14k▲
Deferred charges and accrued income490/1€956-
Equity and liabilities
Total equity and liabilities10/49€31k€196k▲
Equity10/15€-1k€152k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€-2k€151k▲
Amounts payable17/49€32k€43k▲
Amounts payable within one year42/48€32k€35k▲
Financial debts43-€24k
Credit institutions430/8-€24k
Trade debts44€795€742▼
Suppliers440/4€795€742▼
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€1k€5k▲
Other amounts payable47/48€22k€2k▼
Accrued charges and deferred income492/3€121€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€610-
Gross operating margin9900€4k€-9k▼
Operating profit (loss)9901€554€-26k▼
Financial income75/76B-€184k
Recurring financial income75-€184k
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-2k€155k▲
Income taxes67/77€953€827▼
Profit (loss) for the period9904€-3k€154k▲
Profit (loss) for the period to be appropriated9905€-3k€154k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€151k▲
Profit (loss) brought forward from the previous period14P€292€-2k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €735 | - | €11k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €1k | €4k | ▲ 232% |
| Other operating charges640/8 | €1k | €2k | €3k | ▲ 60.6% |
| Non-recurring operating charges66A | €1k | €610 | - | - |
| Gross operating margin9900 | €10k | €4k | €-9k | ▼ 320% |
| Operating profit (loss)9901 | €5k | €554 | €-26k | ▼ 4,874% |
| Financial income75/76B | - | - | €184k | - |
| Recurring financial income75 | - | - | €184k | - |
| Financial charges65/66B | €1k | €2k | €3k | ▲ 27.7% |
| Recurring financial charges65 | €1k | €2k | €3k | ▲ 27.7% |
| Profit (loss) for the period before taxes9903 | €3k | €-2k | €155k | ▲ 9,047% |
| Income taxes67/77 | €3k | €953 | €827 | ▼ 13.2% |
| Profit (loss) for the period9904 | €292 | €-3k | €154k | ▲ 5,837% |
| Profit (loss) for the period to be appropriated9905 | €292 | €-3k | €154k | ▲ 5,837% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €39k | €31k | €196k | ▲ 536% |
| Fixed assets21/28 | €25k | €24k | €58k | ▲ 144% |
| Intangible fixed assets21 | - | - | €564 | - |
| Tangible fixed assets22/27 | €5k | €4k | €45k | ▲ 1,070% |
| Plant, machinery and equipment23 | - | - | €448 | - |
| Furniture and vehicles24 | €5k | €4k | €44k | ▲ 1,058% |
| Financial fixed assets28 | €20k | €20k | €13k | ▼ 35.9% |
| Current assets29/58 | €15k | €7k | €138k | ▲ 1,887% |
| Amounts receivable after more than one year29 | - | - | €77k | - |
| Trade receivables290 | - | - | €77k | - |
| Amounts receivable within one year40/41 | €3k | €5k | €47k | ▲ 900% |
| Trade receivables40 | €3k | €5k | €47k | ▲ 910% |
| Other amounts receivable41 | - | €45 | - | - |
| Cash at bank and in hand54/58 | €12k | €1k | €14k | ▲ 1,000% |
| Deferred charges and accrued income490/1 | €253 | €956 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €39k | €31k | €196k | ▲ 536% |
| Equity10/15 | €1k | €-1k | €152k | ▲ 11,075% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €292 | €-2k | €151k | ▲ 6,438% |
| Amounts payable17/49 | €38k | €32k | €43k | ▲ 34.5% |
| Amounts payable within one year42/48 | €38k | €32k | €35k | ▲ 9.2% |
| Financial debts43 | - | - | €24k | - |
| Credit institutions430/8 | - | - | €24k | - |
| Trade debts44 | - | €795 | €742 | ▼ 6.7% |
| Suppliers440/4 | - | €795 | €742 | ▼ 6.7% |
| Taxes, remuneration and social security45 | €13k | €9k | €8k | ▼ 5.0% |
| Taxes450/3 | €13k | €7k | €3k | ▼ 61.9% |
| Remuneration and social security454/9 | - | €1k | €5k | ▲ 323% |
| Other amounts payable47/48 | €26k | €22k | €2k | ▼ 92.9% |
| Accrued charges and deferred income492/3 | - | €121 | €8k | ▲ 6,730% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €292 | €-3k | €154k | ▲ 5,837% |
| + Depreciation and write-downs630 | €2k | €1k | €4k | ▲ 232% |
| Operating cash flow (approximation) | €3k | €-1k | €158k | ▲ 10,725% |
| Investment in fixed assets (approximation) | - | €-290 | €-38k | ▼ 13,061% |
| Change in cash | - | €-10k | €12k | ▲ 220% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
31-12
Financial
Back to profitnet €154k
Net result €154k after one loss-making year.
31-12
Financial
Liquidity times 18current ratio 3.94
Current ratio from 0.22 to 3.94.
31-12
Financial
Equity above €150kEq €152k
Equity rises from €-1k to €152k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Ground area
1,606 m²
Building footprint
136 m²
Volume, LiDAR
1,180 m³
Parcel 92302E0118/00Z003, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BT Consultance
since 20222.334.283.818
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302E0118/00Z003 | Wallonia | 1,606 m² | 1 · 136 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,792 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
Contact
E-mail
info.bt.consultance@gmail.com
Phone
+32496920560
Scores and ratios are computed by Checked and are not a credit decision.