CAMELEON CONSULT
ActiveCAMELEON CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €301k and a net result of €14k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 34% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+8
Solvency58▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.34 in 2024; short-term debt: 66.8% and cash: 0.1% of total assets), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
2022
30 d late
2021
31 d late
2020
27 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€301k▲ 4.8%
2024 · €287k
2018: €858k
2019: €201k
2020: €201k
2021: €216k
2022: €248k
2023: €262k
2024: €287k
2018 → 2025
Total assets
€906k▲ 0.4%
2024 · €902k
2018: €911k
2019: €879k
2020: €894k
2021: €885k
2022: €886k
2023: €879k
2024: €902k
2018 → 2025
Net result
€14k▼ 44.7%
2024 · €25k
2018: €10k
2019: €21k
2020: €-30
2021: €15k
2022: €31k
2023: €14k
2024: €25k
2018 → 2025
Working capital
€-392k▲ 3.6%
2024 · €-406k
2018: €160k
2019: €-486k
2020: €-505k
2021: €-442k
2022: €-422k
2023: €-420k
2024: €-406k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€248k▲ 14.5%€262k▲ 5.7%€287k▲ 9.6%€301k▲ 4.8%
Operating result€41k-€63k▲ 54.1%€63k▲ 0.6%€53k▼ 15.5%€50k▼ 6.5%
Net result€15k-€31k▲ 108%€14k▼ 55.0%€25k▲ 77.5%€14k▼ 44.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €906k
Fixed assets
€693k▼ 0.1%
Current assets
€213k▲ 2.1%
Equity and liabilities €906k
Equity
€301k▲ 4.8%
Debt
€605k▼ 1.7%
The debt ratio falls from 68.2% to 66.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
33.2%▲
2024 · 31.8%
Current ratio
0.35▲
2024 · 0.34
Quick ratio
0.35▲
2024 · 0.34
Debt / equity
2.01▼
2024 · 2.14
ROE
4.6%▼
2024 · 8.8%
ROA
1.5%▼
2024 · 2.8%
Debt
€605k▼
2024 · €615k
Debt ≤ 1 year
€605k▼
2024 · €615k
Income taxes
€8k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€902k€906k▲
Fixed assets21/28€693k€693k▼
Tangible fixed assets22/27€4k€4k▼
Land and buildings22€4k€4k=
Furniture and vehicles24€760-
Financial fixed assets28€689k€689k=
Current assets29/58€209k€213k▲
Amounts receivable after more than one year29€141k€150k▲
Other amounts receivable291€141k€150k▲
Amounts receivable within one year40/41€63k€61k▼
Trade receivables40€2k€7k▲
Other amounts receivable41€60k€54k▼
Cash at bank and in hand54/58€3k€825▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€902k€906k▲
Equity10/15€287k€301k▲
Contributions10/11€19k€19k=
Reserves13€269k€282k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€259k€273k▲
Amounts payable17/49€615k€605k▼
Amounts payable within one year42/48€615k€605k▼
Current portion of amounts payable after more than one year42€15k-
Trade debts44-€10k
Suppliers440/4-€10k
Taxes, remuneration and social security45€33k€34k▲
Taxes450/3€33k€34k▲
Other amounts payable47/48€567k€561k▼
Income statement
Code20242025
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€58k€51k▼
Operating profit (loss)9901€53k€50k▼
Financial income75/76B€29k€11k▼
Recurring financial income75€29k€11k▼
Financial charges65/66B€45k€40k▼
Recurring financial charges65€45k€40k▼
Profit (loss) for the period before taxes9903€38k€22k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€25k€14k▼
Profit (loss) for the period to be appropriated9905€25k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€14k▼
Transfer to equity691/2€25k€14k▼
To other reserves6921€25k€14k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €31k ▲108%
Net result €31k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-30 ▼100%
Net result drops to €-30, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bokkerijdersweg 323680 MaaseikGround area
1,989 m²
Building footprint
224 m²
Volume, LiDAR
1,192 m³
Parcel 72021D0725/00H000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cameleon Consult
since 20072.166.438.877
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021D0725/00H000 | Flanders | 1,989 m² | 1 · 224 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2007
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
80421
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:hd@cameleonconsult.be
Phone:089/561988