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CAMARO

Active
Private limited companyfounded 2020active for 6 yearsChaussée de Mariemont(MLZ) 113A, 7140 Morlanwelz, BelgiumKBO/BCE: BE 0747.522.679
Summary

The computed 12-month bankruptcy probability of CAMARO is 2.0% (moderate). The annual accounts of CAMARO for financial year 2026 show a net loss of 99% of the equity at the start of that year. The 2026 annual accounts show equity of €70 and a net result of -€10,058. Equity has been shrinking by about 16% per year since 2021. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 19% of 650 sector peers (NACE 47, financial year 2026). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-05-2020 Normal situation
Registered office
11 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Retail sale of fruit and vegetables NACE 47210
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 31-03-2022
Establishment unit
2.302.600.648 7160 Chapelle-lez-Herlaimont, since 20-05-2020
Financial year end
31 March
Peppol
Reachable since 01-12-2025

Board and ownership

Financial position

52 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts to 31-03-2026
Gross margin
€96,815
▼ 18.7%
Turnover
≈ €740,000
estimated
Loss
€10,058
Equity
€70
▼ 99.3%
Total assets
€75,185
▼ 23.7%
Employees on 31-03-2026
3
▼ 62.5%
Score breakdownraises risk1 change of registered office in 24 monthsLoss of €10,058 (financial year 2026)Equity €70 (0.1% of total assets)lowers riskSize: total assets €75,185Show the evidence

Checked score

Score 2026
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Weak
Solvency 25-10
equity 0.1% of total assets
Liquidity 33-22
short-term debt 95.3% · cash 26.1%
Profitability 17-49
return on assets -13.4%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.8%▲ +0.1 percentage points vs 09-2025 11-2025: 0.7%▼ -0.1 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025lowest value 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 1.2%▲ +0.5 percentage points vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.4%▲ +0.1 percentage points vs 07-2026 09-2026: 1.3%▼ -0.1 percentage points vs 08-2026 10-2026: 1.8%▲ +0.5 percentage points vs 09-2026 11-2026: 2.0%▲ +0.2 percentage points vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.71 (0.8 in 2025), below 1. Short-term debt is 95.3% and cash 26.1% of total assets. 99.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 19% of them on solvency, 30% on liquidity, 21% on profitability and 5% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €75,185
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €10,058 (financial year 2026)
NBB · annual accounts
raises risk · Equity €70 (0.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 650 sector peers (2026).
NBB · sector comparison
Position among 650 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
1 day early
2025
on the day
2024
6 days early
2023
on the day
2022
16 days late
2021
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 6 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 81% of companies in retail tradesector median €66,910 · 650 companies €70 View
  • Board changedlatest change 15-01-2026 · 2 in office 1 joined · 1 left View
  • Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Registered office moved from Ressaix to MorlanwelzResignation: Vincent Walem (director) · Appointment: Colasante Raphaël (director)
  2. · Gazette deed Appointment: Gabriel Colasante (director)
  3. · Gazette deed Resignation: Nicolas Lehette (director)
All 14 events

Comparable companies

These companies have the same main activity as CAMARO: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €62,500 and €96,200, founded between 2018 and 2022.

CompanyTotal assetsGross margin
CAMARO Morlanwelz€75,185€96,815
MIÂD-S Soignies€75,515€102,228
Vrins Jelle Hulshout€68,234€92,808
TIJMED Sint-Jans-Molenbeek€81,162€119,587
AMO FRUITS SERVICES Anderlecht€62,457€78,256
Aux Caves D’Artois Huy€90,209€91,214
BON APPEKIP Geraardsbergen€96,222€91,044
Full comparison

Key facts about CAMARO

What is the company number of CAMARO?
The company number of CAMARO is 0747.522.679. The VAT number is the same number with BE in front: BE 0747.522.679.
Where is CAMARO based?
The registered office is at Chaussée de Mariemont(MLZ) 113A, 7140 Morlanwelz.Company details
What does CAMARO do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of CAMARO?
The legal form of CAMARO is Private limited company (BV).
When was CAMARO founded?
CAMARO was founded on 20-05-2020.
Is CAMARO still active?
Yes, CAMARO is an active enterprise in the KBO register.
How many employees does CAMARO have?
CAMARO had an average of 3.7 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does CAMARO fall under?
In its 31-03-2022 annual accounts, CAMARO states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of CAMARO?
The turnover in financial year 2026 is ≈ €740,000. This figure is estimated from the gross margin of €96,815 and 45 comparable companies (NACE 472). It probably lies between €410,000 and €990,000.
Is CAMARO profitable?
In financial year 2026, CAMARO made a loss of €10,058.
Where can I find the annual accounts of CAMARO?
CAMARO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of CAMARO due?
CAMARO must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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